HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-Growth
HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-Growth: Mutual Fund Overview
HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-Growth is an Aggressive Hybrid mutual fund with over 10.04 years of performance history. The scheme manages an AUM of ₹1704.06 Cr and has a NAV of ₹37.025. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.24%.
Hybrid, Aggressive Hybrid, Principal at very high risk
1 Year Return 5.24% at 12 Mar 2026 09:21 PM
Fund Details
NAV 37.025
Sub-Type Aggressive Hybrid
Rating 4
Min. SIP Amount ₹100.0
Fund Age(Year) 10.04
Fund Size(in Crores) 1704.06
Fund Performance
1 Month -6.2%
3 Month -5.73%
6 Month -3.94%
1 Year 5.24%
3 Year 12.03%
5 Year 11.17%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (75.41%) Market Cap Mid Cap 7.22 Large Cap 47.08 Small Cap 21.11 Top Sectors Financial 25.39 Technology 8.01 Automobile 7.88 Energy 6.98 Capital Goods 5.02 Healthcare 4.73 Services 3.08 Consumer Staples 2.87 Insurance 2.86 Communication 2.21 Construction 1.88 Metals & Mining 1.78 Materials 1.5 Consumer Discretionary 0.81 Chemicals 0.41 Top Holding Kotak Mahindra Bank 2.68 Goodyear India 0.37 CreditAccess Grameen 0.74 National Aluminium Company 0.36 Alembic Pharmaceuticals 0.52 Dr. Lal Pathlabs 1.07 Voltamp Transformers 0.59 Max Financial Services 1.22 The Anup Engineering 0.37 Bharti Airtel 2.21 Bajaj Auto 1.46 Cipla 0.79 Balkrishna Industries 0.7 Sonata Software 0.35 Transport Corp 0.65 Havells India 0.94 Escorts Kubota 0.52 Gland Pharma 0.61 Huhtamaki India 0.39 Tamil Nadu Newsprint & Papers 0.28 Larsen & Toubro 1.88 Maruti Suzuki India 2.62 Blue Dart Express 0.67 Lumax Industries 1.06 HCL Technologies 1.63 Cyient 0.19 Procter & Gamble Health 0.35 PVR Inox 0.54 NTPC 0.78 KEC International 0.14 Finolex Industries 0.33 Crompton Greaves Con. Electricals 0.53 Hindustan Petroleum Corporation 0.64 GNA Axles 0.39 Popular Vehicles And Services 0.13 Bajaj Electricals 0.28 Axis Bank 3.25 City Union Bank 1.16 Alkem Laboratories 0.99 Gujarat State Petronet 0.54 United Spirits 0.73 ITC 1.29 CIE Automotive India 0.55 HDFC Bank 6.25 UTI Asset Mgmt 0.46 Godrej Consumer 0.57 Vesuvius India 0.88 Kalpataru Projects Intl. 0.65 Infosys 2.29 State Bank of India 3.53 Timken India 0.41 Delhivery 0.51 Tata Consultancy 2.32 Suprajit Engineering 0.76 ICICI Bank 5.66 Nilkamal 0.12 ICICI Lombard Gen. Insurance 1.12 Equitas Small Finance Bank 0.44 Tata Steel 0.87 Eris Lifesciences 0.4 The Ramco Cements 0.66 HDFC Life Insurance 0.84 Bayer CropScience 0.41 Redington 0.58 SBI Life Insurance Company 0.9 Power Grid Corporation Of India 1.75 Reliance Industries 3.27 Amagi Media Labs 0.49 SKF India (Industrial) 0.33 SKF India 0.71 Wipro 0.24 Zensar Technologies 0.5
Debt & Others (24.590000000000003%) Sector Allocation Real Estate Investment Trusts 0.87 Non Convertible Debenture 2.37 Net Current Assets 0.67 Debt Credit Ratings SOV 9.45 Cash & Call Money 7.42 AAA 6.85 Debt Category Mahindra Rural Housing Finance 0.91 Bajaj Finance 4.18 GOI 9.45 Others 7.42
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -4.5% Ret 1Y 9.14% Ret 3Y 13.04% Ret 5Y 10.5%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -4.5% Ret 1Y 9.14% Ret 3Y 13.04% Ret 5Y 10.5%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -4.5% Ret 1Y 9.14% Ret 3Y 13.04% Ret 5Y 10.5%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-Growth Ret 1M -6.4% Ret 1Y 7.35% Ret 3Y 12.87% Ret 5Y 9.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Ret 1M -6.4% Ret 1Y 7.35% Ret 3Y 12.87% Ret 5Y 9.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Reinvestment Ret 1M -6.4% Ret 1Y 7.35% Ret 3Y 12.87% Ret 5Y 9.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -4.88% Ret 1Y 9.35% Ret 3Y 13.51% Ret 5Y 7.97%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -4.88% Ret 1Y 9.35% Ret 3Y 13.51% Ret 5Y 7.97%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -4.88% Ret 1Y 9.35% Ret 3Y 13.51% Ret 5Y 7.97%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M -5.1% Ret 1Y 6.87% Ret 3Y 11.21% Ret 5Y 8.19%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M -5.1% Ret 1Y 6.87% Ret 3Y 11.21% Ret 5Y 8.19%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.08%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Nandita Menezes
Education CA (ICAI, INDIA), B.Com (University of Mumbai)
Experience Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Anupam Joshi
Education Mr. Joshi is a PGDM in Business Management.
Experience Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Dhruv Muchhal
Education Mr. Dhruv has done B.Com, CA and CFA
Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Shobhit Mehrotra
Education He is an MBA from Clemson University, USA.
Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Srinivasan Ramamurthy
Education Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Experience Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Arun Agarwal
Education Mr. Agarwal is a B.Com. and Chartered Accountant
Experience Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 35
Date of Incorporation 2016-02-25
Total AUM 952319.77
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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