Bank of India Consumption Fund Regular-IDCW Payout

Fund Details

NAV 10.12

Sub-Type Thematic-Consumption

Rating Not Rated

Min. SIP Amount ₹1000.0

Fund Age(Year) 1.22

Fund Size(in Crores) 380.73

Fund Performance

1 Month -6.81%

3 Month -8.82%

6 Month -9.8%

1 Year 10.6%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 12 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.71%) Market Cap Small Cap 89.22 Mid Cap 9.49 Top Sectors Financial 18.1 Healthcare 14.49 Services 12.93 Capital Goods 10.72 Chemicals 6.44 Metals & Mining 5.14 Consumer Staples 4.96 Automobile 4.91 Construction 3.89 Consumer Discretionary 3.61 Energy 3.43 Technology 3.29 Materials 3.25 Communication 1.36 Insurance 1.22 Textiles 0.54 Others 0.43 Top Holding BASF India 0.2 The Ramco Cements 0.74 Blue Jet Healthcare 0.07 Action Construction Equipment 0.19 Cholamandalam Financial 0.84 Finolex Industries 0.27 Timken India 0.64 Sammaan Capital 0.6 PG Electroplast 0.52 JB Chemicals 0.87 Vardhman Textiles 0.29 Saregama India 0.13 Pfizer 0.4 Bombay Burmah Trading Corporation 0.15 Sagility 0.31 Manappuram Finance 0.8 Choice International 0.3 MMTC 0.05 Aster DM Healthcare 0.78 CAMS 0.84 Jubilant Ingrevia 0.25 Aditya Birla AMC 0.34 Jubilant Pharmova 0.36 JSW Cement 0.14 Schneider Electric 0.27 Inventurus Knowledge Solutions 0.34 Cohance Lifesciences 0.26 eClerx Services 0.35 Ola Electric Mobility 0.23 Aegis Vopak Terminals 0.16 Rainbow Children's 0.31 Zee Entertainment Enterprises 0.42 Bikaji Foods International 0.22 Authum Investment & Infrastructure 0.66 Cera Sanitaryware 0.15 Inox Wind 0.46 Firstsource Solutions 0.35 Vedant Fashions 0.12 KEC International 0.39 Reliance Infrastructure 0.13 Akums Drugs And Pharmaceuticals 0.07 Garden Reach Shipbuilders & Engineers 0.37 Netweb Technologies India 0.33 CE Info Systems 0.09 Tata Teleservices (Maharashtra) 0.11 Godrej Agrovet 0.16 Radico Khaitan 1.07 PVR Inox 0.38 SBFC Finance 0.19 Asahi India Glass 0.56 The Jammu & Kashmir Bank 0.28 Gujarat Mineral Development Corporation 0.24 Piramal Pharma 0.5 Narayana Hrudayalaya 0.64 Swan Corp 0.28 Graphite India 0.25 CCL Products 0.37 Jupiter Wagons 0.19 Sobha 0.32 KFin Technologies 0.66 KSB 0.21 Chennai Petroleum Corporation 0.24 Krishna Institute 0.95 Reliance Power 0.35 Hindustan Copper 0.96 JM Financial 0.26 Atul 0.55 Ramkrishna Forgings 0.29 Nuvoco Vistas Corporation 0.17 Anand Rathi Wealth 0.68 Triveni Turbine 0.29 Triveni Engineering & Inds. 0.17 Crompton Greaves Con. Electricals 0.85 Capri Global 0.32 Brainbees Solutions 0.25 TBO Tek 0.21 Rites 0.15 Craftsman Automation 0.48 Dr. Lal Pathlabs 0.56 Honasa Consumer 0.22 Emami 0.47 Navin Fluorine International 1.19 Sarda Energy 0.26 Aavas Financiers 0.26 Shyam Metalics And Energy 0.31 Himadri Speciality Chemical 0.59 Mangalore Refinery And Petrochemicals 0.18 ACME Solar Holdings 0.12 Minda Corporation 0.23 Kajaria Ceramics 0.41 Poonawalla Fincorp 0.67 ZF Commercial 0.59 EIH 0.32 Emcure Pharmaceuticals 0.22 Balrampur Chini Mills 0.28 Godawari Power And Ispat 0.34 Valor Estate 0.14 RBL Bank 0.99 PCBL Chemical 0.28 Newgen Software Technologies 0.17 Kaynes Technology India 0.62 Lemon Tree Hotels 0.29 Sonata Software 0.27 Gillette India 0.35 Cyient 0.4 Affle 3I 0.45 Jyothy Labs 0.18 Gujarat State Petronet 0.45 Syrma SGS Technology 0.32 Latent View Analytics 0.13 Indegene 0.26 Olectra Greentech 0.21 Usha Martin 0.39 Laurus Labs 2.16 Aditya Birla Real Estate 0.35 Anant Raj 0.42 HFCL 0.38 Gland Pharma 0.75 Metropolis Healthcare 0.26 Tejas Networks 0.18 DCM Shriram 0.21 Bayer CropScience 0.31 Niva Bupa Health Insurance Company 0.24 CreditAccess Grameen 0.35 Central Depository Services (India) 1.17 Ather Energy 0.52 Jyoti CNC Automation 0.36 UTI Asset Mgmt 0.21 Vijaya Diagnostic Centre 0.25 Five-Star Business Finance 0.42 Whirlpool Of India 0.29 Rashtriya Chemicals and Fertilizers 0.09 Titagarh Rail Systems 0.29 Caplin Point Laboratories 0.18 PNB Housing Finance 0.8 NCC 0.32 City Union Bank 1.05 Sapphire Foods 0.25 Delhivery 1.22 Nava 0.43 Happiest Minds Technologies 0.15 Mahanagar Gas 0.36 Can Fin Homes 0.37 RHI Magnesita 0.14 Campus Activewear 0.11 EID Parry 0.46 Maharashtra Seamless 0.12 Century Plyboards (India) 0.23 Force Motors 0.61 The India Cements 0.14 LT Foods 0.29 Gravita India 0.26 Leela Palaces Hotels 0.19 Central Bank of India 0.2 Engineers India 0.31 Kirloskar Brothers 0.21 Karur Vysya Bank 1.59 Alok Industries 0.09 Onesource Specialty Pharma 0.38 Clean Science And Technology 0.18 Signatureglobal (India) 0.2 Brigade Enterprises 0.5 Amara Raja Energy & Mobility 0.53 Welspun Living 0.21 Chambal Fertilisers and Chemicals 0.36 Star Health and Allied Insurance Company 0.56 Neuland Laboratories 0.57 Ventive Hospitality 0.09 Akzo Nobel India 0.2 IIFL Finance 0.59 HBL Engineering 0.4 MCX 3.22 Chalet Hotels 0.3 Bandhan Bank 0.83 Dr. Agarwal's Health Care 0.18 Praj Industries 0.2 Railtel Corporation 0.14 Deepak Fertilisers And Petrochemicals Corporation 0.35 Granules India 0.44 Redington 0.86 Finolex Cables 0.36 IEX 0.52 Motherson Wiring 0.57 Trident 0.16 HEG 0.25 Shipping Corporation Of India 0.23 Bata India 0.26 Alembic Pharmaceuticals 0.2 Aarti Industries 0.47 Amber Enterprises India 0.9 Data Patterns (India) 0.49 Maharashtra Scooters 0.37 Ircon International 0.24 Home First Finance Company India 0.5 Welspun Corp 0.56 Sai Life Sciences 0.71 ITI 0.13 Wockhardt 0.58 Castrol India 0.47 Zensar Technologies 0.33 Sumitomo Chemical India 0.25 Astrazeneca Pharma India 0.28 Devyani International 0.26 Eris Lifesciences 0.38 Inox India 0.14 JK Tyre & Industries 0.32 Transformers And Rectifiers 0.17 Go Digit General Insurance 0.42 NBCC (India) 0.49 The Great Eastern Shipping Company 0.68 Elecon Engineering 0.19 Concord Biotech 0.21 Blue Dart Express 0.17 Indiamart 0.34 Sun TV Network 0.33 Zen Technologies 0.32 Techno Electric & Eng. Co. 0.3 IFCI 0.2 Birlasoft 0.33 R R Kabel 0.26 Aegis Logistics 0.45 Afcons Infrastructure 0.23 Poly Medicure 0.25 BEML 0.33 Aditya Birla Fashion and Retail 0.19 Kirloskar Oil Engines 0.6 Aptus Value Housing Finance India 0.45 Alkyl Amines Chemicals 0.11 Sundram Fasteners 0.5 NMDC Steel 0.24 Natco Pharma 0.46 JBM Auto 0.11 Angel One 0.78 Jindal Saw 0.22 Jaiprakash Power Ventures 0.38 Elgi Equipments 0.59 Intellect Design Arena 0.32 Ceat 0.38 PTC Industries 0.56 Nuvama Wealth Management 0.49 V-Guard Industries 0.31 CESC 0.51 International Gemmological Institute 0.17 Carborundum Universal 0.49 Aditya Birla Lifestyle Brands 0.26 Aadhar Housing Fin 0.25 Tata Chemicals 0.58 DOMS Industries 0.22 Kalpataru Projects Intl. 0.73 BLS International Services 0.17

Debt & Others (1.29%) Sector Allocation Net Payables -0.59 Repo 1.88 Debt Credit Ratings Debt Category Others 1.29

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.48%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nitin Gosar

Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.

Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 5

Date of Incorporation 2024-12-20

Total AUM 14671.19

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.