UTI Banking and Financial Services Fund Regular Plan-IDCW Payout

Fund Details

NAV 76.4684

Sub-Type Sectoral-Banking

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 21.71

Fund Size(in Crores) 1385.87

Fund Performance

1 Month -1.02%

3 Month 3.82%

6 Month 4.55%

1 Year 13.36%

3 Year 14.58%

5 Year 15.43%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (76.46%) Market Cap Mid Cap 17.08 Large Cap 38.77 Small Cap 20.62 Top Sectors Financial 20.54 Services 14.96 Capital Goods 10.58 Technology 6.31 Construction 3.91 Communication 3.76 Energy 3.51 Healthcare 3.14 Automobile 3.09 Metals & Mining 2.43 Materials 2 Chemicals 1.13 Consumer Staples 1.1 Top Holding Interglobe Aviation 2.04 Hi-Tech Pipes 0.61 Oracle Financial Services Software 0.5 Vedanta 1.82 TD Power Systems 1.26 Axis Bank 1.96 Waaree Energies 3.01 CG Power 1 Jubilant FoodWorks 1.85 HDFC Bank 4.35 Canara Bank 2.67 Leela Palaces Hotels 0.63 Five-Star Business Finance 1.7 Ultratech Cement 2 Optiemus Infracom 0.89 Bikaji Foods International 1.1 Kaynes Technology India 1.35 Ujjivan Small Finance Bank 4.01 One97 Communications 2.77 Tech Mahindra 2.3 PG Electroplast 1.6 Metropolis Healthcare 1.85 ICICI Bank 1.71 Subros 0.64 Camlin Fine Sciences 1.13 Eternal 2.29 Maruti Suzuki India 2.45 MCX 3.68 Blue Jet Healthcare 0.34 Bharti Airtel 3.76 Polycab India 2.21 Exicom Tele-Systems 0.5 Bajaj Finance 3.39 Devyani International 0.8 Cohance Lifesciences 0.95 Coforge 3.51 Jyoti CNC Automation 1.26 REC 0.76 Larsen & Toubro 3.91 Hindustan Aero 1.9

Debt & Others (23.54%) Sector Allocation GOI Securities 8.87 Floating Rate Bond 0.93 CBLO 0.01 Debt Credit Ratings AAA 11.07 SOV 8.87 AA 1.24 A1+ 0.96 AA+ 0.75 Debt Category Muthoot Finance 0.75 National Bank Agr. Rur. Devp 1.12 LIC Housing Fin. 1.82 GOI 8.87

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-Growth Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Reinvestment Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%

Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.15%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Preethi R S

Education Ms. R S is B.E and MBA (Finance).

Experience Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.

Amit Kumar Premchandani

Education Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.

Experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 44

Date of Incorporation 2004-04-07

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.