Bank of India Consumption Fund Regular-IDCW Payout

Fund Details

NAV 10.25

Sub-Type Thematic-Consumption

Rating Not Rated

Min. SIP Amount ₹1000.0

Fund Age(Year) 1.12

Fund Size(in Crores) 415.18

Fund Performance

1 Month -7.07%

3 Month -9.37%

6 Month -3.3%

1 Year 4.14%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 03 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (92.7%) Market Cap Mid Cap 24.38 Large Cap 42.65 Small Cap 25.67 Top Sectors Consumer Staples 28.91 Automobile 17.57 Services 14.21 Communication 11.94 Healthcare 5.79 Consumer Discretionary 3.22 Construction 2.97 Insurance 2.88 Materials 2.84 Chemicals 1.45 Financial 0.92 Top Holding UNO Minda 0.68 Hero Motocorp 4.97 Sky Gold And Diamonds 1.37 Manorama Ind 0.09 ICICI Lombard Gen. Insurance 2.88 Mahindra & Mahindra 5 Apollo Hospitals Enterprise 3.05 Emami 2.74 Aditya Vision 2.51 SBI Cards 0.92 Godfrey Phillips India 1.31 MRF 1 Samvardhana Motherson 2.64 FSN E-Commerce Ventures 3.91 Landmark Cars 1.48 Kwality Walls India 0.03 Aditya Birla Real Estate 1.87 SJS Enterprises 1.62 Balrampur Chini Mills 0.97 Senco Gold 1.85 ITC 9.45 Britannia Industries 6.54 Stylam Industries 2.84 PB Fintech 2.46 Oberoi Realty 2.97 Maruti Suzuki India 1.48 Bharti Hexacom 2.5 Gabriel India 0.18 United Spirits 4.01 Eternal 1.23 Hindustan Unilever 1.9 Bayer CropScience 1.45 Eris Lifesciences 2.74 Bharti Airtel 9.44 Tips Industries 2.62

Debt & Others (7.3%) Sector Allocation Treasury Bills 0.03 Net Receivables 1.1 Repo 6.17 Debt Credit Ratings Debt Category Others 7.27 Reserve Bank of India 0.03

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-Growth Ret 1M -6.79% Ret 1Y 1.92% Ret 3Y 13.8% Ret 5Y 13.18%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Ret 1M -6.79% Ret 1Y 1.92% Ret 3Y 13.8% Ret 5Y 13.18%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Reinvestment Ret 1M -6.79% Ret 1Y 1.92% Ret 3Y 13.8% Ret 5Y 13.18%

Equity, Flexi Cap funds Axis Consumption Fund Regular-Growth Ret 1M -6.81% Ret 1Y 0.22% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Payout Ret 1M -6.81% Ret 1Y 0.22% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Reinvestment Ret 1M -6.81% Ret 1Y 0.22% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-Growth Ret 1M -7.92% Ret 1Y -7.42% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Payout Ret 1M -7.92% Ret 1Y -7.42% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Reinvestment Ret 1M -7.92% Ret 1Y -7.42% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-Growth Ret 1M -7.07% Ret 1Y 4.14% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-IDCW Payout Ret 1M -7.07% Ret 1Y 4.14% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.48%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nitin Gosar

Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.

Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 30

Date of Incorporation 2024-12-20

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.