Kotak Savings Fund Regular-IDCW Monthly
Kotak Savings Fund Regular-IDCW Monthly: Mutual Fund Overview
Kotak Savings Fund Regular-IDCW Monthly is an Ultra Short Duration mutual fund with over 21.58 years of performance history. The scheme manages an AUM of ₹16105.32 Cr and has a NAV of ₹10.7607. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.68%.
Debt, Ultra Short Duration, Principal at moderate risk
1 Year Return 6.68% at 12 Mar 2026 07:33 PM
Fund Details
NAV 10.7607
Sub-Type Ultra Short Duration
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 21.58
Fund Size(in Crores) 16105.32
Fund Performance
1 Month 0.49%
3 Month 1.39%
6 Month 2.86%
1 Year 6.68%
3 Year 6.91%
5 Year 5.81%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (94.29%) Market Cap Small Cap 28.59 Large Cap 48.24 Mid Cap 17.46 Top Sectors Financial 22.93 Services 12.87 Healthcare 11.05 Capital Goods 8.96 Consumer Discretionary 5.91 Technology 5.1 Construction 4.89 Energy 4.85 Automobile 4.7 Communication 4.52 Consumer Staples 3.93 Textiles 2.1 Chemicals 1.76 Materials 0.72 Top Holding Global Health 0.58 Kei Industries 3 Kalyan Jewellers India 1.18 Reliance Industries 4.85 Kajaria Ceramics 0.72 Epigral 0.87 Bharat Electronics 0.82 Infosys 4.14 Kirloskar Pneumatic 0.81 Bharti Airtel 4.52 Kotak Mahindra Bank 1.41 Laxmi Dental 0.73 Gokaldas Exports 0.79 Prudent Corporate Advisory Services 2.81 PB Fintech 3.01 Eternal 1.14 Swiggy 1.74 PNC Infratech 0.53 Lupin 1.65 Amber Enterprises India 2.19 Motherson Wiring 1.14 GE Vernova T&D 1.03 Gujarat Fluorochemicals 0.89 Entero Healthcare Solutions 0.9 Dixon Technologies (India) 2.32 Indo Count Industries 0.92 Radico Khaitan 1.77 TVS Motor Company - Pref. Shares 0.04 Sun Pharmaceutical Industries 2.15 MCX 6.04 CCL Products 1.16 HDFC Bank 5.64 Godrej Consumer 1 Poly Medicure 1 DLF 1.17 Axis Bank 2.73 State Bank of India 3.46 TVS Motor Company 3.52 ICICI Bank 6.88 Titan Company 2.54 Divi's Laboratories 0.51 PVR Inox 0.94 Larsen & Toubro 1.52 The Phoenix Mills 1.67 KPIT Technologies 0.96 Wockhardt 2.14 Ganesha Ecosphere 0.39 KEC International 0.98 Mankind Pharma 0.85 Vijaya Diagnostic Centre 0.54
Debt & Others (5.71%) Sector Allocation Repo 6.13 Net Payables -0.42 Debt Credit Ratings Debt Category Others 5.71
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-Growth Ret 1M -8.4% Ret 1Y 6.7% Ret 3Y 13.71% Ret 5Y 11.36%
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Ret 1M -8.4% Ret 1Y 6.7% Ret 3Y 13.71% Ret 5Y 11.36%
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Reinvestment Ret 1M -8.4% Ret 1Y 6.7% Ret 3Y 13.71% Ret 5Y 11.36%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-Growth Ret 1M -6.92% Ret 1Y 11.88% Ret 3Y 16.61% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Ret 1M -6.92% Ret 1Y 11.88% Ret 3Y 16.61% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Reinvestment Ret 1M -6.92% Ret 1Y 11.88% Ret 3Y 16.61% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-Growth Ret 1M -8.04% Ret 1Y 6.77% Ret 3Y 11.77% Ret 5Y 10.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Ret 1M -8.04% Ret 1Y 6.77% Ret 3Y 11.77% Ret 5Y 10.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Reinvestment Ret 1M -8.04% Ret 1Y 6.77% Ret 3Y 11.77% Ret 5Y 10.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-Growth Ret 1M -5.23% Ret 1Y 12.07% Ret 3Y 19.86% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-IDCW Ret 1M -5.23% Ret 1Y 12.07% Ret 3Y 19.86% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.82%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Manu Sharma
Education Mr. Sharma has done M.Com and CA.
Experience He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2004-08-13
Total AUM 595413.8
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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