DSP Credit Risk Fund Regular-Growth
DSP Credit Risk Fund Regular-Growth: Mutual Fund Overview
DSP Credit Risk Fund Regular-Growth is an Credit Risk mutual fund with over 22.86 years of performance history. The scheme manages an AUM of ₹225.37 Cr and has a NAV of ₹50.6772. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.35%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 5.35% at 24 Mar 2026 04:00 PM
Fund Details
NAV 50.6772
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 22.86
Fund Size(in Crores) 225.37
Fund Performance
1 Month 0.65%
3 Month 0.0%
6 Month 1.04%
1 Year 5.35%
3 Year 14.14%
5 Year 10.88%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (22.68%) Market Cap Large Cap 7.51 Mid Cap 3.63 Small Cap 11.54 Top Sectors Financial 3.8 Materials 3 Consumer Staples 2.9 Chemicals 2.62 Healthcare 2.09 Energy 1.3 Metals & Mining 1.2 Insurance 1.2 Services 1.15 Capital Goods 1.03 Construction 0.97 Consumer Discretionary 0.67 Automobile 0.38 Textiles 0.37 Top Holding Ganesha Ecosphere 0.23 Sheela Foam 0.18 Jubilant FoodWorks 0.44 Aether Industries 1 Graphite India 0.84 Restaurant King 0.24 Shree Cement 0.53 PNC Infratech 0.22 VST Industries 0.64 Sundram Fasteners 0.18 Asian Paints 1.79 Chemplast Sanmar 0.05 HDFC Life Insurance 1.2 Godrej Consumer 0.49 Reliance Industries 1.3 Aptus Value Housing Finance India 0.34 Finolex Industries 0.46 Garware Technical 0.14 Wonderla Holidays 0.47 Nuvoco Vistas Corporation 0.22 Max Financial Services 0.73 GR Infraprojects 0.53 Andhra Paper 0.12 Gland Pharma 0.59 Ajax Engineering 0.01 Carborundum Universal 0.39 Voltas 0.49 Avanti Feeds 0.96 Escorts Kubota 0.38 Bajaj Finserv 1.31 Hatsun Agro Product 0.69 Afcons Infrastructure 0.22 Biocon 1.5 Kingfa Science & Technology (India) 1.57 Axis Bank 1.42 Grindwell Norton 0.81
Debt & Others (77.32%) Sector Allocation Alternative Investment Fund 0.29 Repo 8.58 State Development Loan 0.03 Debt Credit Ratings AAA 25.07 AA+ 14.74 AA 14.45 SOV 7.87 Cash & Call Money 7.57 Debt Category LIC Housing Fin. 2.29 Godrej Properties 0.61 JTPM Metal Traders 2.64 Cube Highways Trust 1.12
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.24%
Exit Load 3.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shalini Vasanta
Education Mr. Vasanta has done BA and MBA (Finance)
Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Kunal Khudania
Education Chartered Accountant B.Com (Honors)
Experience Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,
Vivekanand Ramakrishnan
Education Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Experience Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Laukik Bagwe
Education Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 13
Date of Incorporation 2003-05-13
Total AUM 230321.87
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
DSP Credit Risk Fund Regular-Growth FAQs
How to invest in DSP Credit Risk Fund Regular-Growth?
Investing in DSP Credit Risk Fund Regular-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for DSP Credit Risk Fund Regular-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of DSP Credit Risk Fund Regular-Growth?
The term expense ratio for DSP Credit Risk Fund Regular-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of DSP Credit Risk Fund Regular-Growth is 1.24% as of 24 Mar 2026.
What is the NAV of DSP Credit Risk Fund Regular-Growth?
The NAV of DSP Credit Risk Fund Regular-Growth is ₹50.6772 as of 24 Mar 2026.
What is the AUM of DSP Credit Risk Fund Regular-Growth?
The AUM (Assets Under Management) of DSP Credit Risk Fund Regular-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of DSP Credit Risk Fund Regular-Growth is ₹225.37 Cr as of 24 Mar 2026.
What is the PE and PB ratio of DSP Credit Risk Fund Regular-Growth?
The PE ratio of DSP Credit Risk Fund Regular-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in DSP Credit Risk Fund Regular-Growth?
Yes, you can invest in DSP Credit Risk Fund Regular-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of DSP Credit Risk Fund Regular-Growth in the last 5 years?
The return of DSP Credit Risk Fund Regular-Growth in the last 5 years is 10.88%.
What is the minimum SIP investment required in DSP Credit Risk Fund Regular-Growth?
The minimum SIP investment in DSP Credit Risk Fund Regular-Growth depends on the fund's scheme rules and usually starts at a small amount. For DSP Credit Risk Fund Regular-Growth, the minimum SIP amount is ₹100.0.
What is the current NAV of DSP Credit Risk Fund Regular-Growth?
The NAV of DSP Credit Risk Fund Regular-Growth, as of 24 Mar 2026, is ₹50.6772.
Who manages the DSP Credit Risk Fund Regular-Growth?
The fund managers responsible for DSP Credit Risk Fund Regular-Growth are:
- Shalini Vasanta
- Kunal Khudania
- Vivekanand Ramakrishnan
- Laukik Bagwe