UTI Credit Risk Fund Regular Plan-IDCW Quarterly Payout
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Debt, Credit Risk, Principal at moderately high risk
1 Year Return 7.05% at 05 Feb 2026 10:44 AM
Fund Details
NAV 12.5635
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 13.21
Fund Size(in Crores) 260.48
Fund Performance
1 Month 0.42%
3 Month 1.17%
6 Month 2.62%
1 Year 7.05%
3 Year 7.18%
5 Year 9.38%
Know This Fund
As on 05 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (60.26%) Market Cap Small Cap -7.3 Mid Cap 11.6 Large Cap 55.96 Top Sectors Financial 16.38 Communication 6.26 Technology 5.02 Automobile 4.69 Energy 4.58 Metals & Mining 3.68 Services 3.6 Consumer Staples 3.47 Capital Goods 2.58 Construction 2.18 Materials 1.92 Healthcare 1.89 Chemicals 1.71 Insurance 1.41 Consumer Discretionary 0.89 Top Holding HCL Technologies 0.01 State Bank of India 1.94 Cipla 0.9 ICICI Bank 3.57 Bajaj Finserv -0.01 NHPC 1.09 Interglobe Aviation 0.5 Tata Motors Passenger Vehicles 0.4 Tata Motors 0.45 United Spirits 0.77 Bajaj Finance 1.05 Tata Consultancy 1.71 Kotak Mahindra Bank 1.76 Colgate-Palmolive (India) 0.55 HDFC Bank 3.96 Mankind Pharma 0.28 Zee Entertainment Enterprises 0.12 Larsen & Toubro 1.43 Max Financial Services 1.29 Emami 0.54 Berger Paints India 1 Jindal Steel 1.68 Wipro 0.46 Coal India 0.92 Maruti Suzuki India 2.14 Hero Motocorp 1.29 Mahindra & Mahindra Financial Services 0.58 Dabur India 0.59 Lodha Developers 0.37 Cholamandalam Investment and Finance Company 1.02 Varun Beverages 0.48 UNO Minda 0.41 Titan Company 0.89 Bharti Airtel 6.14 Vishnu Chemicals 0.87 CG Power 0.55 Hitachi Energy India 1.45 Jubilant Ingrevia 0.29 GAIL (India) 0.08 HDFC Life Insurance 0.8 Neogen Chemicals 0.1 Dhanuka Agritech 0.45 Sonata Software 0.58 Exide Industries 0.58 Jindal Stainless 0.67 Lupin 0.71 ITC 0.54 Axis Bank 1.22 Sobha 0.38 Adani Ports and Special Economic Zone 0.55 Eternal 0.89 Star Health and Allied Insurance Company 0.61 Info Edge (India) 1.66 Reliance Industries 3.41 Infosys 2.26 Hindalco Industries 1.33
Debt & Others (39.760000000000005%) Sector Allocation Net Payables -0.32 GOI Securities 21.37 Cash 0 Debt Credit Ratings SOV 21.37 Cash 16.72 Cash & Call Money 1.67 Others 0 Debt Category Others 18.39 GOI 21.37
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Income Fund Regular-Growth Ret 1M -0.23% Ret 1Y 4.29% Ret 3Y 6.33% Ret 5Y 5.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Income Fund Regular-IDCW Ret 1M -0.23% Ret 1Y 4.29% Ret 3Y 6.33% Ret 5Y 5.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Income Fund Regular-IDCW Quarterly Ret 1M -0.23% Ret 1Y 4.29% Ret 3Y 6.33% Ret 5Y 5.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Income Fund Regular-IDCW Quarterly Reinvestment Ret 1M -0.23% Ret 1Y 4.29% Ret 3Y 6.33% Ret 5Y 5.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Income Fund Regular-IDCW Reinvestment Ret 1M -0.23% Ret 1Y 4.29% Ret 3Y 6.33% Ret 5Y 5.47%
Equity, Flexi Cap funds Bandhan Medium to Long Duration Fund Regular-Growth Ret 1M 0.13% Ret 1Y 3.68% Ret 3Y 5.65% Ret 5Y 4.22%
Equity, Flexi Cap funds Bandhan Medium to Long Duration Fund Regular-IDCW Half Yearly Ret 1M 0.13% Ret 1Y 3.68% Ret 3Y 5.65% Ret 5Y 4.22%
Equity, Flexi Cap funds Bandhan Medium to Long Duration Fund Regular-IDCW Half Yearly Reinvestment Ret 1M 0.13% Ret 1Y 3.68% Ret 3Y 5.65% Ret 5Y 4.22%
Equity, Flexi Cap funds Bandhan Medium to Long Duration Fund Regular-IDCW Periodic Ret 1M 0.13% Ret 1Y 3.68% Ret 3Y 5.65% Ret 5Y 4.22%
Equity, Flexi Cap funds Bandhan Medium to Long Duration Fund Regular-IDCW Periodic Reinvestment Ret 1M 0.13% Ret 1Y 3.68% Ret 3Y 5.65% Ret 5Y 4.22%
Equity, Flexi Cap funds Bandhan Medium to Long Duration Fund Regular-IDCW Quarterly Ret 1M 0.13% Ret 1Y 3.68% Ret 3Y 5.65% Ret 5Y 4.22%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.65%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Sunil Madhukar Patil
Education Mr. Patil is MMF, Finance
Experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Ritesh Nambiar
Education Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Abhishek Sonthalia
Education Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Experience Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 7
Date of Incorporation 2012-11-19
Total AUM 2025-12-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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