Kotak Savings Fund Regular-Growth
Kotak Savings Fund Regular-Growth: Mutual Fund Overview
Kotak Savings Fund Regular-Growth is an Ultra Short Duration mutual fund with over 21.58 years of performance history. The scheme manages an AUM of ₹16105.32 Cr and has a NAV of ₹44.6313. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.68%.
Debt, Ultra Short Duration, Principal at moderate risk
1 Year Return 6.68% at 12 Mar 2026 09:04 PM
Fund Details
NAV 44.6313
Sub-Type Ultra Short Duration
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 21.58
Fund Size(in Crores) 16105.32
Fund Performance
1 Month 0.49%
3 Month 1.39%
6 Month 2.86%
1 Year 6.68%
3 Year 6.91%
5 Year 5.81%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (17.06%) Market Cap Small Cap 1.58 Large Cap 4.81 Mid Cap 10.67 Top Sectors Capital Goods 8 Financial 5.85 Technology 0.96 Construction 0.77 Consumer Discretionary 0.57 Energy 0.53 Services 0.38 Top Holding Siemens Energy India 0.53 Safari Industries (India) 0.57 CG Power 0.78 The Federal Bank 1.94 Sundaram Finance 0.11 TD Power Systems 0.02 ABB India 0.02 KPIT Technologies 0.17 Kei Industries 1.14 Medi Assist Healthcare Services 0.01 Aditya Vision 0.26 GE Vernova T&D 3.87 Cholamandalam Investment and Finance Company 0.72 Trent 0.11 Infosys 0.11 ICICI Bank 0.69 Bharat Electronics 0.96 Larsen & Toubro 0.77 Kaynes Technology India 0.55 Persistent Systems 0.68 Siemens 0.61 Billionbrains Garage Ventures 2.35 Suzlon Energy 0.05 HDFC Bank 0.04
Debt & Others (82.94%) Sector Allocation Bonds/NCDs 3.76 Repo 11.53 GOI Securities 36.32 Debt Credit Ratings SOV 52.05 AAA 18.98 Cash & Call Money 11.58 Others 0.33 Debt Category GOI 36.32 Others 11.91 Power Fin. Corp. 3.63 Maharashtra State 0.95
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.97% Ret 1Y 5.64% Ret 3Y 7.34% Ret 5Y 6.14%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.82%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Manu Sharma
Education Mr. Sharma has done M.Com and CA.
Experience He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2004-08-13
Total AUM 595413.8
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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