UTI Banking and Financial Services Fund Regular Plan-IDCW Payout
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Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 22.87% at 16 Feb 2026 03:51 PM
Fund Details
NAV 78.8601
Sub-Type Sectoral-Banking
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 21.86
Fund Size(in Crores) 1399.82
Fund Performance
1 Month 2.13%
3 Month 2.84%
6 Month 8.65%
1 Year 22.87%
3 Year 17.85%
5 Year 12.81%
Know This Fund
As on 16 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.38%) Market Cap Small Cap 11.44 Large Cap 73.75 Mid Cap 12.19 Top Sectors Financial 87.69 Insurance 5.81 Services 3.24 Unclassified 0.64 Top Holding KFin Technologies 0.42 Ujjivan Small Finance Bank 3.05 REC 2.17 HDFC Bank 14.94 ICICI Lombard Gen. Insurance 1.94 HDFC Life Insurance 2.3 Max Financial Services 2.48 Indusind Bank 0.76 Seshaasai Technologies 0.53 HDFC AMC 0.67 The Federal Bank 1.44 Kotak Mahindra Bank 9.47 Karur Vysya Bank 3.66 SBI Life Insurance Company 1.57 MCX 2.71 Bank of Baroda 1.71 Axis Bank 9.79 Shriram Finance 3.64 State Bank of India 6.54 ICICI Prudential Asset Management Company 0.64 Bajaj Finance 5.31 India Shelter Finance Corporation 1.58 Aavas Financiers 1.57 Prudent Corporate Advisory Services 0.16 Cholamandalam Investment and Finance Company 0.9 AU Small Finance Bank 0.46 HDB Financial Services 0.24 CreditAccess Grameen 0.47 Indian Bank 1.3 ICICI Bank 13.79 Bajaj Finserv 1.17
Debt & Others (2.6199999999999997%) Sector Allocation Net Current Assets 2.61 CBLO 0.01 Debt Credit Ratings Debt Category Others 2.62
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M 0.46% Ret 1Y 22.63% Ret 3Y 17.4% Ret 5Y 12.93%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M 0.46% Ret 1Y 22.63% Ret 3Y 17.4% Ret 5Y 12.93%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0.46% Ret 1Y 22.63% Ret 3Y 17.4% Ret 5Y 12.93%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 0.91% Ret 1Y 21.62% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 0.91% Ret 1Y 21.62% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 0.91% Ret 1Y 21.62% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M 1.09% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M 1.09% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M 1.09% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -0.2% Ret 1Y 17.39% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -0.2% Ret 1Y 17.39% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.14%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Preethi R S
Education Ms. R S is B.E and MBA (Finance).
Experience Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.
Bhavesh Kanani
Education MBA Finance, B.Com
Experience Prior to joining the UTI AMC, he was associated with Svan Investments, ASK Group, Centrum Institutional Research, Sharekhan
Amit Kumar Premchandani
Education Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 11
Date of Incorporation 2004-04-07
Total AUM 2026-01-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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