Bandhan Retirement Fund Direct-Growth

Fund Details

NAV 13.304

Sub-Type Aggressive Hybrid

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 2.18

Fund Size(in Crores) 187.84

Fund Performance

1 Month -0.38%

3 Month 1.35%

6 Month 4.59%

1 Year 7.24%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (24.62%) Market Cap Large Cap 15.91 Small Cap 4.08 Mid Cap 4.63 Top Sectors Financial 8.08 Technology 2.53 Automobile 2.24 Healthcare 2.02 Energy 1.99 Services 1.52 Communication 1.14 Materials 1.06 Consumer Staples 1 Construction 0.82 Insurance 0.62 Consumer Discretionary 0.56 Metals & Mining 0.55 Capital Goods 0.27 Chemicals 0.22 Top Holding Info Edge (India) 0.34 Bharat Petroleum Corporation 0.3 HCL Technologies 0.38 Fortis Healthcare 0.35 Cera Sanitaryware 0.15 Orchid Pharma 0.15 Dabur India 0.33 Mahindra & Mahindra Financial Services 0.45 Crompton Greaves Con. Electricals 0.33 Coal India 0.34 Varun Beverages 0.23 Tata Steel 0.3 Infosys 1.1 Greenpanel Industries 0.04 Aditya Birla Lifestyle Brands 0.16 Modern Denim 0 Kotak Mahindra Bank 0.94 Swiggy 0.22 The Phoenix Mills 0.38 ICICI Lombard Gen. Insurance 0.39 Cipla 0.45 HDFC Bank 2.37 Telephone Cables 0 Mahanagar Gas 0.22 Vikram Solar 0 Samvardhana Motherson 0.27 Mphasis 0.41 Geekay Exim (I) 0 Brigade Enterprises 0.24 Bharti Airtel 1.14 Metropolis Healthcare 0.25 Damania Capital Markets 0 JK Paper 0.2 ICICI Bank 1.47 Raymond Lifestyle 0.11 Bajaj Auto 0.36 Aditya Birla AMC 0.23 JSW Infrastructure 0.17 The Federal Bank 0.28 Kajaria Ceramics 0.25 ICICI Prudential 0.24 Emami 0.24 Indiamart 0.16 Power Grid Corporation Of India 0.41 Symphony 0.12 Maruti Suzuki India 0.42 PI Industries 0.22 State Bank of India 0.92 Reliance Industries 0.75 Sapphire Foods 0.24 Bharat Electronics 0.27 Dalmia Bharat 0.29 Sun Pharmaceutical Industries 0.41 Indusind Bank 0.37 Glenmark Pharmaceuticals 0.4 Axis Bank 1.05 AIA Engineering 0.25 Eicher Motors 0.41 Tech Mahindra 0.63 PNC Infratech 0.2 PVR Inox 0.22 Mahindra & Mahindra 0.77 The Great Eastern Shipping Company 0.32 Filaments India 0

Debt & Others (75.38%) Sector Allocation Net Current Assets 2.46 Securitised Debt 4.47 Mutual Fund 0.23 Debt Credit Ratings SOV 39.59 AAA 33.01 Cash & Call Money 2.48 Others 0.29 Debt Category Andhra Pradesh State 4.4 Power Fin. Corp. 1.52 National Bank Agr. Rur. Devp 4.5 Maharashtra State 1.47

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.7%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Ritika Behera

Education Ms. Behera has done B.Com and MBA (Finance)

Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.

Gautam Kaul

Education Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Brijesh Shah

Education Mr. Shah is a Post Graduate Diploma in Finance.

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Viraj Kulkarni

Education Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Vishal Biraia

Education Mr. Biraia has done B.E and CFA

Experience Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.

Gaurav Satra

Education Mr. Satra has done B.Com and CA

Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 10

Date of Incorporation 2023-10-18

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.