DSP Regular Savings Fund Regular-IDCW Quarterly Reinvestment
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Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 6.71% at 22 Dec 2025 06:30 PM
Fund Details
NAV 11.7654
Sub-Type Conservative Hybrid
Rating 4
Min. SIP Amount ₹100.0
Fund Age(Year) 21.53
Fund Size(in Crores) 180.25
Fund Performance
1 Month 0.05%
3 Month 1.2%
6 Month 2.14%
1 Year 6.71%
3 Year 9.79%
5 Year 8.22%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (23.96%) Market Cap Mid Cap 4.12 Large Cap 61.92 Small Cap -42.09 Top Sectors Financial 7.92 Automobile 3.4 Energy 2.74 Technology 2.12 Consumer Staples 1.18 Capital Goods 1.14 Communication 1.1 Metals & Mining 1.05 Services 1.03 Construction 0.96 Materials 0.57 Insurance 0.48 Healthcare 0.18 Chemicals 0.07 Top Holding DLF 0 Tata Motors 0.47 Infosys 1.37 Eternal 0.6 Hindustan Unilever 0.34 Reliance Industries Ltd - Partly Paid Equity -2.99 Larsen & Toubro Pref. Shares -3.51 Grasim Industries 0.39 Kotak Mahindra Bank -0.03 Axis Bank 3.11 Tech Mahindra 0.26 Axis Bank Warrant -2.31 UPL 0.07 Eicher Motors 0.26 Bajaj Auto 0.53 HCL Technologies 0.34 Reliance Industries 4.76 Maruti Suzuki India 0.84 Sun Pharmaceutical Industries 0.19 ICICI Bank 2.48 Lupin -0.01 Cummins India 0.66 Max Financial Services 0.36 Vedanta 0.62 ICICI Prudential -0.01 Ambuja Cements 0 HDFC Bank 2.56 HDFC Life Insurance 0.49 Tata Steel -0.01 Mahindra & Mahindra 1.17 Bharat Electronics 0.48 Hindustan Aero 0 Tata Consultancy 0.16 Tata Motors Passenger Vehicles 0.13 NTPC 0.97 Jindal Steel 0.44 Bharti Airtel 1.1 JSW Steel 0 Larsen & Toubro 4.47 Power Fin. Corp. 0.53 State Bank of India 1.22 ITC Hotels 0.43 Coal India 0.18 ITC 0.85
Debt & Others (76.05%) Sector Allocation State Development Loan 0.53 Non Convertible Debenture 2.17 Margin Money 0.01 Debt Credit Ratings Cash 47.21 SOV 11 Cash & Call Money 8.98 AAA 5.39 AA+ 2.17 Debt Category Cholamandalam Investment and Finance Company 0.55 Muthoot Finance 0.55 Small Industries 0.55 Vedanta 0.53
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular - Growth Ret 1M 0.33% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular - IDCW Ret 1M 0.33% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Low Duration Fund Regular-Growth Ret 1M 0.26% Ret 1Y 6.97% Ret 3Y 6.92% Ret 5Y 5.68%
Equity, Flexi Cap funds Aditya Birla Sun Life Low Duration Fund Regular-IDCW Daily Reinvestment Ret 1M 0.26% Ret 1Y 6.97% Ret 3Y 6.92% Ret 5Y 5.68%
Equity, Flexi Cap funds Aditya Birla Sun Life Low Duration Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.26% Ret 1Y 6.97% Ret 3Y 6.92% Ret 5Y 5.68%
Equity, Flexi Cap funds Axis Treasury Advantage Fund Regular-Bonus Ret 1M 0.34% Ret 1Y 7.49% Ret 3Y 7.38% Ret 5Y 6.02%
Equity, Flexi Cap funds Axis Treasury Advantage Fund Regular-Growth Ret 1M 0.34% Ret 1Y 7.49% Ret 3Y 7.38% Ret 5Y 6.02%
Equity, Flexi Cap funds Axis Treasury Advantage Fund Regular-IDCW Daily Reinvestment Ret 1M 0.34% Ret 1Y 7.49% Ret 3Y 7.38% Ret 5Y 6.02%
Equity, Flexi Cap funds Axis Treasury Advantage Fund Regular-IDCW Monthly Payout Ret 1M 0.34% Ret 1Y 7.49% Ret 3Y 7.38% Ret 5Y 6.02%
Equity, Flexi Cap funds Axis Treasury Advantage Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.34% Ret 1Y 7.49% Ret 3Y 7.38% Ret 5Y 6.02%
Equity, Flexi Cap funds Axis Treasury Advantage Fund Regular-IDCW Weekly Payout Ret 1M 0.34% Ret 1Y 7.49% Ret 3Y 7.38% Ret 5Y 6.02%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.18%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Jay Kothari
Education Mr. Kothari is a BMS and MBA from Mumbai University .
Experience Prior to becoming the fund manager in DSP Mutual Fund, he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Abhishek Singh
Education Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Kedar Karnik
Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Shantanu Godambe
Education Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 7
Date of Incorporation 2004-06-11
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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