Union Retirement Fund Regular-IDCW

Fund Details

NAV 14.47

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹500.0

Fund Age(Year) 4.1

Fund Size(in Crores) 206.52

Fund Performance

1 Month -1.57%

3 Month -5.16%

6 Month -1.76%

1 Year -3.16%

3 Year 11.01%

5 Year 0.0%

Know This Fund

As on 30 Oct 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (97.85%) Market Cap Large Cap 45.87 Small Cap 29.28 Mid Cap 22.7 Top Sectors Financial 25.15 Capital Goods 12.34 Services 11.78 Automobile 10.24 Healthcare 6.49 Chemicals 5.77 Technology 4.46 Consumer Discretionary 4.02 Energy 3.9 Consumer Staples 3.62 Construction 3.54 Metals & Mining 2.6 Materials 1.65 Communication 1.45 Textiles 0.84 Top Holding Bharti Airtel 1.45 Solar Industries India 2.53 Azad Engineering 1.87 KSB 1.12 Jubilant FoodWorks 0.71 Max Healthcare Institute 1.07 Cemindia Projects 0.98 CarTrade Tech 1.61 ZF Commercial 1.36 MTAR Technologies 0.76 SJS Enterprises 1.97 TVS Motor Company 0.8 Kirloskar Oil Engines 1.53 Shadowfax Technologies 0.81 CG Power 0.83 Ujjivan Small Finance Bank 1.41 Cholamandalam Investment and Finance Company 1.06 Adani Ports and Special Economic Zone 1.31 Apollo Hospitals Enterprise 0.79 Atul 0.43 Hindustan Copper 1.08 Home First Finance Company India 0.59 HCL Technologies 0.71 Infosys 1.52 Adani Enterprises 0.77 Garden Reach Shipbuilders & Engineers 0.58 Godrej Properties 0.63 Navin Fluorine International 2 Eternal 2.17 Aarti Industries 0.81 MCX 2.72 Engineers India 0.43 Titan Company 1.55 Amber Enterprises India 0.84 JSW Steel 1 Shriram Finance 1.24 Maruti Suzuki India 0.96 ICICI Bank 5.76 Hyundai Motor 1.28 Varun Beverages 1.05 HDFC Bank 4.29 Interglobe Aviation 0.66 Kei Industries 0.54 Ajanta Pharma 1.16 Max Financial Services 1.16 The Phoenix Mills 1.5 DOMS Industries 0.73 LG Electronics India 0.92 Arvind 0.84 PB Fintech 0.13 State Bank of India 1.77 Gabriel India 1.4 Ather Energy 0.55 Axis Bank 2.08 Karur Vysya Bank 1.72 Torrent Pharmaceuticals 1.44 Reliance Industries 2.1 Blue Star 0.71 GE Vernova T&D 1.83 Persistent Systems 0.89 Grasim Industries 0.74 Sona BLW Precision Forgings 1 Mphasis 1.34 Tata Motors 0.92 Trent 0.89 NTPC 1.8 Acutaas Chemicals 1.51 JK Cement 0.91 Bharat Heavy Electricals 0.96 Data Patterns (India) 0.73 Nippon Life India Asset Management 1.3 Hindalco Industries 0.52 Dixon Technologies (India) 1.59 Angel One 1.06 Vijaya Diagnostic Centre 0.52 KFin Technologies 1.1 Tata Consumer Products 1.84 Central Depository Services (India) 0.61

Debt & Others (2.15%) Sector Allocation Net Payables -0.27 Treasury Bills 0.07 Repo 2.35 Debt Credit Ratings Cash & Call Money 3.53 SOV 0.07 Debt Category Reserve Bank of India 0.07 Others 2.08

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-Growth Ret 1M -1.89% Ret 1Y 1.11% Ret 3Y 15.2% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Payout Ret 1M -1.89% Ret 1Y 1.11% Ret 3Y 15.2% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Reinvestment Ret 1M -1.89% Ret 1Y 1.11% Ret 3Y 15.2% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-Growth Ret 1M -3.46% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Payout Ret 1M -3.46% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Reinvestment Ret 1M -3.46% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -1.59% Ret 1Y -4.25% Ret 3Y 9.24% Ret 5Y 7.35%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -1.59% Ret 1Y -4.25% Ret 3Y 9.24% Ret 5Y 7.35%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Reinvestment Ret 1M -1.59% Ret 1Y -4.25% Ret 3Y 9.24% Ret 5Y 7.35%

Equity, Flexi Cap funds Aditya Birla Sun Life BSE Total Market Index Fund Regular-Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Flexi Cap Fund Regular-Growth Ret 1M -0.12% Ret 1Y -0.15% Ret 3Y 14.32% Ret 5Y 9.88%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.67%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Sanjay Bembalkar

Education Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.

Experience Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP

Pratit Vajani

Education PGDM (MDI Gurgaon), B.Tech (VJTI)

Experience Prior to joining Union AMC, Mr. Vajani was associated with ICICI Securities Ltd and Price water house Coopers Private Limited.

Pratik Dharmshi

Education Mr. Dharmshi has done B. Com & CA

Experience Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.

Vinod Malviya

Education Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)

Experience Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Hardick Bora

Education Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience Prior to joining Union Mutual Fund, he has worked with Motilal Oswal Securities Ltd., Dolat Capital Markets Pvt Ltd. as Research Associate, Khandwala Securities Ltd. as Research Associate, Yen Management Consultants Pvt. Ltd. and 3 Global Services Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 24

Date of Incorporation 2022-09-22

Total AUM 25477.53

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.