DSP Savings Fund Direct Plan-Growth
Mutual Fund Details – Invest Smart, Grow Wealth
Discover a variety of mutual funds tailored to your goals, from equity and debt to hybrid options. Track performance, compare funds, and get expert insights to make informed investment decisions. Grow your wealth with Motilal Oswal’s trusted mutual fund solutions.
Debt, Money Market, Principal at low to moderate risk
1 Year Return 7.27% at 22 Dec 2025 06:35 PM
Fund Details
NAV 55.8917
Sub-Type Money Market
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 12.97
Fund Size(in Crores) 8628.05
Fund Performance
1 Month 0.42%
3 Month 1.48%
6 Month 3.05%
1 Year 7.27%
3 Year 7.43%
5 Year 6.04%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (69.71%) Market Cap Large Cap 30 Small Cap 29.28 Mid Cap 10.43 Top Sectors Financial 20.76 Automobile 11.13 Services 6.49 Chemicals 5.35 Healthcare 5.35 Consumer Staples 4.9 Energy 3.73 Metals & Mining 2.85 Consumer Discretionary 2.55 Technology 2.21 Capital Goods 2.11 Communication 1.25 Textiles 0.48 Materials 0.32 Construction 0.23 Top Holding Bank of Maharashtra 0.74 Jubilant FoodWorks 0.07 Redington 3.53 Knowledge Marine & Engineering Works 0.18 Reliance Industries 3.73 ITC 1.09 Interglobe Aviation 0.55 ICICI Bank 2.95 Senco Gold 1.4 Pricol 0.99 HDFC Bank 3.75 Narayana Hrudayalaya 0.69 CE Info Systems 0.53 Yash Highvoltage 1.5 360 One Wam 0.52 Varun Beverages 2.78 Sky Gold And Diamonds 1.15 United Spirits 1.03 Infosys 0.75 Axis Bank 3.94 ASK Automotive 0.51 Nippon Life India Asset Management 0.24 Tata Motors Passenger Vehicles 1.45 Larsen & Toubro 0.23 Suprajit Engineering 1.34 Indegene 1.69 Power Fin. Corp. 0.57 REC 0.47 SJS Enterprises 0.13 Samvardhana Motherson 0.23 Tata Motors 0.11 Aditya Birla Capital 0.64 Shriram Finance 0.93 UPL 4.04 Usha Martin 2.85 Rainbow Children's 1.34 Union Bank of India 0.5 BLS International Services 1.88 Kotak Mahindra Bank 2.93 Fiem Industries 1.26 Sansera Engineering 2.82 Gulf Oil Lubricants India 0.47 Kewal Kiran Clothing 0.48 Astral 0.2 JIO Financial 0.48 CreditAccess Grameen 2.1 Bharti Airtel 1.25 UNO Minda 0.93 PI Industries 0.4 Alivus Life Sciences 0.78 Action Construction Equipment 0.43 Dhanuka Agritech 0.44 CAMS 0.46 Supreme Industries 0.12 Ashok Leyland 0.34 Lumax Industries 1.02 Cipla 0.85 Tata Consultancy 0.93
Debt & Others (30.29%) Sector Allocation Debenture 8.59 Commercial Paper 11.39 Certificate of Deposit 1.58 Debt Credit Ratings A1+ 12.97 AA+ 8.59 Cash & Call Money 6.76 AAA 1.97 Debt Category Muthoot Finance 4.63 HDFC Bank 1.97 Time Technoplast 1.95 Power Fin. Corp. 1.58
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Gold Fund Regular-Growth Ret 1M 7.42% Ret 1Y 72.28% Ret 3Y 32.98% Ret 5Y 20.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Gold Fund Regular-IDCW Ret 1M 7.42% Ret 1Y 72.28% Ret 3Y 32.98% Ret 5Y 20.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Gold Fund Regular-IDCW Reinvestment Ret 1M 7.42% Ret 1Y 72.28% Ret 3Y 32.98% Ret 5Y 20.01%
Equity, Flexi Cap funds Angel One Gold ETF FoF Regular - Growth Ret 1M 7.21% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Gold and Silver Passive FoF Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Gold Fund Regular-Growth Ret 1M 7.24% Ret 1Y 70.86% Ret 3Y 32.8% Ret 5Y 19.98%
Equity, Flexi Cap funds Axis Gold Fund Regular-IDCW Payout Ret 1M 7.24% Ret 1Y 70.86% Ret 3Y 32.8% Ret 5Y 19.98%
Equity, Flexi Cap funds Axis Gold Fund Regular-IDCW Reinvestment Ret 1M 7.24% Ret 1Y 70.86% Ret 3Y 32.8% Ret 5Y 19.98%
Equity, Flexi Cap funds Baroda BNP Paribas Gold ETF FoF Regular - Growth Ret 1M 7.33% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds DSP Gold ETF FoF Regular - Growth Ret 1M 6.77% Ret 1Y 71.44% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds DSP Gold ETF FoF Regular - IDCW Ret 1M 6.77% Ret 1Y 71.44% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.15%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shalini Vasanta
Education Mr. Vasanta has done BA and MBA (Finance)
Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Karan Mundhra
Education Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Kedar Karnik
Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 21
Date of Incorporation 2013-01-01
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
