Nippon India Retirement Fund - Wealth Creation Scheme-Growth

Fund Details

NAV 28.9951

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹500.0

Fund Age(Year) 10.98

Fund Size(in Crores) 3193.99

Fund Performance

1 Month -1.05%

3 Month -1.05%

6 Month 1.41%

1 Year 6.9%

3 Year 18.26%

5 Year 15.15%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.26%) Market Cap Mid Cap 15.45 Large Cap 72.41 Small Cap 11.4 Top Sectors Financial 28.38 Energy 10.6 Capital Goods 9.14 Automobile 7.58 Technology 6.08 Services 5.64 Consumer Staples 5.14 Healthcare 5.02 Construction 4.76 Metals & Mining 4.31 Communication 2.96 Consumer Discretionary 2.92 Insurance 2.23 Materials 1.84 Textiles 1.49 Chemicals 1.17 Top Holding Max Financial Services 0.52 State Bank of India 4 EIH 0.52 TVS Motor Company - Pref. Shares 0.01 Titan Company 1.27 The Indian Hotels Company 0.62 Mahindra & Mahindra 2.72 JSW Steel 0.73 NLC India 1.33 Infosys 3.49 Crompton Greaves Con. Electricals 1.11 Bharti Airtel 2.96 Emcure Pharmaceuticals 0.55 Vedanta 2.27 Bajel Projects 0.39 HDFC Bank 7.23 NTPC 2.58 United Spirits 1.24 Brigade Enterprises 0.97 The Federal Bank 1.17 Mishra Dhatu Nigam 0.69 Coforge 0.47 SRF 0.72 Ion Exchange 0.36 Hindalco Industries 0.62 Page Industries 0.9 Cummins India 1.46 One97 Communications 0.61 ICICI Bank 6.33 Kaynes Technology India 0.67 Bajaj Finance 3.24 Apollo Hospitals Enterprise 0.77 Marico 0.35 Sharda Motor Industries 0.45 Larsen & Toubro 3.52 JSW Energy 1.36 Alkem Laboratories 0.52 Hindustan Unilever 1.6 TVS Motor Company 0.82 Bharat Petroleum Corporation 1.2 Tech Mahindra 2.12 Lupin 1.19 Vikram Solar 0.45 Cyient DLM 0.84 Ultratech Cement 1.84 Eicher Motors 0.92 K.P.R. Mill 0.59 Ellenbarrie Industrial Gases 0.45 Samvardhana Motherson 1.66 Power Fin. Corp. 2 ISGEC Heavy Eng 0.54 United Breweries 0.64 Reliance Industries 5.04 Ipca Laboratories 0.67 Axis Bank 2.38 Schneider Electric 0.57 Interglobe Aviation 1.58 Delhivery 0.51 Abbott India 0.73 Kwality Walls India 0.03 Eternal 1.48 Dixon Technologies (India) 1.1 SBI Life Insurance Company 2.23 Hindustan Aero 1.85 HDFC AMC 1.51 Britannia Industries 0.76 Afcons Infrastructure 0.27 Hyundai Motor 1 Gland Pharma 0.59 Blue Star 0.54 PVR Inox 0.32 Gillette India 0.52

Debt & Others (0.74%) Sector Allocation Additional Tier 1 Bond 0 Net Payables -0.15 Repo 0.88 Debt Credit Ratings Debt Category Yes Bank 0.0 Others 0.74

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -2.44% Ret 1Y 5.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -2.44% Ret 1Y 5.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -2.44% Ret 1Y 5.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -1.4% Ret 1Y 6.95% Ret 3Y 15.79% Ret 5Y 14.35%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -1.4% Ret 1Y 6.95% Ret 3Y 15.79% Ret 5Y 14.35%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 6.95% Ret 3Y 15.79% Ret 5Y 14.35%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0.05% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0.05% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0.05% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -2.91% Ret 1Y 9.96% Ret 3Y 14.82% Ret 5Y 9.75%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -2.91% Ret 1Y 9.96% Ret 3Y 14.82% Ret 5Y 9.75%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.93%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Pranay Sinha

Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Ashutosh Bhargava

Education Mr. Bhargava is B.Com & MBA (Finance)

Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.

Ritesh Rathod

Education Mr. Rathod has done CFA, FRM and MBA in Finance

Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund

Lokesh Maru

Education Bachelor of Technology, CFA, FRM

Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.

Divya Dutt Sharma

Education Bachelor of Commerce, MSC Banking & Finance.

Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.

Kinjal Desai

Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

Experience She has been working with Nippon India Mutual Fund since year, 2012

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 11

Date of Incorporation 2015-02-11

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.