Bank of India Consumption Fund Regular-IDCW Payout

Fund Details

NAV 10.74

Sub-Type Thematic-Consumption

Rating Not Rated

Min. SIP Amount 1000.0

Fund Age(Year) 1.16

Fund Size 377.95

Fund Performance

1 Month 1.41%

3 Month -4.7%

6 Month 0.75%

1 Year 14.49%

3 Year 0.0%

5 Year 0.0%

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-Growth Ret 1M -0.08% Ret 1Y 9.94% Ret 3Y 15.23% Ret 5Y 13.32%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Ret 1M -0.08% Ret 1Y 9.94% Ret 3Y 15.23% Ret 5Y 13.32%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Reinvestment Ret 1M -0.08% Ret 1Y 9.94% Ret 3Y 15.23% Ret 5Y 13.32%

Equity, Flexi Cap funds Axis Consumption Fund Regular-Growth Ret 1M -0.63% Ret 1Y 8.33% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Payout Ret 1M -0.63% Ret 1Y 8.33% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Reinvestment Ret 1M -0.63% Ret 1Y 8.33% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-Growth Ret 1M -1.77% Ret 1Y 2.34% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Payout Ret 1M -1.77% Ret 1Y 2.34% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Reinvestment Ret 1M -1.77% Ret 1Y 2.34% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-Growth Ret 1M 1.41% Ret 1Y 14.49% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-IDCW Payout Ret 1M 1.41% Ret 1Y 14.49% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.48%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nitin Gosar

Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.

Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk%

AMC and Fund details

Rank (total sets) 25

Date of Incorporation 2024-12-20

Total AUM 2026-01-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

Know This Fund

As on 18 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (94.41%) Market Cap Large Cap 46.85 Mid Cap 21.14 Small Cap 26.42 Top Sectors Consumer Staples 26.94 Automobile 17.7 Services 17.02 Communication 12.03 Healthcare 6.07 Consumer Discretionary 3.29 Materials 3.09 Insurance 2.92 Construction 2.91 Chemicals 1.56 Financial 0.88 Top Holding UNO Minda 0.69 Hero Motocorp 5.23 Sky Gold And Diamonds 1.33 ICICI Lombard Gen. Insurance 2.92 Mahindra & Mahindra 5.08 Avenue Supermarts 2.02 Apollo Hospitals Enterprise 3.32 Emami 2.76 Aditya Vision 3.1 SBI Cards 0.88 Godfrey Phillips India 1.06 Samvardhana Motherson 2.39 MRF 0.95 FSN E-Commerce Ventures 3.85 Landmark Cars 1.34 Aditya Birla Real Estate 1.55 Kwality Wall's (India) 0.04 SJS Enterprises 1.75 Balrampur Chini Mills 1.01 Senco Gold 1.96 ITC 7.24 Britannia Industries 6.98 Stylam Industries 3.09 PB Fintech 2.45 Maruti Suzuki India 1.42 Oberoi Realty 2.91 Bharti Hexacom 2.33 Gabriel India 0.19 United Spirits 4.16 Eternal 1.33 Hindustan Unilever 2.14 Bayer CropScience 1.56 Eris Lifesciences 2.75 Bharti Airtel 9.7 Tips Industries 2.93

Debt & Others (5.59%) Sector Allocation Treasury Bills 0.06 Net Receivables 5.53 Debt Credit Ratings Debt Category Others 5.53 Reserve Bank of India 0.06