Nippon India Banking and PSU Fund Direct-IDCW Monthly Reinvestment
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Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.62% at 23 Dec 2025 09:49 AM
Fund Details
NAV 10.7372
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 10.61
Fund Size(in Crores) 5582.1
Fund Performance
1 Month -0.1%
3 Month 1.24%
6 Month 2.19%
1 Year 7.62%
3 Year 7.68%
5 Year 6.21%
Know This Fund
As on 23 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (12.61%) Market Cap Mid Cap 1.75 Large Cap 10.83 Small Cap 0.03 Top Sectors Financial 6.93 Automobile 4.8 Technology 3.39 Consumer Discretionary 3.02 Consumer Staples 1.65 Energy 1.43 Services 0.6 Communication 0.57 Healthcare 0.51 Construction 0.48 Materials 0.46 Metals & Mining 0.36 Insurance 0.17 Capital Goods 0.15 Top Holding TVS Motor Company 2.39 TVS Motor Company - Pref. Shares 0.03 HDFC Bank 0.95 Axis Bank 0.36 Cholamandalam Investment and Finance Company 1.22 UNO Minda 1.57 Godrej Consumer 0.88 Tata Consultancy 2.17 Titan Company 2.86 Indusind Bank 0.18
Debt & Others (87.39%) Sector Allocation Debenture 7.93 Non Convertible Debenture 21.73 GOI Securities 14.06 Debt Credit Ratings Cash & Call Money 23.54 SOV 21.8 AA+ 16.85 AAA 12.81 Others 0.46 Debt Category Bandhan Nifty 50 ETF-G 11.93 Muthoot Finance 3.96 Aadhar Housing Fin 3.95 Bajaj Housing Finance 4.88
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -0.08% Ret 1Y 5.45% Ret 3Y 8.13% Ret 5Y 5.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -0.08% Ret 1Y 5.45% Ret 3Y 8.13% Ret 5Y 5.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -0.08% Ret 1Y 5.45% Ret 3Y 8.13% Ret 5Y 5.54%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M 0.02% Ret 1Y 6.55% Ret 3Y 7.46% Ret 5Y 6.85%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.38%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Vivek Sharma
Education Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
Experience He has been associated with Nippon India Mutual Fund since 2006.
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2015-05-15
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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