Bank of India Overnight Fund Regular-IDCW Monthly Payout

Fund Details

NAV 1003.6212

Sub-Type Overnight

Rating 5

Min. SIP Amount ₹0

Fund Age(Year) 5.9

Fund Size(in Crores) 50.62

Fund Performance

1 Month 0.43%

3 Month 1.35%

6 Month 2.73%

1 Year 5.94%

3 Year 6.48%

5 Year 5.44%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (35.99%) Market Cap Small Cap -30.53 Large Cap 62.64 Mid Cap 3.88 Top Sectors Financial 7.87 Energy 6.12 Technology 6.06 Automobile 3.41 Construction 1.98 Metals & Mining 1.78 Consumer Staples 1.74 Materials 1.71 Communication 1.66 Healthcare 1.64 Insurance 1.07 Services 0.94 Top Holding Grasim Industries 0.93 Vedanta 1.23 Bajaj Finserv 0 Axis Bank 4.99 Coal India 0.79 Hindalco Industries 0.12 Infosys 1.8 Mahindra & Mahindra 0.62 Wipro 1.18 State Bank of India 1.03 Tata Motors 0.58 NTPC 0.7 Indus Towers 0.81 Kotak Mahindra Bank 0.18 Larsen & Toubro Pref. Shares -0.47 HDFC Bank 2.13 REC 0.78 Bharat Petroleum Corporation 0.95 Aurobindo Pharma 0.93 ITC 1.75 Reliance Industries 3.33 Shriram Finance 0.83 Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) 0.12 NMDC -0.01 SBI Life Insurance Company 0.12 Axis Bank Warrant -3.95 HCL Technologies 1.41 Bharti Airtel 0.73 Cipla 0.45 Interglobe Aviation 0.94 Indusind Bank 0.2 Tata Consultancy 1.66 Dr. Reddy's Laboratories 0.26 HDFC Life Insurance 0.12 Dabur India 0 Hero Motocorp 1.15 Eicher Motors 0.46 Life Insurance 0.83 ICICI Bank 1.42 Maruti Suzuki India 0.61 Bajaj Finance 0.27 Power Grid Corporation Of India 1.14 JSW Steel -0.01 Larsen & Toubro 2.45 Tata Steel 0.45

Debt & Others (64.00999999999999%) Sector Allocation Short Term Deposit 0.63 Net Current Assets 5.58 GOI Securities 22.19 Debt Credit Ratings Cash 30.65 SOV 22.19 Cash & Call Money 5.61 Term Deposits 0.63 Debt Category Embassy Office Parks REIT 1.38 Axis Bank 0.63 GOI 22.19 IRB InvIT Fund 1.27

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Savings Fund Regular-Growth Ret 1M 0.17% Ret 1Y 8.57% Ret 3Y 9.17% Ret 5Y 8.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Savings Fund Regular-IDCW Ret 1M 0.17% Ret 1Y 8.57% Ret 3Y 9.17% Ret 5Y 8.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Savings Fund Regular-IDCW Reinvestment Ret 1M 0.17% Ret 1Y 8.57% Ret 3Y 9.17% Ret 5Y 8.17%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-Growth Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Monthly Payout Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Payout Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Quarterly Payout Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Quarterly Reinvestment Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Reinvestment Ret 1M -0.13% Ret 1Y 5.03% Ret 3Y 9.99% Ret 5Y 8.83%

Equity, Flexi Cap funds Bajaj Finserv Equity Savings Fund Regular-Growth Ret 1M 0.3% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.1%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Mithraem Bharucha

Education Mr. Bharucha is a BMS and MBA

Experience Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low risk

AMC and Fund details

Rank (total sets) 1

Date of Incorporation 2020-01-28

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.