Bank of India Consumption Fund Regular-Growth

Fund Details

NAV 10.22

Sub-Type Thematic-Consumption

Rating Not Rated

Min. SIP Amount ₹1000.0

Fund Age(Year) 1.11

Fund Size(in Crores) 415.18

Fund Performance

1 Month -7.89%

3 Month -9.44%

6 Month -3.84%

1 Year 8.11%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 30 Jan 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (92.7%) Market Cap Small Cap 25.67 Large Cap 42.65 Mid Cap 24.38 Top Sectors Consumer Staples 28.91 Automobile 17.57 Services 14.21 Communication 11.94 Healthcare 5.79 Consumer Discretionary 3.22 Construction 2.97 Insurance 2.88 Materials 2.84 Chemicals 1.45 Financial 0.92 Top Holding SJS Enterprises 1.62 Hindustan Unilever 1.9 PB Fintech 2.46 Mahindra & Mahindra 5 Balrampur Chini Mills 0.97 Bayer CropScience 1.45 Eris Lifesciences 2.74 Bharti Airtel 9.44 Eternal 1.23 Britannia Industries 6.54 Apollo Hospitals Enterprise 3.05 MRF 1 ICICI Lombard Gen. Insurance 2.88 Emami 2.74 Samvardhana Motherson 2.64 Oberoi Realty 2.97 Tips Industries 2.62 Hero Motocorp 4.97 Gabriel India 0.18 UNO Minda 0.68 SBI Cards 0.92 FSN E-Commerce Ventures 3.91 Stylam Industries 2.84 Bharti Hexacom 2.5 Godfrey Phillips India 1.31 Landmark Cars 1.48 Senco Gold 1.85 Sky Gold And Diamonds 1.37 Aditya Birla Real Estate 1.87 Aditya Vision 2.51 Maruti Suzuki India 1.48 Kwality Walls India 0.03 Manorama Ind 0.09 ITC 9.45 United Spirits 4.01

Debt & Others (7.3%) Sector Allocation Net Receivables 1.1 Repo 6.17 Treasury Bills 0.03 Debt Credit Ratings Debt Category Others 7.27 Reserve Bank of India 0.03

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-Growth Ret 1M -5.66% Ret 1Y 4.83% Ret 3Y 14.43% Ret 5Y 14.48%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Ret 1M -5.66% Ret 1Y 4.83% Ret 3Y 14.43% Ret 5Y 14.48%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Reinvestment Ret 1M -5.66% Ret 1Y 4.83% Ret 3Y 14.43% Ret 5Y 14.48%

Equity, Flexi Cap funds Axis Consumption Fund Regular-Growth Ret 1M -5.92% Ret 1Y 3.66% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Payout Ret 1M -5.92% Ret 1Y 3.66% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Reinvestment Ret 1M -5.92% Ret 1Y 3.66% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-Growth Ret 1M -6.92% Ret 1Y -4.63% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Payout Ret 1M -6.92% Ret 1Y -4.63% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Reinvestment Ret 1M -6.92% Ret 1Y -4.63% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-Growth Ret 1M -7.89% Ret 1Y 8.11% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-IDCW Payout Ret 1M -7.89% Ret 1Y 8.11% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.48%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nitin Gosar

Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.

Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 31

Date of Incorporation 2024-12-20

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.