Tata Retirement Savings Fund Moderate Plan Regular-Growth
Hybrid, Aggressive Hybrid, Principal at very high risk
1 Year Return -2.33% at 30 Oct 2026 02:12 PM
Tata Retirement Savings Fund Moderate Plan Regular-Growth: Mutual Fund Overview
Tata Retirement Savings Fund Moderate Plan Regular-Growth is an Aggressive Hybrid mutual fund with over 15 years of performance history. The scheme manages an AUM of ₹2115.03 Cr and has a NAV of ₹63.9271. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹150.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -2.33%.
Fund Details
NAV 63.9271
Sub-Type Aggressive Hybrid
Rating 3
Min. SIP Amount ₹150.0
Fund Age(Year) 15
Fund Size(in Crores) 2115.03
Fund Performance
1 Month -1.81%
3 Month -5.71%
6 Month -1.15%
1 Year -2.33%
3 Year 9.85%
5 Year 7.9%
Know This Fund
As on 30 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (79.08%) Market Cap Small Cap 17.94 Mid Cap 20.96 Large Cap 40.18 Top Sectors Financial 16.94 Services 13.35 Consumer Staples 10.89 Energy 8.02 Capital Goods 7.52 Healthcare 5.09 Chemicals 4.74 Materials 3.62 Automobile 3.34 Technology 2.72 Consumer Discretionary 1.64 Metals & Mining 1.21 Top Holding The Ramco Cements 0.83 Grindwell Norton 0.68 Manappuram Finance 0.54 Kirloskar Pneumatic 1.95 HCL Technologies 1.41 Godrej Industries 1.18 Diamond Power 0.66 Ather Energy 1.16 Zensar Technologies 0.52 Glaxosmithkline Pharma 0.51 Bikaji Foods International 1.15 Rainbow Children's 1.73 Coal India 1.75 Eternal 3.49 Apollo Hospitals Enterprise 1.15 Kotak Mahindra Bank 1.9 Dixon Technologies (India) 1.62 PB Fintech 1.27 Tata Consultancy 0.79 Exide Industries 1.81 Godrej Agrovet 0.52 Nippon Life India Asset Management 1.59 Muthoot Finance 1.22 ICICI Bank 4.27 One 97 Comm 1.71 Billionbrains Garage Ventures 1.53 Oil India 1.44 Vedanta Aluminium Metal 0.53 Grasim Industries 1.04 Adani Power 1.08 Tata Consumer Products 1.68 Adani Energy Solutions 0.9 Reliance Industries 3.23 MCX 3.23 Sun Pharmaceutical Industries 1.7 BSE 1.58 Radico Khaitan 2.6 Solar Industries India 4.74 Titan Company 1.64 Polycab India 1.48 Maruti Suzuki India 0.76 Pricol 1.42 360 One Wam 1.97 Varun Beverages 0.85 CreditAccess Grameen 0.19 Nestle India 1.45 Shriram Finance 0.84 Fujiyama Power Systems 1.37 Karur Vysya Bank 1.93 RBL Bank 0.96 DOMS Industries 1.46 Adani Ports and Special Economic Zone 2.07
Debt & Others (20.92%) Sector Allocation Repo 3.95 GOI Securities 9.4 Securitised Debt 0.9 Debt Credit Ratings SOV 9.4 Cash & Call Money 6.86 AAA 3.48 AA+ 1.18 Debt Category Others 6.86 HDFC Bank 1.17 Shivshakti Securitisation Trust 0.9 GOI 9.4
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Fund Regular-Growth Ret 1M -0.64% Ret 1Y -5.87% Ret 3Y 8.72% Ret 5Y 6.42%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Fund Regular-IDCW Ret 1M -0.64% Ret 1Y -5.87% Ret 3Y 8.72% Ret 5Y 6.42%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Fund Regular-IDCW Reinvestment Ret 1M -0.64% Ret 1Y -5.87% Ret 3Y 8.72% Ret 5Y 6.42%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -2.21% Ret 1Y -3.63% Ret 3Y 9.23% Ret 5Y 8.34%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -2.21% Ret 1Y -3.63% Ret 3Y 9.23% Ret 5Y 8.34%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -2.21% Ret 1Y -3.63% Ret 3Y 9.23% Ret 5Y 8.34%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -1.18% Ret 1Y -5.49% Ret 3Y 9.19% Ret 5Y 7.0%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -1.18% Ret 1Y -5.49% Ret 3Y 9.19% Ret 5Y 7.0%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -1.18% Ret 1Y -5.49% Ret 3Y 9.19% Ret 5Y 7.0%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M 0.0% Ret 1Y -4.68% Ret 3Y 8.67% Ret 5Y 4.91%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M 0.0% Ret 1Y -4.68% Ret 3Y 8.67% Ret 5Y 4.91%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.16%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Murthy Nagarajan
Education Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Amit Somani
Education Mr.Somani is a B.Com, PGDBM and CFA.
Experience Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
Sonam Udasi
Education Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 7
Date of Incorporation 2011-11-01
Total AUM 224588.36
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Tata Retirement Savings Fund Moderate Plan Regular-Growth FAQs
How to invest in Tata Retirement Savings Fund Moderate Plan Regular-Growth?
Investing in Tata Retirement Savings Fund Moderate Plan Regular-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Tata Retirement Savings Fund Moderate Plan Regular-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The term expense ratio for Tata Retirement Savings Fund Moderate Plan Regular-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Tata Retirement Savings Fund Moderate Plan Regular-Growth is 2.16% as of 30 Oct 2026.
What is the NAV of Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The NAV of Tata Retirement Savings Fund Moderate Plan Regular-Growth is ₹63.9271 as of 30 Oct 2026.
What is the AUM of Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The AUM (Assets Under Management) of Tata Retirement Savings Fund Moderate Plan Regular-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Tata Retirement Savings Fund Moderate Plan Regular-Growth is ₹2115.03 Cr as of 30 Oct 2026.
What is the PE and PB ratio of Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The PE ratio of Tata Retirement Savings Fund Moderate Plan Regular-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Tata Retirement Savings Fund Moderate Plan Regular-Growth?
Yes, you can invest in Tata Retirement Savings Fund Moderate Plan Regular-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Tata Retirement Savings Fund Moderate Plan Regular-Growth in the last 5 years?
The return of Tata Retirement Savings Fund Moderate Plan Regular-Growth in the last 5 years is 7.9%.
What is the minimum SIP investment required in Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The minimum SIP investment in Tata Retirement Savings Fund Moderate Plan Regular-Growth depends on the fund's scheme rules and usually starts at a small amount. For Tata Retirement Savings Fund Moderate Plan Regular-Growth, the minimum SIP amount is ₹150.0.
What is the current NAV of Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The NAV of Tata Retirement Savings Fund Moderate Plan Regular-Growth, as of 30 Oct 2026, is ₹63.9271.
Who manages the Tata Retirement Savings Fund Moderate Plan Regular-Growth?
The fund managers responsible for Tata Retirement Savings Fund Moderate Plan Regular-Growth are:
- Murthy Nagarajan
- Amit Somani
- Sonam Udasi