DSP Banking & PSU Debt Fund Regular-IDCW

Fund Details

NAV 10.7605

Sub-Type Banking and PSU

Rating 1

Min. SIP Amount ₹100.0

Fund Age(Year) 12.39

Fund Size(in Crores) 3948.37

Fund Performance

1 Month -0.02%

3 Month 0.44%

6 Month 1.39%

1 Year 6.18%

3 Year 7.16%

5 Year 5.83%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (19.14%) Market Cap Small Cap 4.3 Mid Cap 3.68 Large Cap 11.16 Top Sectors Financial 5.42 Automobile 1.93 Capital Goods 1.6 Energy 1.48 Construction 1.47 Technology 1.43 Materials 1.42 Services 0.97 Metals & Mining 0.85 Healthcare 0.8 Consumer Staples 0.72 Chemicals 0.51 Consumer Discretionary 0.36 Textiles 0.19 Top Holding Nuvoco Vistas Corporation 0.08 Larsen & Toubro 0.81 Axis Bank 0.51 Abbott India 0.34 Grindwell Norton 0.21 Sona BLW Precision Forgings 0.19 ZF Commercial 0.35 Schaeffler India 0.33 Voltas 0.24 LTIMindtree 0.28 L&T Technology Services 0.35 Godrej Properties 0.21 DLF 0.22 FSN E-Commerce Ventures 0.22 The Indian Hotels Company 0.28 Pitti Engineering 0.13 State Bank of India 0.72 Infosys 0.8 TVS Motor Company 0.36 Kajaria Ceramics 0.21 Bajaj Finance 0.4 Endurance Technologies 0.22 Page Industries 0.19 Hindalco Industries 0.36 Honeywell Automation India 0.24 Torrent Power 0.23 Berger Paints India 0.25 Divi's Laboratories 0.27 Timken India 0.35 Esab India 0.17 Carborundum Universal 0.1 HDB Financial Services 0.2 TVS Motor Company - Pref. Shares 0 Navin Fluorine International 0.25 Pidilite Industries 0.26 Balrampur Chini Mills 0.2 Bajaj Finserv 0.33 ABB India 0.17 Urban Company (UrbanClap) 0.52 Reliance Industries 1.25 ICICI Bank 1.11 Thermax 0.21 Oberoi Realty 0.22 Brigade Hotel Ventures 0.16 Maruti Suzuki India 0.8 HDFC Bank 1.64 Dr. Lal Pathlabs 0.19 AIA Engineering 0.19 Ultratech Cement 0.57 Jubilant FoodWorks 0.31 Kotak Mahindra Bank 0.52 Hawkins Cookers 0.12 Asian Paints 0.31

Debt & Others (80.85000000000001%) Sector Allocation Additional Tier 1 Bond 2.31 GOI Securities 45.81 Repo 6.28 Debt Credit Ratings SOV 45.81 AAA 16.13 AA+ 11.1 Cash & Call Money 7.81 Debt Category Torrent Power 2.99 Tata Power Renewable Energy 2.93 Others 7.81 Summit Digitel Infrastructure 4.36

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-Growth Ret 1M 0.3% Ret 1Y 7.67% Ret 3Y 7.74% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-IDCW Ret 1M 0.3% Ret 1Y 7.67% Ret 3Y 7.74% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-Growth Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-IDCW Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-Growth Ret 1M 0.45% Ret 1Y 6.65% Ret 3Y 6.94% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-IDCW Ret 1M 0.45% Ret 1Y 6.65% Ret 3Y 6.94% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-Growth Ret 1M 0.37% Ret 1Y 7.36% Ret 3Y 7.36% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-IDCW Ret 1M 0.37% Ret 1Y 7.36% Ret 3Y 7.36% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-Growth Ret 1M 0.32% Ret 1Y 7.86% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-IDCW Ret 1M 0.32% Ret 1Y 7.86% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.19% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.6%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Shantanu Godambe

Education Mr. Godambehas done B.Com, MS (Finance) and CFA

Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Sandeep Yadav

Education Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.

Experience Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Karan Mundhra

Education Mr. Mundra is a B. COM. and Charted Accountant (CA)

Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 21

Date of Incorporation 2013-09-14

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.