Nippon India Retirement Fund - Wealth Creation Scheme-Bonus
Nippon India Retirement Fund - Wealth Creation Scheme-Bonus: Mutual Fund Overview
Nippon India Retirement Fund - Wealth Creation Scheme-Bonus is an Flexi Cap mutual fund with over 11.08 years of performance history. The scheme manages an AUM of ₹3133.09 Cr and has a NAV of ₹27.2918. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.27%.
Equity, Flexi Cap, Principal at very high risk
1 Year Return 7.27% at 12 Mar 2026 08:32 PM
Fund Details
NAV 27.2918
Sub-Type Flexi Cap
Rating 4
Min. SIP Amount ₹500.0
Fund Age(Year) 11.08
Fund Size(in Crores) 3133.09
Fund Performance
1 Month -7.1%
3 Month -4.7%
6 Month -5.66%
1 Year 7.27%
3 Year 15.91%
5 Year 12.85%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.36%) Market Cap Small Cap 9.13 Large Cap 72.64 Mid Cap 17.59 Top Sectors Financial 30.53 Energy 11.86 Capital Goods 7.91 Services 6.6 Healthcare 6.56 Automobile 6.25 Consumer Staples 5.43 Technology 5.09 Construction 3.83 Consumer Discretionary 3.77 Metals & Mining 3.53 Communication 2.69 Insurance 1.95 Materials 1.62 Chemicals 0.92 Textiles 0.82 Top Holding Power Fin. Corp. 1.32 NLC India 1.41 Coforge 0.34 Alkem Laboratories 0.9 Escorts Kubota 0.5 JSW Energy 1.4 Mishra Dhatu Nigam 0.71 Abbott India 0.68 Ion Exchange 0.12 Reliance Industries 4.56 TVS Motor Company 0.86 Info Edge (India) 0.52 United Breweries 0.65 Bajel Projects 0.37 ISGEC Heavy Eng 0.53 HDFC AMC 1.55 Axis Bank 3.2 Swiggy 0.5 HDFC Bank 7.08 Blue Star 1.24 Interglobe Aviation 1.54 Cyient 0.05 L&T Fin 1 Nestle India 1.11 Vikram Solar 0.33 TVS Motor Company - Pref. Shares 0.01 Titan Company 1.38 Ultratech Cement 1.62 Dixon Technologies (India) 0.97 Mankind Pharma 0.53 Vedanta 1.57 EIH 0.24 Cholamandalam Investment and Finance Company 0.96 Kaynes Technology India 0.65 Shriram Finance 0.78 Bajaj Finance 2.86 Lupin 1.32 Ellenbarrie Industrial Gases 0.31 PVR Inox 0.33 State Bank of India 3.99 The Indian Hotels Company 0.57 Hindalco Industries 0.44 Kwality Wall's (India) 0.02 PB Fintech 0.76 NTPC 2.93 Emcure Pharmaceuticals 0.6 Hindustan Aero 1.69 ICICI Bank 7.59 Varun Beverages 1.15 Bharat Petroleum Corporation 1.23 Page Industries 0.82 Max Financial Services 0.2 Mahindra & Mahindra 2.54 United Spirits 1.21 Infosys 2.86 Bharti Airtel 2.69 Tech Mahindra 1.84 Syngene International 0.47 Delhivery 0.8 Tata Power Company 0.72 Afcons Infrastructure 0.21 Larsen & Toubro 3.62 NTPC Green Energy 0.68 Cyient DLM 0.33 Schneider Electric 0.29 SBI Life Insurance Company 1.95 Sharda Motor Industries 0.45 Britannia Industries 0.77 Samvardhana Motherson 1.89 SRF 0.61 Cummins India 1.56 Gland Pharma 0.64 JSW Steel 0.81 Eternal 1.34 Crompton Greaves Con. Electricals 1.15 Apollo Hospitals Enterprise 0.87 Gillette India 0.52 Ipca Laboratories 0.55
Debt & Others (0.64%) Sector Allocation Net Payables -0.04 Additional Tier 1 Bond 0 Margin Money 0 Debt Credit Ratings Debt Category Others 0.64 Yes Bank 0.0
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -7.71% Ret 1Y 9.81% Ret 3Y 13.07% Ret 5Y 7.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -7.71% Ret 1Y 9.81% Ret 3Y 13.07% Ret 5Y 7.47%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.95%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Amber Singhania
Education MMS Finance (Mumbai University)
Experience Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Ashutosh Bhargava
Education Mr. Bhargava is B.Com & MBA (Finance)
Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Ritesh Rathod
Education Mr. Rathod has done CFA, FRM and MBA in Finance
Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 26
Date of Incorporation 2015-02-11
Total AUM 741773.83
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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