Bandhan Retirement Fund Regular-IDCW

Fund Details

NAV 12.831

Sub-Type Aggressive Hybrid

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 2.18

Fund Size(in Crores) 187.84

Fund Performance

1 Month -0.51%

3 Month 0.94%

6 Month 3.72%

1 Year 5.5%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (60.65%) Market Cap Small Cap -10.99 Mid Cap 13.56 Large Cap 58.08 Top Sectors Financial 16.53 Communication 6.26 Technology 5.03 Automobile 4.59 Energy 4.53 Services 3.76 Consumer Staples 3.5 Metals & Mining 3.49 Capital Goods 2.91 Construction 2.23 Materials 1.92 Healthcare 1.89 Chemicals 1.7 Insurance 1.46 Consumer Discretionary 0.85 Top Holding HCL Technologies -0.01 State Bank of India 1.93 Cipla 0.91 ICICI Bank 3.69 Bajaj Finserv -0.01 NHPC 1.06 Interglobe Aviation 0.58 Tata Motors Passenger Vehicles 0.39 Tata Motors 0.38 United Spirits 0.77 Bajaj Finance 1.1 Tata Consultancy 1.66 Kotak Mahindra Bank 1.68 Colgate-Palmolive (India) 0.58 Larsen & Toubro 1.42 HDFC Bank 4.02 Mankind Pharma 0.29 Zee Entertainment Enterprises 0.14 Max Financial Services 1.31 Emami 0.54 Berger Paints India 1.05 Jindal Steel 1.67 Wipro 0.44 Coal India 0.86 Maruti Suzuki India 2.03 Hero Motocorp 1.38 Dabur India 0.61 Lodha Developers 0.4 Mahindra & Mahindra Financial Services 0.53 Cholamandalam Investment and Finance Company 1.04 Varun Beverages 0.47 UNO Minda 0.42 Titan Company 0.85 Bharti Airtel 6.12 Vishnu Chemicals 0.84 CG Power 0.57 GAIL (India) 0.08 Jubilant Ingrevia 0.29 Hitachi Energy India 1.74 HDFC Life Insurance 0.81 Neogen Chemicals 0.1 Dhanuka Agritech 0.47 Sonata Software 0.57 Exide Industries 0.6 Jindal Stainless 0.61 Lupin 0.7 ITC 0.54 Axis Bank 1.23 Sobha 0.4 Adani Ports and Special Economic Zone 0.57 Star Health and Allied Insurance Company 0.65 Info Edge (India) 1.66 Eternal 0.96 Reliance Industries 3.39 Infosys 2.37 Hindalco Industries 1.21

Debt & Others (39.349999999999994%) Sector Allocation Net Receivables 0.34 GOI Securities 21.29 Cash 0 Debt Credit Ratings SOV 21.29 Cash 16.65 Cash & Call Money 1.41 Others 0 Debt Category Others 18.06 GOI 21.29

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-Growth Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Reinvestment Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%

Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.35%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Brijesh Shah

Education Mr. Shah is a Post Graduate Diploma in Finance.

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Vishal Biraia

Education Mr. Biraia has done B.E and CFA

Experience Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.

Viraj Kulkarni

Education Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Ritika Behera

Education Ms. Behera has done B.Com and MBA (Finance)

Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.

Gautam Kaul

Education Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Gaurav Satra

Education Mr. Satra has done B.Com and CA

Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 13

Date of Incorporation 2023-10-18

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.