Union Balanced Advantage Fund Regular-IDCW Reinvestment

Fund Details

NAV 20.13

Sub-Type Dynamic Asset Allocation

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 7.98

Fund Size(in Crores) 1370.7

Fund Performance

1 Month -0.48%

3 Month 0.63%

6 Month 3.87%

1 Year 4.77%

3 Year 10.14%

5 Year 8.69%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (72.61%) Market Cap Small Cap 7.29 Mid Cap 13.38 Large Cap 51.94 Top Sectors Financial 23.17 Automobile 6.07 Services 6.01 Energy 5.72 Technology 5.11 Capital Goods 5.07 Consumer Staples 4.1 Healthcare 4.07 Construction 2.96 Communication 2.57 Materials 2.21 Chemicals 1.88 Consumer Discretionary 1.71 Insurance 1.41 Metals & Mining 0.55 Top Holding Power Fin. Corp. 1.95 Jyothy Labs 0.49 Max Healthcare Institute 0.89 JK Cement 1.17 Tata Consultancy 0.69 Titan Company 0.87 Varun Beverages 0.76 ICICI Bank 4.12 GE Vernova T&D 1.27 State Bank of India 2.44 Sonata Software 0.33 TVS Motor Company 1.14 Tata Power Company 0.8 Axis Bank 2.2 Oberoi Realty 0.92 Eternal 1.74 Coal India 1.04 Bharat Petroleum Corporation 0.68 Bharti Airtel 2.57 Vinati Organics 0.67 Godrej Consumer 0.68 Bharat Electronics 0.93 PVR Inox 0.47 Larsen & Toubro 2.04 KEC International 0.43 HCL Technologies 0.4 Sun Pharmaceutical Industries 1.13 SBI Life Insurance Company 0.88 Navin Fluorine International 0.72 Kei Industries 1.04 Bajaj Auto 0.67 Hindustan Aero 0.75 Info Edge (India) 0.67 Max Financial Services 1 One97 Communications 0.32 Bajaj Finance 1.68 Reliance Industries 2.94 Tata Steel 0.55 Voltas 0.84 Piramal Pharma 0.52 TVS Motor Company - Pref. Shares 0.01 Maruti Suzuki India 0.98 UNO Minda 1 Prudent Corporate Advisory Services 0.7 Interglobe Aviation 1.11 Avenue Supermarts 0.13 FSN E-Commerce Ventures 0.61 Divi's Laboratories 1.02 CG Power 0.65 BSE 0.96 Cholamandalam Financial 1.11 ITC 1.31 Samvardhana Motherson 1.6 HDFC Bank 6.19 Indian Bank 1.12 NTPC 1.3 ICICI Lombard Gen. Insurance 0.53 Motherson Wiring 0.67 PI Industries 0.49 Tech Mahindra 1.21 United Spirits 0.86 JB Chemicals 0.51 PNB Housing Finance 0.66 Infosys 2.48

Debt & Others (27.39%) Sector Allocation Non Convertible Debenture 2.2 Bonds/Debentures 0.22 GOI Securities 7.52 Debt Credit Ratings AAA 12.78 SOV 9.58 Cash & Call Money 4.42 A1+ 0.61 Debt Category Power Fin. Corp. 0.22 Bajaj Housing Finance 0.66 Small Industries 1.77 Andhra Pradesh State 0.22

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-Growth Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Reinvestment Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%

Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%

Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.16%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Hardick Bora

Education Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience Prior to joining Union Mutual Fund, he has worked with Motilal Oswal Securities Ltd., Dolat Capital Markets Pvt Ltd. as Research Associate, Khandwala Securities Ltd. as Research Associate, Yen Management Consultants Pvt. Ltd. and 3 Global Services Pvt. Ltd.

Vishal Thakker

Education Mr.Thakker has done B.Com & M.B.A

Experience Prior joining to Union Mutual Fund he has worked with Elara Capital and Emkay Shares & Stock Broking.

Gaurav Chopra

Education Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)

Experience Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates

Parijat Agrawal

Education Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.

Experience Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.

Sanjay Bembalkar

Education Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.

Experience Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 17

Date of Incorporation 2017-12-29

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.