LIC MF Banking & Financial Services Fund Direct-Growth
Mutual Fund Details – Invest Smart, Grow Wealth
Discover a variety of mutual funds tailored to your goals, from equity and debt to hybrid options. Track performance, compare funds, and get expert insights to make informed investment decisions. Grow your wealth with Motilal Oswal’s trusted mutual fund solutions.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 14.82% at 22 Dec 2025 06:32 PM
Fund Details
NAV 25.0313
Sub-Type Sectoral-Banking
Rating 1
Min. SIP Amount ₹200.0
Fund Age(Year) 10.74
Fund Size(in Crores) 292.63
Fund Performance
1 Month -1.51%
3 Month 5.57%
6 Month 7.72%
1 Year 14.82%
3 Year 12.25%
5 Year 13.82%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.15%) Market Cap Small Cap 18.4 Mid Cap 18.94 Large Cap 61.81 Top Sectors Financial 32.94 Consumer Staples 10.09 Energy 10.06 Services 8.63 Automobile 7.16 Healthcare 6.45 Technology 5.02 Capital Goods 4.1 Materials 3.95 Communication 3.08 Insurance 3.05 Chemicals 1.54 Construction 1.52 Consumer Discretionary 1.23 Metals & Mining 0.33 Top Holding Reliance Industries 3.69 Emcure Pharmaceuticals 0.57 Siemens Energy India 0.65 Ultratech Cement 0.97 Astral 0.37 Infosys 4.12 GE Vernova T&D 1.07 Power Fin. Corp. 2.13 LTIMindtree 0.86 Cyient 0.04 TVS Holdings 2.67 NTPC Green Energy 0.28 UTI Asset Mgmt 0.59 Axis Bank 4.62 The Indian Hotels Company 1.48 Carborundum Universal 0.33 3M India 1.09 Max Financial Services 1.95 KSB 1.31 Linde India 1.04 Wheels India 0.6 Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) 2.35 Healthcare Global Enterprises 1.65 Havells India 1.02 State Bank of India 3.53 Divi's Laboratories 1.54 Union Bank of India 0.59 Eternal 2.07 Larsen & Toubro 1.52 HDFC Bank 7.27 Cholamandalam Financial 1.67 Info Edge (India) 0.29 Timken India 0.7 Tata Consumer Products 1.06 Mankind Pharma 0.77 Automotive Axles 0.66 Tata Power Company 1.33 ICICI Lombard Gen. Insurance 1.78 REC 1.44 NLC India 1.17 United Breweries 0.87 Lupin 0.67 Tatva Chintan Pharma Chem 0.5 ICICI Bank 7.07 SBI Life Insurance Company 1.27 BSE 0.94 NTPC 2.94 Crompton Greaves Con. Electricals 0.85 Sundaram - Clayton Dcd 0.15 Angel One 0.86 Indus Towers 0.73 Ambuja Cements 0.96 Varun Beverages 1.4 Blue Star 0.38 Samvardhana Motherson 2.87 United Spirits 1.5 PVR Inox 0.48 Avenue Supermarts 1.47 ITC 1.88 Interglobe Aviation 1.9 JIO Financial 1.07 Gland Pharma 1.25 Radico Khaitan 2.29 Coal India 1.65 Mahindra & Mahindra 0.36
Debt & Others (0.85%) Sector Allocation Net Current Assets 0.39 Margin Money 0 Repo 0.46 Debt Credit Ratings Debt Category Others 0.85
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.16%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Jaiprakash Toshniwal
Education Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University.
Experience Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 19
Date of Incorporation 2015-03-27
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
