Kotak Business Cycle Fund Direct - IDCW Payout
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Equity, Thematic-Business Cycle, Principal at very high risk
1 Year Return 4.53% at 22 Dec 2025 06:28 PM
Fund Details
NAV 17.253
Sub-Type Thematic-Business Cycle
Rating Not Rated
Min. SIP Amount ₹100.0
Fund Age(Year) 3.23
Fund Size(in Crores) 3065.32
Fund Performance
1 Month -1.12%
3 Month -2.26%
6 Month 4.88%
1 Year 4.53%
3 Year 18.87%
5 Year 0.0%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (93.79%) Market Cap Small Cap 35.14 Mid Cap 11.76 Large Cap 46.89 Top Sectors Financial 81.57 Services 8.51 Insurance 6.3 Top Holding CSB Bank 1.97 Life Insurance 0.98 Kotak Mahindra Bank 3.14 Sagility 1.15 Nuvama Wealth Management 2.16 Max Financial Services 2.49 Fedbank Financial Services 2.47 Star Health and Allied Insurance Company 0.96 Aptus Value Housing Finance India 2.16 Manappuram Finance 2.34 India Shelter Finance Corporation 2.91 Five-Star Business Finance 1.93 HDFC Bank 14.06 PNB Housing Finance 0.47 Home First Finance Company India 2.72 Cholamandalam Financial 2.59 State Bank of India 7.51 ICICI Bank 6.47 Nippon Life India Asset Management 2.2 Northern ARC Capital 1.97 Arman Financial Services 1.87 MCX 3.12 L&T Fin 3.94 BSE 1.62 SBFC Finance 2.66 Bajaj Finance 7.52 Prudent Corporate Advisory Services 1.43 Bajaj Finserv 2.01 SBI Life Insurance Company 3.58 IEX 2.62 Niva Bupa Health Insurance Company 0.78
Debt & Others (6.21%) Sector Allocation Mutual Fund 2.59 CBLO 4.71 Net Payables -1.09 Debt Credit Ratings Debt Category DSP Nifty PSU Bank ETF-G 2.59 Others 3.62
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -0.68% Ret 1Y 14.51% Ret 3Y 14.95% Ret 5Y 15.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -0.68% Ret 1Y 14.51% Ret 3Y 14.95% Ret 5Y 15.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -0.68% Ret 1Y 14.51% Ret 3Y 14.95% Ret 5Y 15.33%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.33% Ret 1Y 14.35% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.33% Ret 1Y 14.35% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.33% Ret 1Y 14.35% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -0.61% Ret 1Y 9.47% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -0.61% Ret 1Y 9.47% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.62%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Harish Bihani
Education Mr. Bihani has done MBA in Finance
Experience Prior to joining Kotak Mutual Fund, he has worked with ICICI Prudential Mutual Fund, SBI Mutual Fund, Kotak Instituitional Equities, CIMB Securities, RBS Equities India Pvt. Ltd., Indiabulls Securities Ltd. and Reliance Equities International Pvt. Ltd.
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Arjun Khanna
Education Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)
Experience Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 4
Date of Incorporation 2022-09-28
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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