DSP Credit Risk Fund Regular-IDCW Monthly

Fund Details

NAV 11.2581

Sub-Type Credit Risk

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 13.78

Fund Size(in Crores) 208.63

Fund Performance

1 Month 0.21%

3 Month 1.18%

6 Month 2.18%

1 Year 21.09%

3 Year 14.63%

5 Year 11.09%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (97.43%) Market Cap Mid Cap 9.62 Large Cap 80.69 Small Cap 7.12 Top Sectors Financial 28.96 Energy 11.16 Consumer Staples 8.29 Automobile 8.16 Technology 5.76 Healthcare 5.29 Capital Goods 5.15 Construction 5.07 Communication 4.3 Services 4.29 Materials 3.16 Consumer Discretionary 2.61 Insurance 1.75 Chemicals 1.42 Textiles 1.21 Metals & Mining 0.85 Top Holding Cipla 1.77 SBI Life Insurance Company 1.75 Bosch 1.09 Tata Motors 0.64 Titan Company 1.72 Orkla India 0.03 Cholamandalam Investment and Finance Company 0.11 Bharat Forge 1.1 Sun Pharmaceutical Industries 2.08 Tata Power Company 2.34 Arvind 0.27 Grasim Industries 1.88 Reliance Industries 6.86 Shriram Finance 0.8 Trent 0.68 Axis Bank 2.44 MOIL 0.85 Varun Beverages 0.88 Pidilite Industries 1.42 United Spirits 0.55 Eternal 1.21 Ujjivan Small Finance Bank 0.76 LG Electronics India 0.02 Hindustan Unilever 2.24 Blue Star 0.87 ITC 2.86 Godfrey Phillips India 0.4 K.P.R. Mill 0.45 Ultratech Cement 1.28 Power Fin. Corp. 1.45 The Indian Hotels Company 0.83 Hyundai Motor 0.99 Shakti Pumps (India) 1.48 REC 1.31 HDFC Bank 9.47 Kotak Mahindra Bank 2.13 Hindustan Aero 0.98 Gokaldas Exports 0.5 NTPC Green Energy 0.71 Infosys 3.67 Maruti Suzuki India 1.53 Tata Consultancy 1.6 Hero Motocorp 1.05 L&T Technology Services 0.49 Jubilant FoodWorks 0.82 Bharat Electronics 1.96 Apollo Hospitals Enterprise 1.44 Mahindra & Mahindra 1.75 VA Tech Wabag 0.72 Bharti Airtel 4.3 GAIL (India) 1.25 Larsen & Toubro 5.07 State Bank of India 3.07 HDB Financial Services 0.02 ICICI Bank 7.41 Allied Blenders And Distillers 1.33 Vedant Fashions 0.75

Debt & Others (2.57%) Sector Allocation Net Receivables 0.11 Repo 2.46 Debt Credit Ratings Debt Category Others 2.57

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Gold Fund Regular-Growth Ret 1M 7.42% Ret 1Y 72.28% Ret 3Y 32.98% Ret 5Y 20.01%

Equity, Flexi Cap funds Aditya Birla Sun Life Gold Fund Regular-IDCW Ret 1M 7.42% Ret 1Y 72.28% Ret 3Y 32.98% Ret 5Y 20.01%

Equity, Flexi Cap funds Aditya Birla Sun Life Gold Fund Regular-IDCW Reinvestment Ret 1M 7.42% Ret 1Y 72.28% Ret 3Y 32.98% Ret 5Y 20.01%

Equity, Flexi Cap funds Angel One Gold ETF FoF Regular - Growth Ret 1M 7.21% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Gold and Silver Passive FoF Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Gold Fund Regular-Growth Ret 1M 7.24% Ret 1Y 70.86% Ret 3Y 32.8% Ret 5Y 19.98%

Equity, Flexi Cap funds Axis Gold Fund Regular-IDCW Payout Ret 1M 7.24% Ret 1Y 70.86% Ret 3Y 32.8% Ret 5Y 19.98%

Equity, Flexi Cap funds Axis Gold Fund Regular-IDCW Reinvestment Ret 1M 7.24% Ret 1Y 70.86% Ret 3Y 32.8% Ret 5Y 19.98%

Equity, Flexi Cap funds Baroda BNP Paribas Gold ETF FoF Regular - Growth Ret 1M 7.33% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds DSP Gold ETF FoF Regular - Growth Ret 1M 6.77% Ret 1Y 71.44% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds DSP Gold ETF FoF Regular - IDCW Ret 1M 6.77% Ret 1Y 71.44% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.22%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Vivekanand Ramakrishnan

Education Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.

Experience Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.

Laukik Bagwe

Education Mr. Bagwe is a B.Com (H) and PGDBA (Finance)

Experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Shalini Vasanta

Education Mr. Vasanta has done BA and MBA (Finance)

Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 1

Date of Incorporation 2012-03-12

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.