Nippon India Retirement Fund - Wealth Creation Scheme-Growth
Nippon India Retirement Fund - Wealth Creation Scheme-Growth: Mutual Fund Overview
Nippon India Retirement Fund - Wealth Creation Scheme-Growth is an Flexi Cap mutual fund with over 11.08 years of performance history. The scheme manages an AUM of ₹3133.09 Cr and has a NAV of ₹27.2918. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.27%.
Equity, Flexi Cap, Principal at very high risk
1 Year Return 7.27% at 12 Mar 2026 09:13 PM
Fund Details
NAV 27.2918
Sub-Type Flexi Cap
Rating 4
Min. SIP Amount ₹500.0
Fund Age(Year) 11.08
Fund Size(in Crores) 3133.09
Fund Performance
1 Month -7.1%
3 Month -4.7%
6 Month -5.66%
1 Year 7.27%
3 Year 15.91%
5 Year 12.85%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.36%) Market Cap Mid Cap 17.59 Small Cap 9.13 Large Cap 72.64 Top Sectors Financial 30.53 Energy 11.86 Capital Goods 7.91 Services 6.6 Healthcare 6.56 Automobile 6.25 Consumer Staples 5.43 Technology 5.09 Construction 3.83 Consumer Discretionary 3.77 Metals & Mining 3.53 Communication 2.69 Insurance 1.95 Materials 1.62 Chemicals 0.92 Textiles 0.82 Top Holding Max Financial Services 0.2 EIH 0.24 State Bank of India 3.99 TVS Motor Company - Pref. Shares 0.01 Titan Company 1.38 Nestle India 1.11 Mahindra & Mahindra 2.54 JSW Steel 0.81 The Indian Hotels Company 0.57 NLC India 1.41 Infosys 2.86 Swiggy 0.5 Emcure Pharmaceuticals 0.6 Crompton Greaves Con. Electricals 1.15 Bharti Airtel 2.69 Vedanta 1.57 Bajel Projects 0.37 HDFC Bank 7.08 NTPC 2.93 United Spirits 1.21 Mankind Pharma 0.53 Mishra Dhatu Nigam 0.71 Coforge 0.34 SRF 0.61 Ion Exchange 0.12 Hindalco Industries 0.44 Page Industries 0.82 Cyient 0.05 Cummins India 1.56 ICICI Bank 7.59 Kaynes Technology India 0.65 Bajaj Finance 2.86 Apollo Hospitals Enterprise 0.87 Cholamandalam Investment and Finance Company 0.96 Sharda Motor Industries 0.45 JSW Energy 1.4 Larsen & Toubro 3.62 Alkem Laboratories 0.9 Escorts Kubota 0.5 TVS Motor Company 0.86 Shriram Finance 0.78 Bharat Petroleum Corporation 1.23 Tech Mahindra 1.84 Tata Power Company 0.72 Lupin 1.32 Varun Beverages 1.15 NTPC Green Energy 0.68 Vikram Solar 0.33 Cyient DLM 0.33 Ultratech Cement 1.62 Ellenbarrie Industrial Gases 0.31 Info Edge (India) 0.52 Kwality Wall's (India) 0.02 Samvardhana Motherson 1.89 ISGEC Heavy Eng 0.53 Power Fin. Corp. 1.32 United Breweries 0.65 Reliance Industries 4.56 L&T Fin 1 PB Fintech 0.76 Ipca Laboratories 0.55 Schneider Electric 0.29 Axis Bank 3.2 Delhivery 0.8 Interglobe Aviation 1.54 Abbott India 0.68 Eternal 1.34 Dixon Technologies (India) 0.97 Hindustan Aero 1.69 SBI Life Insurance Company 1.95 Syngene International 0.47 HDFC AMC 1.55 Britannia Industries 0.77 Afcons Infrastructure 0.21 Gland Pharma 0.64 Blue Star 1.24 PVR Inox 0.33 Gillette India 0.52
Debt & Others (0.64%) Sector Allocation Additional Tier 1 Bond 0 Net Payables -0.04 Repo 0.68 Debt Credit Ratings Debt Category Yes Bank 0.0 Others 0.64
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -7.71% Ret 1Y 9.81% Ret 3Y 13.07% Ret 5Y 7.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -7.71% Ret 1Y 9.81% Ret 3Y 13.07% Ret 5Y 7.47%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.95%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Ritesh Rathod
Education Mr. Rathod has done CFA, FRM and MBA in Finance
Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Ashutosh Bhargava
Education Mr. Bhargava is B.Com & MBA (Finance)
Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Amber Singhania
Education MMS Finance (Mumbai University)
Experience Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 26
Date of Incorporation 2015-02-11
Total AUM 741773.83
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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