SBI Banking & Financial Services Fund Regular-Growth
Equity, Sectoral-Banking & Financial Services, Principal at very high risk
1 Year Return -7.47% at 30 Oct 2026 01:23 PM
SBI Banking & Financial Services Fund Regular-Growth: Mutual Fund Overview
SBI Banking & Financial Services Fund Regular-Growth is an Sectoral-Banking & Financial Services mutual fund with over 11.67 years of performance history. The scheme manages an AUM of ₹10420.42 Cr and has a NAV of ₹41.4308. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -7.47%.
Fund Details
NAV 41.4308
Sub-Type Sectoral-Banking & Financial Services
Rating 4
Min. SIP Amount ₹500.0
Fund Age(Year) 11.67
Fund Size(in Crores) 10420.42
Fund Performance
1 Month 0.28%
3 Month -5.06%
6 Month -4.07%
1 Year -7.47%
3 Year 13.84%
5 Year 9.6%
Know This Fund
As on 30 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (96.34%) Market Cap Mid Cap 15.4 Large Cap 60.1 Small Cap 20.84 Top Sectors Financial 80.55 Insurance 10.19 Services 5.59 Top Holding Aptus Value Housing Finance India 1.66 Care Ratings 0.87 Manappuram Finance 2.48 Aditya Birla Capital 1.72 Muthoot Finance 2.87 CRISIL 0.35 Moneyview 0.49 Cholamandalam Investment and Finance Company 2.18 Axis Bank 2.82 Indian Bank 0.3 Karur Vysya Bank 1.12 Billionbrains Garage Ventures 0.79 Star Health and Allied Insurance Company 1.71 Kotak Mahindra Bank 10.19 Canara Bank 0.92 ICICI Bank 12.77 The South Indian Bank 2.22 HDFC Bank 13.04 Angel One 0.66 Bajaj Finance 6.85 MCX 0.32 ICICI Life Insurance 1.93 HDB Financial Services 1 NSE 0.95 One 97 Comm 3.46 PNB Housing Finance 1.64 BSE 0.59 Bank of Baroda 2.96 HDFC Life Insurance 4.84 SBI Cards 2.04 Life Insurance 1.06 Aavas Financiers 1.01 Tata Capital 0.03 Bandhan Bank 2.64 Bank of India 1.38 Cholamandalam Financial 1.97 Niva Bupa Health Insurance Company 0.65 360 One Wam 1.38 Sundaram Finance 0.47
Debt & Others (3.6599999999999997%) Sector Allocation Net Payables -3.38 Repo 4.92 Treasury Bills 0.05 Debt Credit Ratings Debt Category Reserve Bank of India 0.05 Others 3.61
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.35% Ret 1Y -8.01% Ret 3Y 8.19% Ret 5Y 7.73%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.35% Ret 1Y -8.01% Ret 3Y 8.19% Ret 5Y 7.73%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.35% Ret 1Y -8.01% Ret 3Y 8.19% Ret 5Y 7.73%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 1.1% Ret 1Y -6.36% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 1.1% Ret 1Y -6.36% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 1.1% Ret 1Y -6.36% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.42% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.42% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.42% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -1.92% Ret 1Y -8.54% Ret 3Y 11.26% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -1.92% Ret 1Y -8.54% Ret 3Y 11.26% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.17%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Milind Agrawal
Education B. Tech.- Mechanical Engineering, PGDM - Finance, CFA
Experience Prior to joining SBI Mutual Fund he had worked with Goldman Sachs Services Pvt. Ltd. and Vadilal Enterprises Ltd.
Pradeep Kesavan
Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 58
Date of Incorporation 2015-02-26
Total AUM 1253224.14
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
SBI Banking & Financial Services Fund Regular-Growth FAQs
How to invest in SBI Banking & Financial Services Fund Regular-Growth?
Investing in SBI Banking & Financial Services Fund Regular-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for SBI Banking & Financial Services Fund Regular-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of SBI Banking & Financial Services Fund Regular-Growth?
The term expense ratio for SBI Banking & Financial Services Fund Regular-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of SBI Banking & Financial Services Fund Regular-Growth is 2.17% as of 30 Oct 2026.
What is the NAV of SBI Banking & Financial Services Fund Regular-Growth?
The NAV of SBI Banking & Financial Services Fund Regular-Growth is ₹41.4308 as of 30 Oct 2026.
What is the AUM of SBI Banking & Financial Services Fund Regular-Growth?
The AUM (Assets Under Management) of SBI Banking & Financial Services Fund Regular-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of SBI Banking & Financial Services Fund Regular-Growth is ₹10420.42 Cr as of 30 Oct 2026.
What is the PE and PB ratio of SBI Banking & Financial Services Fund Regular-Growth?
The PE ratio of SBI Banking & Financial Services Fund Regular-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in SBI Banking & Financial Services Fund Regular-Growth?
Yes, you can invest in SBI Banking & Financial Services Fund Regular-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of SBI Banking & Financial Services Fund Regular-Growth in the last 5 years?
The return of SBI Banking & Financial Services Fund Regular-Growth in the last 5 years is 9.6%.
What is the minimum SIP investment required in SBI Banking & Financial Services Fund Regular-Growth?
The minimum SIP investment in SBI Banking & Financial Services Fund Regular-Growth depends on the fund's scheme rules and usually starts at a small amount. For SBI Banking & Financial Services Fund Regular-Growth, the minimum SIP amount is ₹500.0.
What is the current NAV of SBI Banking & Financial Services Fund Regular-Growth?
The NAV of SBI Banking & Financial Services Fund Regular-Growth, as of 30 Oct 2026, is ₹41.4308.
Who manages the SBI Banking & Financial Services Fund Regular-Growth?
The fund managers responsible for SBI Banking & Financial Services Fund Regular-Growth are:
- Milind Agrawal
- Pradeep Kesavan