Nippon India Retirement Fund - Wealth Creation Scheme-IDCW

Fund Details

NAV 19.6142

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount 500.0

Fund Age(Year) 11.02

Fund Size 3118.55

Fund Performance

1 Month 1.76%

3 Month -0.67%

6 Month 2.93%

1 Year 13.46%

3 Year 18.1%

5 Year 14.7%

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M 1.26% Ret 1Y 10.62% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M 1.26% Ret 1Y 10.62% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M 1.26% Ret 1Y 10.62% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M 2.2% Ret 1Y 11.17% Ret 3Y 15.53% Ret 5Y 13.97%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M 2.2% Ret 1Y 11.17% Ret 3Y 15.53% Ret 5Y 13.97%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M 2.2% Ret 1Y 11.17% Ret 3Y 15.53% Ret 5Y 13.97%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 1.36% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 1.36% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 1.36% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.73% Ret 1Y 15.89% Ret 3Y 14.92% Ret 5Y 9.25%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.73% Ret 1Y 15.89% Ret 3Y 14.92% Ret 5Y 9.25%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.93%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Divya Dutt Sharma

Education Bachelor of Commerce, MSC Banking & Finance.

Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.

Ritesh Rathod

Education Mr. Rathod has done CFA, FRM and MBA in Finance

Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund

Ashutosh Bhargava

Education Mr. Bhargava is B.Com & MBA (Finance)

Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.

Pranay Sinha

Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Kinjal Desai

Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

Experience She has been working with Nippon India Mutual Fund since year, 2012

Lokesh Maru

Education Bachelor of Technology, CFA, FRM

Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk%

AMC and Fund details

Rank (total sets) 9

Date of Incorporation 2015-02-11

Total AUM 2026-01-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

Know This Fund

As on 18 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.11%) Market Cap Large Cap 73.42 Small Cap 10.87 Mid Cap 14.82 Top Sectors Financial 30.03 Energy 11.02 Capital Goods 8.71 Automobile 6.8 Technology 6.54 Healthcare 5.74 Consumer Staples 5.55 Services 5.52 Metals & Mining 3.76 Construction 3.58 Consumer Discretionary 3.44 Communication 2.83 Insurance 1.92 Materials 1.63 Chemicals 1.05 Textiles 0.99 Top Holding Max Financial Services 0.79 Interglobe Aviation 1.47 Mahindra & Mahindra 2.58 EIH 0.25 Gillette India 0.56 SBI Life Insurance Company 1.92 Mishra Dhatu Nigam 0.77 Emcure Pharmaceuticals 0.6 The Indian Hotels Company 0.58 Mankind Pharma 0.5 Escorts Kubota 0.48 Abbott India 0.71 Larsen & Toubro 3.34 ICICI Bank 7.5 Cyient 0.05 NTPC Green Energy 0.61 Eternal 1.49 L&T Fin 0.74 JSW Steel 0.78 Reliance Industries 4.59 Blue Star 1.17 Coforge 0.48 TVS Motor Company 0.83 Samvardhana Motherson 1.61 Sharda Motor Industries 0.42 Crompton Greaves Con. Electricals 0.99 Cyient DLM 0.6 Kaynes Technology India 0.59 Ellenbarrie Industrial Gases 0.37 Hindalco Industries 0.46 Gland Pharma 0.65 Alkem Laboratories 0.55 Infosys 3.63 Hindustan Unilever 0.67 United Breweries 0.59 TVS Motor Company - Pref. Shares 0.01 Axis Bank 3.19 Bajaj Finance 2.68 United Spirits 1.2 Power Fin. Corp. 2.19 Info Edge (India) 0.64 Delhivery 0.78 Kwality Wall's (India) 0.03 Vikram Solar 0.39 HDFC Bank 7.45 PVR Inox 0.31 Nestle India 1.15 Afcons Infrastructure 0.24 Eicher Motors 0.87 Bharti Airtel 2.83 HDFC AMC 1.45 Apollo Hospitals Enterprise 0.78 Varun Beverages 0.6 NTPC 2.85 SRF 0.68 Page Industries 0.85 Britannia Industries 0.75 State Bank of India 4.04 Ipca Laboratories 0.71 Schneider Electric 0.56 Tech Mahindra 2.38 Ultratech Cement 1.63 JSW Energy 1.33 ISGEC Heavy Eng 0.46 Hindustan Aero 2 Bharat Petroleum Corporation 1.17 Lupin 1.24 Titan Company 1.28 Bajel Projects 0.35 Dixon Technologies (India) 0.97 Cummins India 1.51 Ion Exchange 0.34 K.P.R. Mill 0.14 Vedanta 1.75 NLC India 1.41

Debt & Others (0.89%) Sector Allocation Net Payables -0.24 Additional Tier 1 Bond 0 Repo 1.13 Debt Credit Ratings Debt Category Yes Bank 0.0 Others 0.89