Bandhan Credit Risk Fund Direct-IDCW Quarterly Reinvestment
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Debt, Credit Risk, Principal at moderate risk
1 Year Return 7.29% at 22 Dec 2025 06:28 PM
Fund Details
NAV 10.8232
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 8.8
Fund Size(in Crores) 254.56
Fund Performance
1 Month 0.25%
3 Month 1.31%
6 Month 2.5%
1 Year 7.29%
3 Year 7.43%
5 Year 6.31%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.55%) Market Cap Large Cap 71.64 Small Cap 9.8 Mid Cap 18.11 Top Sectors Energy 32.16 Financial 27.35 Metals & Mining 20.5 Materials 9.42 Automobile 4.75 Chemicals 2.44 Services 1.8 Communication 0.42 Construction 0.41 Capital Goods 0.29 Top Holding Indusind Bank 2.37 NMDC 1.67 Bandhan Bank 0.37 Jindal Saw 0.28 Redington 1.8 Canara Bank 2.38 The Great Eastern Shipping Company 1.03 Hindustan Petroleum Corporation 2.98 Bank of Maharashtra 0.27 Chambal Fertilisers and Chemicals 0.3 The Federal Bank 1.5 Sammaan Capital 0.53 NCC 0.41 Indian Oil Corporation 5.43 Bank of India 0.77 Mahanagar Gas 0.19 Oil India 0.78 Union Bank of India 1.31 Tata Motors Passenger Vehicles 2.47 Tata Chemicals 0.62 GAIL (India) 1.61 Steel Authority Of India 1.6 Tata Steel 4.82 National Aluminium Company 1.11 Reliance Infrastructure 0.29 Manappuram Finance 0.39 Vedanta 5.7 Grasim Industries 4.7 ONGC 5.1 REC 1.92 Hindalco Industries 5.32 Indian Bank 0.89 Power Grid Corporation Of India 4.61 RBL Bank 0.55 Power Fin. Corp. 2.68 NTPC 4.78 LIC Housing Fin. 0.65 Bank of Baroda 2.44 Zee Entertainment Enterprises 0.42 City Union Bank 0.41 State Bank of India 5.66 Hyundai Motor 2.28 Karur Vysya Bank 0.5 IIFL Finance 0.37 Coal India 4.72 CESC 0.69 Bharat Petroleum Corporation 4.24 Punjab National Bank 1.37 Petronet LNG 0.72 UPL 1.53
Debt & Others (0.44999999999999996%) Sector Allocation CBLO 1.46 Net Payables -1.01 Debt Credit Ratings Debt Category Others 0.45
Comparison with same funds
Equity, Flexi Cap funds 360 ONE Overnight Fund Regular - Growth Ret 1M 0.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Overnight Fund Regular - IDCW Payout Ret 1M 0.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Overnight Fund Regular - IDCW Reinvestment Ret 1M 0.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-Growth Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%
Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Daily Reinvestment Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%
Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Monthly Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%
Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%
Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%
Equity, Flexi Cap funds Axis Overnight Fund Regular-Growth Ret 1M 0.42% Ret 1Y 5.86% Ret 3Y 6.4% Ret 5Y 5.37%
Equity, Flexi Cap funds Axis Overnight Fund Regular-IDCW Daily Reinvestment Ret 1M 0.42% Ret 1Y 5.86% Ret 3Y 6.4% Ret 5Y 5.37%
Equity, Flexi Cap funds Axis Overnight Fund Regular-IDCW Monthly Payout Ret 1M 0.42% Ret 1Y 5.86% Ret 3Y 6.4% Ret 5Y 5.37%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.67%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Brijesh Shah
Education Mr. Shah is a Post Graduate Diploma in Finance.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Gautam Kaul
Education Mr. Kaul is a B.Com (H) and MBA (Finance).
Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Sreejith Balasubramanian
Education Mr. Balasubramanian has done B.E in Mechanical and MBA in Finance from IBS Hyderabad (ICFAI University)
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Cognizant Technology Solutions Ltd. as Research Manager
Debraj Lahiri
Education Mr. Lahiri has done B.Tech and MBA
Experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 13
Date of Incorporation 2017-03-03
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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