SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular-IDCW

Fund Details

NAV 15.5963

Sub-Type Conservative Hybrid

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 5.02

Fund Size(in Crores) 280.02

Fund Performance

1 Month -0.21%

3 Month -0.56%

6 Month 1.43%

1 Year 6.04%

3 Year 9.28%

5 Year 0.0%

Know This Fund

As on 16 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (38.46%) Market Cap Mid Cap 6.54 Small Cap 8.43 Large Cap 23.49 Top Sectors Financial 11.26 Automobile 3.62 Capital Goods 3.15 Materials 2.8 Construction 2.79 Energy 2.73 Technology 2.65 Metals & Mining 2.1 Services 1.83 Healthcare 1.63 Consumer Staples 1.36 Chemicals 1.03 Consumer Discretionary 0.68 Insurance 0.45 Textiles 0.38 Top Holding Sona BLW Precision Forgings 0.45 HDB Financial Services 0.38 Timken India 0.68 Pitti Engineering 0.23 Page Industries 0.38 Esab India 0.39 LTIMindtree 0.53 Navin Fluorine International 0.52 DLF 0.4 Urban Company (UrbanClap) 0.98 Ultratech Cement 1.29 State Bank of India 1.58 The Indian Hotels Company 0.51 Hindalco Industries 0.85 HDFC Bank 3.29 AIA Engineering 0.48 Jubilant FoodWorks 0.65 Asian Paints 0.55 Pidilite Industries 0.51 Bajaj Finserv 0.64 Honeywell Automation India 0.48 L&T Technology Services 0.54 Reliance Industries 2.25 Kotak Mahindra Bank 1.02 Endurance Technologies 0.39 Hawkins Cookers 0.21 Dr. Lal Pathlabs 0.44 Schaeffler India 0.63 Nuvoco Vistas Corporation 0.15 Bajaj Finance 0.86 Godrej Properties 0.34 ZF Commercial 0.62 ICICI Prudential 0.45 Torrent Power 0.48 Larsen & Toubro 1.65 ABB India 0.34 Abbott India 0.68 Thermax 0.4 Maruti Suzuki India 1.48 TVS Motor Company 0.67 Carborundum Universal 0.26 Oberoi Realty 0.4 Divi's Laboratories 0.51 FSN E-Commerce Ventures 0.37 Balrampur Chini Mills 0.38 Voltas 0.47 Grindwell Norton 0.51 Brigade Hotel Ventures 0.3 Axis Bank 1.2 TVS Motor Company - Pref. Shares 0.01 Berger Paints India 0.43 Infosys 1.58 ICICI Bank 2.29 Kajaria Ceramics 0.38

Debt & Others (61.54%) Sector Allocation Non Convertible Debenture 1.78 Additional Tier 1 Bond 0.72 GOI Securities 35.84 Debt Credit Ratings SOV 35.84 AAA 11.77 Cash & Call Money 7.75 AA+ 6.18 Debt Category Godrej Properties 1.78 Torrent Power 1.85 Others 7.75 GOI 35.84

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M 0.36% Ret 1Y 8.48% Ret 3Y 11.51% Ret 5Y 9.4%

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M 0.36% Ret 1Y 8.48% Ret 3Y 11.51% Ret 5Y 9.4%

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M 0.36% Ret 1Y 8.48% Ret 3Y 11.51% Ret 5Y 9.4%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M 0.63% Ret 1Y 8.73% Ret 3Y 9.34% Ret 5Y 8.47%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M 0.63% Ret 1Y 8.73% Ret 3Y 9.34% Ret 5Y 8.47%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M 0.63% Ret 1Y 8.73% Ret 3Y 9.34% Ret 5Y 8.47%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.63% Ret 1Y 8.73% Ret 3Y 9.34% Ret 5Y 8.47%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M 0.85% Ret 1Y 7.98% Ret 3Y 8.58% Ret 5Y 5.89%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M 0.85% Ret 1Y 7.98% Ret 3Y 8.58% Ret 5Y 5.89%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M 0.85% Ret 1Y 7.98% Ret 3Y 8.58% Ret 5Y 5.89%

Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.09% Ret 1Y 5.93% Ret 3Y 7.4% Ret 5Y 6.34%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.67%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Pradeep Kesavan

Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA

Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech

Rohit Shimpi

Education Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.

Experience Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.

Ardhendu Bhattacharya

Education Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.

Experience Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at high risk

AMC and Fund details

Rank (total sets) 26

Date of Incorporation 2021-02-10

Total AUM 2026-01-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.