DSP Banking & PSU Debt Fund Direct-IDCW Monthly Reinvestment

Fund Details

NAV 10.3675

Sub-Type Banking and PSU

Rating 1

Min. SIP Amount ₹100.0

Fund Age(Year) 12.27

Fund Size(in Crores) 4153.66

Fund Performance

1 Month -0.06%

3 Month 1.18%

6 Month 2.1%

1 Year 6.92%

3 Year 7.58%

5 Year 5.9%

Know This Fund

As on 23 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (23.96%) Market Cap Small Cap -42.09 Large Cap 61.92 Mid Cap 4.12 Top Sectors Financial 7.92 Automobile 3.4 Energy 2.74 Technology 2.12 Consumer Staples 1.18 Capital Goods 1.14 Communication 1.1 Metals & Mining 1.05 Services 1.03 Construction 0.96 Materials 0.57 Insurance 0.48 Healthcare 0.18 Chemicals 0.07 Top Holding Cummins India 0.66 Eicher Motors 0.26 Infosys 1.37 Kotak Mahindra Bank -0.03 Tata Consultancy 0.16 ICICI Bank 2.48 Axis Bank Warrant -2.31 Bharat Electronics 0.48 Maruti Suzuki India 0.84 Ambuja Cements 0 Bajaj Auto 0.53 ICICI Prudential -0.01 Larsen & Toubro Pref. Shares -3.51 ITC Hotels 0.43 HDFC Life Insurance 0.49 Tata Motors 0.47 Hindustan Unilever 0.34 Hindustan Aero 0 Coal India 0.18 Max Financial Services 0.36 Sun Pharmaceutical Industries 0.19 ITC 0.85 NTPC 0.97 Mahindra & Mahindra 1.17 State Bank of India 1.22 Tata Steel -0.01 UPL 0.07 Reliance Industries Ltd - Partly Paid Equity -2.99 Tata Motors Passenger Vehicles 0.13 JSW Steel 0 Reliance Industries 4.76 Axis Bank 3.11 Jindal Steel 0.44 HCL Technologies 0.34 Tech Mahindra 0.26 Vedanta 0.62 Power Fin. Corp. 0.53 Bharti Airtel 1.1 Larsen & Toubro 4.47 Grasim Industries 0.39 HDFC Bank 2.56 Eternal 0.6 Lupin -0.01 DLF 0

Debt & Others (76.05%) Sector Allocation Debenture 4.01 Cash Margin 47.21 Net Current Assets 0.17 Debt Credit Ratings Cash 47.21 SOV 11 Cash & Call Money 8.98 AAA 5.39 AA+ 2.17 Debt Category National Bank Agr. Rur. Devp 1.62 GOI 10.47 Godrej Housing Finance 1.08 Others 56.2

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -0.46% Ret 1Y 0.8% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -0.46% Ret 1Y 0.8% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -0.46% Ret 1Y 0.8% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M 0.01% Ret 1Y 4.67% Ret 3Y 15.99% Ret 5Y 16.95%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M 0.01% Ret 1Y 4.67% Ret 3Y 15.99% Ret 5Y 16.95%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M 0.01% Ret 1Y 4.67% Ret 3Y 15.99% Ret 5Y 16.95%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M 1.27% Ret 1Y 6.89% Ret 3Y 14.67% Ret 5Y 12.0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M 1.27% Ret 1Y 6.89% Ret 3Y 14.67% Ret 5Y 12.0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.33%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Karan Mundhra

Education Mr. Mundra is a B. COM. and Charted Accountant (CA)

Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Shantanu Godambe

Education Mr. Godambehas done B.Com, MS (Finance) and CFA

Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Sandeep Yadav

Education Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.

Experience Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 20

Date of Incorporation 2013-09-14

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.