DSP Credit Risk Fund Regular-IDCW
DSP Credit Risk Fund Regular-IDCW: Mutual Fund Overview
DSP Credit Risk Fund Regular-IDCW is an Credit Risk mutual fund with over 22.83 years of performance history. The scheme manages an AUM of ₹225.37 Cr and has a NAV of ₹12.1995. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.95%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 5.95% at 12 Mar 2026 06:55 PM
Fund Details
NAV 12.1995
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 22.83
Fund Size(in Crores) 225.37
Fund Performance
1 Month 1.13%
3 Month 0.25%
6 Month 1.43%
1 Year 5.95%
3 Year 14.33%
5 Year 10.95%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.98%) Market Cap Mid Cap 26.38 Small Cap 2.71 Large Cap 70.89 Top Sectors Consumer Staples 27.42 Capital Goods 22.26 Technology 21.61 Materials 7.82 Automobile 7.67 Financial 3.41 Metals & Mining 2.98 Chemicals 2.67 Textiles 2.34 Services 1.8 Top Holding Mazagon Dock Shipbuilders 1.68 Indian Railway Catering & Tourism 1.8 Tata Consultancy 4.29 Coal India 4.4 Hindustan Zinc 2.98 KPIT Technologies 1.16 Dixon Technologies (India) 3.22 HDFC AMC 3.41 Hindustan Aero 3.16 Havells India 2.11 Marico 3.27 HCL Technologies 4.35 Page Industries 2.34 Britannia Industries 4.74 Bharat Electronics 5.77 Asian Paints 3.42 Infosys 4.19 Pidilite Industries 2.67 Colgate-Palmolive (India) 4.5 Bajaj Auto 4.19 Tata Elxsi 1.55 Oracle Financial Services Software 1.66 Nestle India 5.41 ITC 4.14 Cummins India 3.52 LTIMindtree 2.02 Polycab India 2.8 Persistent Systems 2.39 Hero Motocorp 3.48 Hindustan Unilever 5.36
Debt & Others (0.02%) Sector Allocation Reverse Repo 0.08 Net Payables -0.06 Margin Money 0 Debt Credit Ratings Debt Category Others 0.02
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular-Growth Ret 1M 0.46% Ret 1Y 6.72% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular-IDCW Ret 1M 0.46% Ret 1Y 6.72% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-Growth Ret 1M 0.48% Ret 1Y 7.13% Ret 3Y 7.38% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-IDCW Daily Reinvestment Ret 1M 0.48% Ret 1Y 7.13% Ret 3Y 7.38% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-IDCW Weekly Ret 1M 0.48% Ret 1Y 7.13% Ret 3Y 7.38% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-Growth Ret 1M 0.48% Ret 1Y 7.13% Ret 3Y 7.38% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-IDCW Daily Reinvestment Ret 1M 0.48% Ret 1Y 7.13% Ret 3Y 7.38% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-IDCW Weekly Ret 1M 0.48% Ret 1Y 7.13% Ret 3Y 7.38% Ret 5Y 6.3%
Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-Growth Ret 1M 0.47% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-IDCW Payout Ret 1M 0.47% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-IDCW Reinvestment Ret 1M 0.47% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.24%
Exit Load 3.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shalini Vasanta
Education Mr. Vasanta has done BA and MBA (Finance)
Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Kunal Khudania
Education Chartered Accountant B.Com (Honors)
Experience Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,
Vivekanand Ramakrishnan
Education Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Experience Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Laukik Bagwe
Education Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2003-05-13
Total AUM 230321.87
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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