DSP Regular Savings Fund Regular-IDCW Monthly
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Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 6.83% at 05 Feb 2026 10:50 AM
Fund Details
NAV 11.2145
Sub-Type Conservative Hybrid
Rating 4
Min. SIP Amount ₹100.0
Fund Age(Year) 21.65
Fund Size(in Crores) 183.97
Fund Performance
1 Month -0.42%
3 Month 0.8%
6 Month 1.74%
1 Year 6.83%
3 Year 9.81%
5 Year 8.07%
Know This Fund
As on 05 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (18.77%) Market Cap Mid Cap 1.36 Large Cap 11.75 Small Cap 5.66 Top Sectors Financial 5.94 Insurance 2.93 Healthcare 2.44 Energy 1.97 Technology 1.49 Automobile 1.4 Consumer Staples 1.04 Materials 0.65 Communication 0.35 Chemicals 0.33 Services 0.23 Top Holding Power Fin. Corp. 0.2 GAIL (India) 0.34 Axis Bank 0.95 Ipca Laboratories 0.49 TeamLease Services 0.23 Samvardhana Motherson 0.63 HDFC Bank 1.7 Infosys 1 Indus Towers 0.35 Syngene International 0.45 ICICI Lombard Gen. Insurance 0.3 Mahindra & Mahindra 0.77 HCL Technologies 0.21 Cipla 0.56 ONGC 0.3 La Opala RG 0.24 State Bank of India 0.53 Bajaj Finance 0.26 Cyient 0.28 Kotak Mahindra Bank 0.69 Canara HSBC Life Insurance Company 2.09 Emcure Pharmaceuticals 0.29 ITC 1.04 Indigo Paints 0.41 Cohance Lifesciences 0.42 Jubilant Ingrevia 0.33 Petronet LNG 0.57 NTPC 0.76 Alembic Pharmaceuticals 0.23 SBI Life Insurance Company 0.54 ICICI Bank 1.61
Debt & Others (81.23%) Sector Allocation GOI Securities Floating Rate Bond 11.43 Infrastructure Investment Trust 0.81 GOI Securities 49.01 Debt Credit Ratings SOV 60.61 Cash & Call Money 12.49 AA+ 4.1 AAA 2.9 Others 0.32 Debt Category Gujarat State 0.17 National Bank Agr. Rur. Devp 2.9 Muthoot Finance 4.1 GOI 60.44
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.74% Ret 1Y 7.55% Ret 3Y 11.33% Ret 5Y 9.55%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.74% Ret 1Y 7.55% Ret 3Y 11.33% Ret 5Y 9.55%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.74% Ret 1Y 7.55% Ret 3Y 11.33% Ret 5Y 9.55%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M 0.27% Ret 1Y 8.36% Ret 3Y 9.19% Ret 5Y 8.56%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M 0.27% Ret 1Y 8.36% Ret 3Y 9.19% Ret 5Y 8.56%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M 0.27% Ret 1Y 8.36% Ret 3Y 9.19% Ret 5Y 8.56%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.27% Ret 1Y 8.36% Ret 3Y 9.19% Ret 5Y 8.56%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M 0.12% Ret 1Y 6.87% Ret 3Y 8.3% Ret 5Y 5.79%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M 0.12% Ret 1Y 6.87% Ret 3Y 8.3% Ret 5Y 5.79%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M 0.12% Ret 1Y 6.87% Ret 3Y 8.3% Ret 5Y 5.79%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.65% Ret 1Y 5.32% Ret 3Y 7.41% Ret 5Y 6.44%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.21%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Abhishek Singh
Education Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Kedar Karnik
Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience Prior to joining Edelwiess Mutual Fund he was associated with DSP MF, Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Jay Kothari
Education Mr. Kothari is a BMS and MBA from Mumbai University .
Experience Prior to becoming the fund manager in DSP Mutual Fund, he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Shantanu Godambe
Education Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 16
Date of Incorporation 2004-06-11
Total AUM 2025-12-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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