Kotak Savings Fund Direct-Growth
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Debt, Ultra Short Duration, Principal at low to moderate risk
1 Year Return 7.3% at 22 Dec 2025 06:31 PM
Fund Details
NAV 46.2608
Sub-Type Ultra Short Duration
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 12.97
Fund Size(in Crores) 16007.83
Fund Performance
1 Month 0.42%
3 Month 1.53%
6 Month 3.09%
1 Year 7.3%
3 Year 7.42%
5 Year 6.13%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (23.41%) Market Cap Large Cap 12.95 Small Cap 4.77 Mid Cap 5.69 Top Sectors Energy 5.14 Financial 3.47 Capital Goods 3.18 Healthcare 2.24 Metals & Mining 1.97 Consumer Staples 1.93 Materials 1.78 Automobile 1.31 Services 0.89 Communication 0.67 Consumer Discretionary 0.55 Technology 0.28 Top Holding Reliance Industries 0.69 Siemens Energy India 1.51 Glenmark Pharmaceuticals 2.07 Asian Paints 0.44 Adani Ports and Special Economic Zone 0.89 Power Grid Corporation Of India 0.94 State Bank of India 1.27 Tata Steel 1.15 Steel Authority Of India 0.82 CreditAccess Grameen 0.88 ITC 1.72 Kotak Mahindra Bank 0.48 Bharti Airtel 0.67 SJS Enterprises 1.03 Sky Gold And Diamonds 0.55 NTPC Green Energy 1.01 Bharat Electronics 1 Ambuja Cements 1.34 Siemens 0.53 ICICI Bank 0.84 Laxmi Dental 0.17 TD Power Systems 1.65 Triveni Engineering & Inds. 0.21 NTPC 0.99 Zaggle Prepaid Ocean Services 0.28 MRF 0.28
Debt & Others (76.59%) Sector Allocation Bonds 3.11 Net Receivables 5.89 GOI Securities 17.64 Debt Credit Ratings AAA 32.69 SOV 19.15 Cash & Call Money 14.43 AA 6.12 AA+ 3.88 Debt Category Reserve Bank of India 1.51 Bajaj Finance 3.09 Power Fin. Corp. 3.12 Tata Capital Housing Finance 4.66
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular-Growth Ret 1M 0.43% Ret 1Y 7.11% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular-IDCW Ret 1M 0.43% Ret 1Y 7.11% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-Growth Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-IDCW Daily Reinvestment Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-IDCW Weekly Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-Growth Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-IDCW Daily Reinvestment Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-IDCW Weekly Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%
Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-Growth Ret 1M 0.45% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-IDCW Payout Ret 1M 0.45% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-IDCW Reinvestment Ret 1M 0.45% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.36%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Manu Sharma
Education Mr. Sharma has done M.Com and CA.
Experience He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 11
Date of Incorporation 2013-01-01
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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