Aditya Birla Sun Life Banking & PSU Debt Fund Direct-IDCW Monthly
Aditya Birla Sun Life Banking & PSU Debt Fund Direct-IDCW Monthly: Mutual Fund Overview
Aditya Birla Sun Life Banking & PSU Debt Fund Direct-IDCW Monthly is an Banking and PSU mutual fund with over 13.19 years of performance history. The scheme manages an AUM of ₹8991.85 Cr and has a NAV of ₹116.8632. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.18%.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.18% at 12 Mar 2026 08:49 PM
Fund Details
NAV 116.8632
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹1000.0
Fund Age(Year) 13.19
Fund Size(in Crores) 8991.85
Fund Performance
1 Month 0.54%
3 Month 0.95%
6 Month 2.52%
1 Year 7.18%
3 Year 7.62%
5 Year 6.49%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.91%) Market Cap Large Cap 98.55 Mid Cap 1.36 Top Sectors Financial 36.18 Energy 11.9 Technology 8.83 Automobile 6.96 Consumer Staples 5.9 Services 4.71 Communication 4.56 Construction 4.37 Healthcare 4.35 Materials 4.02 Metals & Mining 3.72 Consumer Discretionary 1.55 Insurance 1.47 Capital Goods 1.39 Top Holding Apollo Hospitals Enterprise 0.7 Tata Motors Passenger Vehicles 0.7 Trent 0.75 ICICI Bank 8.57 Eicher Motors 0.96 NTPC 1.58 Larsen & Toubro 4.37 Cipla 0.66 Shriram Finance 1.32 Reliance Industries 8.19 Titan Company 1.55 Tata Steel 1.53 Axis Bank 3.45 Max Healthcare Institute 0.71 JSW Steel 1.03 State Bank of India 4.34 Tata Consultancy 2.34 ITC 2.63 Maruti Suzuki India 1.7 Infosys 3.96 Bharat Electronics 1.39 Ultratech Cement 1.31 SBI Life Insurance Company 0.8 Eternal 1.54 Adani Enterprises 0.49 Dr. Reddy's Laboratories 0.68 Interglobe Aviation 0.95 Tech Mahindra 0.75 HCL Technologies 1.28 Tata Consumer Products 0.65 HDFC Life Insurance 0.67 JIO Financial 0.73 Grasim Industries 0.93 Coal India 0.85 Sun Pharmaceutical Industries 1.6 Bajaj Finance 2.3 Mahindra & Mahindra 2.64 Asian Paints 0.93 Power Grid Corporation Of India 1.18 Adani Ports and Special Economic Zone 0.98 Hindalco Industries 1.16 Hindustan Unilever 1.81 Bharti Airtel 4.56 Kotak Mahindra Bank 2.66 Nestle India 0.81 Wipro 0.5 Bajaj Auto 0.96 ONGC 0.95 Bajaj Finserv 0.99 HDFC Bank 11.82
Debt & Others (0.09%) Sector Allocation Margin Money 0 Repo 0.18 Net Payables -0.09 Debt Credit Ratings Debt Category Others 0.09
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-Growth Ret 1M -8.4% Ret 1Y 6.7% Ret 3Y 13.71% Ret 5Y 11.36%
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Ret 1M -8.4% Ret 1Y 6.7% Ret 3Y 13.71% Ret 5Y 11.36%
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Reinvestment Ret 1M -8.4% Ret 1Y 6.7% Ret 3Y 13.71% Ret 5Y 11.36%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-Growth Ret 1M -6.92% Ret 1Y 11.88% Ret 3Y 16.61% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Ret 1M -6.92% Ret 1Y 11.88% Ret 3Y 16.61% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Reinvestment Ret 1M -6.92% Ret 1Y 11.88% Ret 3Y 16.61% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-Growth Ret 1M -8.04% Ret 1Y 6.77% Ret 3Y 11.77% Ret 5Y 10.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Ret 1M -8.04% Ret 1Y 6.77% Ret 3Y 11.77% Ret 5Y 10.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Reinvestment Ret 1M -8.04% Ret 1Y 6.77% Ret 3Y 11.77% Ret 5Y 10.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-Growth Ret 1M -5.23% Ret 1Y 12.07% Ret 3Y 19.86% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-IDCW Ret 1M -5.23% Ret 1Y 12.07% Ret 3Y 19.86% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.39%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Kaustubh Gupta
Education Mr. Gupta is a B.Com and a Chartered Accountant.
Experience Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Harshil Suvarnkar
Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2013-01-01
Total AUM 435493.47
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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