Union Retirement Fund Regular-Growth

Fund Details

NAV 15.61

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹500.0

Fund Age(Year) 4.1

Fund Size(in Crores) 206.52

Fund Performance

1 Month -1.57%

3 Month -5.16%

6 Month -1.76%

1 Year -3.16%

3 Year 11.01%

5 Year 0.0%

Know This Fund

As on 30 Oct 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (97.85%) Market Cap Small Cap 29.28 Mid Cap 22.7 Large Cap 45.87 Top Sectors Financial 25.15 Capital Goods 12.34 Services 11.78 Automobile 10.24 Healthcare 6.49 Chemicals 5.77 Technology 4.46 Consumer Discretionary 4.02 Energy 3.9 Consumer Staples 3.62 Construction 3.54 Metals & Mining 2.6 Materials 1.65 Communication 1.45 Textiles 0.84 Top Holding Kirloskar Oil Engines 1.53 Arvind 0.84 Blue Star 0.71 Interglobe Aviation 0.66 Cholamandalam Investment and Finance Company 1.06 Angel One 1.06 SJS Enterprises 1.97 Cemindia Projects 0.98 Vijaya Diagnostic Centre 0.52 Torrent Pharmaceuticals 1.44 JK Cement 0.91 Eternal 2.17 Adani Enterprises 0.77 Trent 0.89 JSW Steel 1 GE Vernova T&D 1.83 Hindalco Industries 0.52 Engineers India 0.43 ZF Commercial 1.36 Karur Vysya Bank 1.72 Solar Industries India 2.53 TVS Motor Company 0.8 MCX 2.72 Ather Energy 0.55 Garden Reach Shipbuilders & Engineers 0.58 Azad Engineering 1.87 Home First Finance Company India 0.59 Shriram Finance 1.24 Ujjivan Small Finance Bank 1.41 HCL Technologies 0.71 Aarti Industries 0.81 KSB 1.12 Central Depository Services (India) 0.61 The Phoenix Mills 1.5 HDFC Bank 4.29 Mphasis 1.34 CarTrade Tech 1.61 Axis Bank 2.08 Maruti Suzuki India 0.96 Navin Fluorine International 2 Max Healthcare Institute 1.07 Max Financial Services 1.16 Apollo Hospitals Enterprise 0.79 Gabriel India 1.4 Bharat Heavy Electricals 0.96 CG Power 0.83 Sona BLW Precision Forgings 1 Titan Company 1.55 Tata Motors 0.92 Amber Enterprises India 0.84 NTPC 1.8 Persistent Systems 0.89 Godrej Properties 0.63 Nippon Life India Asset Management 1.3 KFin Technologies 1.1 Infosys 1.52 Kei Industries 0.54 Acutaas Chemicals 1.51 Shadowfax Technologies 0.81 Data Patterns (India) 0.73 Hyundai Motor 1.28 Atul 0.43 Reliance Industries 2.1 ICICI Bank 5.76 Varun Beverages 1.05 PB Fintech 0.13 Jubilant FoodWorks 0.71 Adani Ports and Special Economic Zone 1.31 Hindustan Copper 1.08 Ajanta Pharma 1.16 DOMS Industries 0.73 Bharti Airtel 1.45 Tata Consumer Products 1.84 MTAR Technologies 0.76 Grasim Industries 0.74 State Bank of India 1.77 LG Electronics India 0.92 Dixon Technologies (India) 1.59

Debt & Others (2.15%) Sector Allocation Repo 2.35 Treasury Bills 0.07 Net Payables -0.27 Debt Credit Ratings Cash & Call Money 3.53 SOV 0.07 Debt Category Others 2.08 Reserve Bank of India 0.07

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-Growth Ret 1M -1.89% Ret 1Y 1.11% Ret 3Y 15.2% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Payout Ret 1M -1.89% Ret 1Y 1.11% Ret 3Y 15.2% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Reinvestment Ret 1M -1.89% Ret 1Y 1.11% Ret 3Y 15.2% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-Growth Ret 1M -3.46% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Payout Ret 1M -3.46% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Reinvestment Ret 1M -3.46% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -1.59% Ret 1Y -4.25% Ret 3Y 9.24% Ret 5Y 7.35%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -1.59% Ret 1Y -4.25% Ret 3Y 9.24% Ret 5Y 7.35%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Reinvestment Ret 1M -1.59% Ret 1Y -4.25% Ret 3Y 9.24% Ret 5Y 7.35%

Equity, Flexi Cap funds Aditya Birla Sun Life BSE Total Market Index Fund Regular-Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Flexi Cap Fund Regular-Growth Ret 1M -0.12% Ret 1Y -0.15% Ret 3Y 14.32% Ret 5Y 9.88%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.67%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Vinod Malviya

Education Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)

Experience Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Hardick Bora

Education Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience Prior to joining Union Mutual Fund, he has worked with Motilal Oswal Securities Ltd., Dolat Capital Markets Pvt Ltd. as Research Associate, Khandwala Securities Ltd. as Research Associate, Yen Management Consultants Pvt. Ltd. and 3 Global Services Pvt. Ltd.

Sanjay Bembalkar

Education Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.

Experience Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP

Pratit Vajani

Education PGDM (MDI Gurgaon), B.Tech (VJTI)

Experience Prior to joining Union AMC, Mr. Vajani was associated with ICICI Securities Ltd and Price water house Coopers Private Limited.

Pratik Dharmshi

Education Mr. Dharmshi has done B. Com & CA

Experience Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 24

Date of Incorporation 2022-09-22

Total AUM 25477.53

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.