SBI Banking & Financial Services Fund Regular-IDCW
Equity, Sectoral-Banking & Financial Services, Principal at very high risk
1 Year Return -3.46% at 19 Oct 2026 04:00 PM
SBI Banking & Financial Services Fund Regular-IDCW: Mutual Fund Overview
SBI Banking & Financial Services Fund Regular-IDCW is an Sectoral-Banking & Financial Services mutual fund with over 11.64 years of performance history. The scheme manages an AUM of ₹10420.42 Cr and has a NAV of ₹38.1695. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -3.46%.
Fund Details
NAV 38.1695
Sub-Type Sectoral-Banking & Financial Services
Rating 4
Min. SIP Amount ₹500.0
Fund Age(Year) 11.64
Fund Size(in Crores) 10420.42
Fund Performance
1 Month 0.08%
3 Month -3.73%
6 Month -3.16%
1 Year -3.46%
3 Year 13.88%
5 Year 9.96%
Know This Fund
As on 19 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (96.34%) Market Cap Small Cap 20.84 Mid Cap 11.94 Large Cap 63.56 Top Sectors Financial 80.55 Insurance 10.19 Services 5.59 Top Holding HDFC Life Insurance 4.84 Canara Bank 0.92 Angel One 0.66 Care Ratings 0.87 Star Health and Allied Insurance Company 1.71 Cholamandalam Financial 1.97 NSE 0.95 CRISIL 0.35 The South Indian Bank 2.22 HDB Financial Services 1 Aptus Value Housing Finance India 1.66 Moneyview 0.49 Bajaj Finance 6.85 PNB Housing Finance 1.64 Life Insurance 1.06 Axis Bank 2.82 Aditya Birla Capital 1.72 Tata Capital 0.03 BSE 0.59 Bank of Baroda 2.96 Bandhan Bank 2.64 HDFC Bank 13.04 Niva Bupa Health Insurance Company 0.65 Manappuram Finance 2.48 ICICI Prudential 1.93 Bank of India 1.38 360 One Wam 1.38 Karur Vysya Bank 1.12 Muthoot Finance 2.87 One 97 Comm 3.46 MCX 0.32 Sundaram Finance 0.47 Billionbrains Garage Ventures 0.79 Cholamandalam Investment and Finance Company 2.18 Indian Bank 0.3 SBI Cards 2.04 ICICI Bank 12.77 Aavas Financiers 1.01 Kotak Mahindra Bank 10.19
Debt & Others (3.6599999999999997%) Sector Allocation Cash Margin 2.07 Repo 4.92 Net Payables -3.38 Debt Credit Ratings Debt Category Reserve Bank of India 0.05 Others 3.61
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.16%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Pradeep Kesavan
Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Milind Agrawal
Education B. Tech.- Mechanical Engineering, PGDM - Finance, CFA
Experience Prior to joining SBI Mutual Fund he had worked with Goldman Sachs Services Pvt. Ltd. and Vadilal Enterprises Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 62
Date of Incorporation 2015-02-26
Total AUM 1253224.14
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
SBI Banking & Financial Services Fund Regular-IDCW FAQs
How to invest in SBI Banking & Financial Services Fund Regular-IDCW?
Investing in SBI Banking & Financial Services Fund Regular-IDCW through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for SBI Banking & Financial Services Fund Regular-IDCW in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of SBI Banking & Financial Services Fund Regular-IDCW?
The term expense ratio for SBI Banking & Financial Services Fund Regular-IDCW or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of SBI Banking & Financial Services Fund Regular-IDCW is 2.16% as of 19 Oct 2026.
What is the NAV of SBI Banking & Financial Services Fund Regular-IDCW?
The NAV of SBI Banking & Financial Services Fund Regular-IDCW is ₹38.1695 as of 19 Oct 2026.
What is the AUM of SBI Banking & Financial Services Fund Regular-IDCW?
The AUM (Assets Under Management) of SBI Banking & Financial Services Fund Regular-IDCW is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of SBI Banking & Financial Services Fund Regular-IDCW is ₹10420.42 Cr as of 19 Oct 2026.
What is the PE and PB ratio of SBI Banking & Financial Services Fund Regular-IDCW?
The PE ratio of SBI Banking & Financial Services Fund Regular-IDCW shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in SBI Banking & Financial Services Fund Regular-IDCW?
Yes, you can invest in SBI Banking & Financial Services Fund Regular-IDCW through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of SBI Banking & Financial Services Fund Regular-IDCW in the last 5 years?
The return of SBI Banking & Financial Services Fund Regular-IDCW in the last 5 years is 9.96%.
What is the minimum SIP investment required in SBI Banking & Financial Services Fund Regular-IDCW?
The minimum SIP investment in SBI Banking & Financial Services Fund Regular-IDCW depends on the fund's scheme rules and usually starts at a small amount. For SBI Banking & Financial Services Fund Regular-IDCW, the minimum SIP amount is ₹500.0.
What is the current NAV of SBI Banking & Financial Services Fund Regular-IDCW?
The NAV of SBI Banking & Financial Services Fund Regular-IDCW, as of 19 Oct 2026, is ₹38.1695.
Who manages the SBI Banking & Financial Services Fund Regular-IDCW?
The fund managers responsible for SBI Banking & Financial Services Fund Regular-IDCW are:
- Pradeep Kesavan
- Milind Agrawal