Nippon India Retirement Fund - Wealth Creation Scheme-Bonus

Fund Details

NAV 28.9927

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹500.0

Fund Age(Year) 11.01

Fund Size(in Crores) 3118.55

Fund Performance

1 Month 1.4%

3 Month -1.14%

6 Month 1.99%

1 Year 11.13%

3 Year 18.05%

5 Year 14.6%

Know This Fund

As on 16 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.11%) Market Cap Small Cap 9.46 Large Cap 73.42 Mid Cap 16.23 Top Sectors Financial 30.03 Energy 11.02 Capital Goods 8.71 Automobile 6.8 Technology 6.54 Healthcare 5.74 Consumer Staples 5.55 Services 5.52 Metals & Mining 3.76 Construction 3.58 Consumer Discretionary 3.44 Communication 2.83 Insurance 1.92 Materials 1.63 Chemicals 1.05 Textiles 0.99 Top Holding Power Fin. Corp. 2.19 NLC India 1.41 Coforge 0.48 Alkem Laboratories 0.55 Escorts Kubota 0.48 JSW Energy 1.33 Mishra Dhatu Nigam 0.77 Abbott India 0.71 Hindustan Unilever 0.67 Ion Exchange 0.34 Reliance Industries 4.59 TVS Motor Company 0.83 Info Edge (India) 0.64 United Breweries 0.59 Bajel Projects 0.35 ISGEC Heavy Eng 0.46 HDFC AMC 1.45 Axis Bank 3.19 HDFC Bank 7.45 Blue Star 1.17 Interglobe Aviation 1.47 L&T Fin 0.74 Nestle India 1.15 Cyient 0.05 Vikram Solar 0.39 TVS Motor Company - Pref. Shares 0.01 Titan Company 1.28 Dixon Technologies (India) 0.97 Ultratech Cement 1.63 Vedanta 1.75 K.P.R. Mill 0.14 Mankind Pharma 0.5 EIH 0.25 Kaynes Technology India 0.59 Bajaj Finance 2.68 Ellenbarrie Industrial Gases 0.37 Lupin 1.24 PVR Inox 0.31 The Indian Hotels Company 0.58 State Bank of India 4.04 Hindalco Industries 0.46 Eicher Motors 0.87 NTPC 2.85 Kwality Wall's (India) 0.03 Emcure Pharmaceuticals 0.6 Hindustan Aero 2 ICICI Bank 7.5 Varun Beverages 0.6 Bharat Petroleum Corporation 1.17 Mahindra & Mahindra 2.58 Page Industries 0.85 Max Financial Services 0.79 United Spirits 1.2 Infosys 3.63 Bharti Airtel 2.83 Tech Mahindra 2.38 Delhivery 0.78 Afcons Infrastructure 0.24 Larsen & Toubro 3.34 NTPC Green Energy 0.61 Cyient DLM 0.6 Schneider Electric 0.56 SBI Life Insurance Company 1.92 Sharda Motor Industries 0.42 Britannia Industries 0.75 SRF 0.68 Samvardhana Motherson 1.61 Cummins India 1.51 Gland Pharma 0.65 Eternal 1.49 JSW Steel 0.78 Crompton Greaves Con. Electricals 0.99 Apollo Hospitals Enterprise 0.78 Gillette India 0.56 Ipca Laboratories 0.71

Debt & Others (0.89%) Sector Allocation Net Payables -0.24 Additional Tier 1 Bond 0 Margin Money 0 Debt Credit Ratings Debt Category Others 0.89 Yes Bank 0.0

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M 0.48% Ret 1Y 7.99% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M 0.48% Ret 1Y 7.99% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M 0.48% Ret 1Y 7.99% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M 1.52% Ret 1Y 9.28% Ret 3Y 15.58% Ret 5Y 13.93%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M 1.52% Ret 1Y 9.28% Ret 3Y 15.58% Ret 5Y 13.93%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M 1.52% Ret 1Y 9.28% Ret 3Y 15.58% Ret 5Y 13.93%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 1.16% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 1.16% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 1.16% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -1.12% Ret 1Y 13.34% Ret 3Y 14.62% Ret 5Y 9.38%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -1.12% Ret 1Y 13.34% Ret 3Y 14.62% Ret 5Y 9.38%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.93%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Ritesh Rathod

Education Mr. Rathod has done CFA, FRM and MBA in Finance

Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund

Lokesh Maru

Education Bachelor of Technology, CFA, FRM

Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.

Divya Dutt Sharma

Education Bachelor of Commerce, MSC Banking & Finance.

Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.

Pranay Sinha

Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Ashutosh Bhargava

Education Mr. Bhargava is B.Com & MBA (Finance)

Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.

Kinjal Desai

Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

Experience She has been working with Nippon India Mutual Fund since year, 2012

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 9

Date of Incorporation 2015-02-11

Total AUM 2026-01-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.