Bandhan Retirement Fund Regular-IDCW Reinvestment
Bandhan Retirement Fund Regular-IDCW Reinvestment: Mutual Fund Overview
Bandhan Retirement Fund Regular-IDCW Reinvestment is an Aggressive Hybrid mutual fund with over 2.4 years of performance history. The scheme manages an AUM of ₹185.12 Cr and has a NAV of ₹12.246. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.73%.
Hybrid, Aggressive Hybrid, Principal at very high risk
1 Year Return 5.73% at 12 Mar 2026 08:22 PM
Fund Details
NAV 12.246
Sub-Type Aggressive Hybrid
Rating Not Rated
Min. SIP Amount ₹100.0
Fund Age(Year) 2.4
Fund Size(in Crores) 185.12
Fund Performance
1 Month -4.31%
3 Month -4.16%
6 Month -2.72%
1 Year 5.73%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (58.99%) Market Cap Small Cap -11.1 Mid Cap 8.89 Large Cap 61.2 Top Sectors Financial 16.81 Communication 5.67 Automobile 4.58 Energy 4.19 Technology 4.07 Metals & Mining 4.05 Consumer Staples 3.33 Capital Goods 3.22 Services 3.16 Construction 2.24 Healthcare 1.88 Materials 1.86 Chemicals 1.58 Insurance 1.4 Consumer Discretionary 0.95 Top Holding HCL Technologies 0.01 State Bank of India 2.4 Cipla 0.81 ICICI Bank 3.71 Bajaj Finserv -0.01 Interglobe Aviation 0.48 NHPC 1.05 Tata Motors Passenger Vehicles 0.42 Tata Motors 0.55 United Spirits 0.75 Bajaj Finance 1.08 Tata Consultancy 1.43 Kotak Mahindra Bank 1.67 Colgate-Palmolive (India) 0.61 Mankind Pharma 0.29 HDFC Bank 3.6 Zee Entertainment Enterprises 0.12 Larsen & Toubro 1.52 Max Financial Services 1.42 Emami 0.47 Berger Paints India 0.86 Jindal Steel 2.01 Coal India 1 Wipro 0.36 Maruti Suzuki India 1.93 Hero Motocorp 1.29 Mahindra & Mahindra Financial Services 0.54 Dabur India 0.62 Lodha Developers 0.35 Cholamandalam Investment and Finance Company 1.05 Varun Beverages 0.45 UNO Minda 0.39 Titan Company 0.95 Bharti Airtel 5.55 CG Power 0.63 Vishnu Chemicals 0.82 Jubilant Ingrevia 0.24 Hitachi Energy India 2.05 HDFC Life Insurance 0.77 GAIL (India) 0.08 Neogen Chemicals 0.13 Dhanuka Agritech 0.39 Sonata Software 0.43 Exide Industries 0.54 Jindal Stainless 0.63 Lupin 0.78 ITC 0.43 Axis Bank 1.35 Sobha 0.37 Adani Ports and Special Economic Zone 0.58 Eternal 0.8 Star Health and Allied Insurance Company 0.63 Info Edge (India) 1.3 Reliance Industries 3.06 Hindalco Industries 1.41 Infosys 1.84
Debt & Others (41.01%) Sector Allocation Net Receivables 0.27 GOI Securities 21.45 Cash 0 Debt Credit Ratings SOV 21.45 Cash 16.32 Cash & Call Money 3.24 Others 0 Debt Category Others 19.56 GOI 21.45
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -4.5% Ret 1Y 9.14% Ret 3Y 13.04% Ret 5Y 10.5%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -4.5% Ret 1Y 9.14% Ret 3Y 13.04% Ret 5Y 10.5%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -4.5% Ret 1Y 9.14% Ret 3Y 13.04% Ret 5Y 10.5%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-Growth Ret 1M -6.4% Ret 1Y 7.35% Ret 3Y 12.87% Ret 5Y 9.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Ret 1M -6.4% Ret 1Y 7.35% Ret 3Y 12.87% Ret 5Y 9.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Reinvestment Ret 1M -6.4% Ret 1Y 7.35% Ret 3Y 12.87% Ret 5Y 9.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -4.88% Ret 1Y 9.35% Ret 3Y 13.51% Ret 5Y 7.97%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -4.88% Ret 1Y 9.35% Ret 3Y 13.51% Ret 5Y 7.97%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -4.88% Ret 1Y 9.35% Ret 3Y 13.51% Ret 5Y 7.97%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M -5.1% Ret 1Y 6.87% Ret 3Y 11.21% Ret 5Y 8.19%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M -5.1% Ret 1Y 6.87% Ret 3Y 11.21% Ret 5Y 8.19%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.36%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Gaurav Satra
Education Mr. Satra has done B.Com and CA
Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Viraj Kulkarni
Education Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Brijesh Shah
Education Mr. Shah is a Post Graduate Diploma in Finance.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Vishal Biraia
Education Mr. Biraia has done B.E and CFA
Experience Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Gautam Kaul
Education Mr. Kaul is a B.Com (H) and MBA (Finance).
Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Ritika Behera
Education Ms. Behera has done B.Com and MBA (Finance)
Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 15
Date of Incorporation 2023-10-18
Total AUM 194296.45
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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