Bandhan Financial Services Fund Regular-IDCW

Fund Details

NAV 14.275

Sub-Type Sectoral-Banking

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 2.4

Fund Size(in Crores) 1142.11

Fund Performance

1 Month -0.61%

3 Month 4.13%

6 Month 5.2%

1 Year 9.47%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (69.16%) Market Cap Large Cap 37.28 Small Cap 6.5 Mid Cap 25.38 Top Sectors Financial 16.01 Services 12.71 Capital Goods 10.41 Automobile 5.5 Communication 4.74 Consumer Staples 4.1 Construction 4 Healthcare 3.96 Technology 3.21 Consumer Discretionary 3.11 Energy 1.12 Materials 0.28 Top Holding Trent 0.01 Ashok Leyland 2.51 Max Healthcare Institute 0.52 Britannia Industries 1.14 BSE 0.09 Bharti Airtel 4.74 Tenneco Clean Air India 1.23 Max Financial Services 1.16 Bharat Heavy Electricals 0.02 NTPC 0.11 Siemens 0 Jyoti CNC Automation 0.09 Nippon Life India Asset Management 1.11 ICICI Bank 1 Axis Bank 0.05 FSN E-Commerce Ventures 3.04 Bharat Electronics 2.16 Godrej Consumer 0.03 Anthem Biosciences 1.32 Eternal 5.79 Swiggy 0.04 HDFC AMC 1.58 Persistent Systems 0.84 Home First Finance Company India 0.97 The Indian Hotels Company 0.01 Infosys 0.01 Cholamandalam Investment and Finance Company 0 Lupin 0.15 Blue Star 0 Reliance Industries 1.01 Hindustan Aero 0.43 Interglobe Aviation 1.33 CG Power 1.65 Jubilant FoodWorks 0.2 Ultratech Cement 0.28 MCX 0.85 Shriram Finance 0.03 Safari Industries (India) 1.78 Transformers And Rectifiers 0.27 L&T Technology Services 0.03 ITC 2.93 HDFC Bank 4.65 Prudent Corporate Advisory Services 0 Coforge 1.95 Lenskart Solutions 1.33 State Bank of India 1.05 Bajaj Finance 1.68 Dixon Technologies (India) 1.23 Divi's Laboratories 1.33 Billionbrains Garage Ventures 2.22 Sun Pharmaceutical Industries 0 Kaynes Technology India 1.52 Mahindra & Mahindra 0.82 PB Fintech 1.35 GE Vernova T&D 2.89 Kei Industries 0.15 Larsen & Toubro 4 Global Health 0.64 Siemens Energy India 0 Maruti Suzuki India 0.23 SBI Cards 0.5 LTIMindtree 0.04 Hexaware Technologies 0.34 Hero Motocorp 0.71

Debt & Others (30.86%) Sector Allocation Non Convertible Debenture 1.07 Net Payables -0.04 Debenture 4.76 Debt Credit Ratings AAA 7.68 SOV 3.3 Cash & Call Money 3.01 A1+ 0.98 Debt Category Small Industries 1.07 SBI Gold ETF 2.85 Bajaj Housing Finance 1.06 Export-Import Bank 0.39

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Digital India Fund Regular-Growth Ret 1M 1.93% Ret 1Y -6.69% Ret 3Y 15.42% Ret 5Y 16.73%

Equity, Flexi Cap funds Aditya Birla Sun Life Digital India Fund Regular-IDCW Ret 1M 1.93% Ret 1Y -6.69% Ret 3Y 15.42% Ret 5Y 16.73%

Equity, Flexi Cap funds Aditya Birla Sun Life Digital India Fund Regular-IDCW Reinvestment Ret 1M 1.93% Ret 1Y -6.69% Ret 3Y 15.42% Ret 5Y 16.73%

Equity, Flexi Cap funds Axis Nifty IT Index Fund Regular-Growth Ret 1M 4.34% Ret 1Y -12.79% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty IT Index Fund Regular-IDCW Payout Ret 1M 4.34% Ret 1Y -12.79% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty IT Index Fund Regular-IDCW Reinvestment Ret 1M 4.34% Ret 1Y -12.79% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Nifty IT Index Fund Regular-Growth Ret 1M 4.35% Ret 1Y -12.75% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Nifty IT Index Fund Regular-IDCW Ret 1M 4.35% Ret 1Y -12.75% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Nifty IT Index Fund Regular-IDCW Reinvestment Ret 1M 4.35% Ret 1Y -12.75% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds DSP Nifty IT Index Fund Regular-Growth Ret 1M 4.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds DSP Nifty IT Index Fund Regular-IDCW Ret 1M 4.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.15%

Exit Load 0.5%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Gaurav Satra

Education Mr. Satra has done B.Com and CA

Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA

Ritu Modi

Education Ms. Modi has done B.com and MMS(Finance).

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), she has worked with IIFL Mutual Fund, LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.

Ritika Behera

Education Ms. Behera has done B.Com and MBA (Finance)

Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.

Harshvardhan Agrawal

Education Mr. Agrawal has done BE, MBA and CFA

Experience Prior to joining Bandhan Mutual Fund, he has worked with Infina Finance Private Ltd, iAlpha Enterprises, Motilal Oswal Financial Services and Aranca India Pvt Ltd.

Sumit Agrawal

Education Mr.Agrawal is a B.Com, ACS, CFA (USA)and PGDM (Finance).

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Mirae Asset Mutual Fund (Nov 2010-Sep 2016) as Fund Manager-Equities, Axis Capital (erstwhile ENAM Securities) (Feb 2008-Nov 2010) as VP-Research Analyst and JP Morgan India Services Pvt. Ltd. (Jun 2006-Feb 2008) as TL-Investment Banking.

Harshal Joshi

Education Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 56

Date of Incorporation 2023-07-28

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.