UTI Banking and Financial Services Fund Regular Plan-Growth
Equity, Sectoral-Banking & Financial Services, Principal at very high risk
1 Year Return -6.54% at 30 Oct 2026 02:26 PM
UTI Banking and Financial Services Fund Regular Plan-Growth: Mutual Fund Overview
UTI Banking and Financial Services Fund Regular Plan-Growth is an Sectoral-Banking & Financial Services mutual fund with over 21.25 years of performance history. The scheme manages an AUM of ₹1339.12 Cr and has a NAV of ₹184.7352. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -6.54%.
Fund Details
NAV 184.7352
Sub-Type Sectoral-Banking & Financial Services
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 21.25
Fund Size(in Crores) 1339.12
Fund Performance
1 Month -1.36%
3 Month -5.57%
6 Month -2.08%
1 Year -6.54%
3 Year 10.98%
5 Year 8.54%
Know This Fund
As on 30 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (98.73%) Market Cap Large Cap 78.86 Small Cap 9.97 Mid Cap 9.91 Top Sectors Financial 86.67 Insurance 8.27 Services 3.8 Top Holding Bank of Maharashtra 1.1 Bajaj Finance 5.07 Aavas Financiers 1.76 State Bank of India 9.98 ICICI Lombard Gen. Insurance 1.78 Cholamandalam Investment and Finance Company 1.01 Bajaj Finserv 1.5 KFin Technologies 0.97 ICICI Bank 10.37 MCX 1.06 BSE 1.27 HDFC Bank 17.6 SBI Cards 0.43 One 97 Comm 0.63 General Insurance Corporation of India 0.87 Bandhan Bank 0.93 NSE 0.65 Aditya Birla Capital 0.99 Seshaasai Technologies 0.76 SBI Life Insurance Company 3.89 Life Insurance 0.99 Ujjivan Small Finance Bank 3.93 Billionbrains Garage Ventures 0.89 HDFC Life Insurance 0.74 L&T Fin 0.25 India Shelter Finance Corporation 0.51 Shriram Finance 4.61 Axis Bank 9.93 Sundaram Finance 0.7 ICICI Prudential Asset Management Company 0.47 CreditAccess Grameen 0.63 Kotak Mahindra Bank 9.89 Max Financial Services 1.19 HDB Financial Services 0.03 Indusind Bank 0.8 PB Fintech 0.08 Cholamandalam Financial 0.47
Debt & Others (1.27%) Sector Allocation Net Current Assets 1.26 CBLO 0.01 Debt Credit Ratings Debt Category Others 1.27
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.35% Ret 1Y -8.01% Ret 3Y 8.19% Ret 5Y 7.73%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.35% Ret 1Y -8.01% Ret 3Y 8.19% Ret 5Y 7.73%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.35% Ret 1Y -8.01% Ret 3Y 8.19% Ret 5Y 7.73%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 1.1% Ret 1Y -6.36% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 1.1% Ret 1Y -6.36% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 1.1% Ret 1Y -6.36% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.42% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.42% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.42% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -1.92% Ret 1Y -8.54% Ret 3Y 11.26% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -1.92% Ret 1Y -8.54% Ret 3Y 11.26% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.38%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Amit Kumar Premchandani
Education Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Bhavesh Kanani
Education MBA Finance, B.Com
Experience Prior to joining the UTI AMC, he was associated with Svan Investments, ASK Group, Centrum Institutional Research, Sharekhan
Preethi R S
Education Ms. R S is B.E and MBA (Finance).
Experience Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 25
Date of Incorporation 2005-08-01
Total AUM 389855.02
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
UTI Banking and Financial Services Fund Regular Plan-Growth FAQs
How to invest in UTI Banking and Financial Services Fund Regular Plan-Growth?
Investing in UTI Banking and Financial Services Fund Regular Plan-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for UTI Banking and Financial Services Fund Regular Plan-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of UTI Banking and Financial Services Fund Regular Plan-Growth?
The term expense ratio for UTI Banking and Financial Services Fund Regular Plan-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of UTI Banking and Financial Services Fund Regular Plan-Growth is 2.38% as of 30 Oct 2026.
What is the NAV of UTI Banking and Financial Services Fund Regular Plan-Growth?
The NAV of UTI Banking and Financial Services Fund Regular Plan-Growth is ₹184.7352 as of 30 Oct 2026.
What is the AUM of UTI Banking and Financial Services Fund Regular Plan-Growth?
The AUM (Assets Under Management) of UTI Banking and Financial Services Fund Regular Plan-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of UTI Banking and Financial Services Fund Regular Plan-Growth is ₹1339.12 Cr as of 30 Oct 2026.
What is the PE and PB ratio of UTI Banking and Financial Services Fund Regular Plan-Growth?
The PE ratio of UTI Banking and Financial Services Fund Regular Plan-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in UTI Banking and Financial Services Fund Regular Plan-Growth?
Yes, you can invest in UTI Banking and Financial Services Fund Regular Plan-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of UTI Banking and Financial Services Fund Regular Plan-Growth in the last 5 years?
The return of UTI Banking and Financial Services Fund Regular Plan-Growth in the last 5 years is 8.54%.
What is the minimum SIP investment required in UTI Banking and Financial Services Fund Regular Plan-Growth?
The minimum SIP investment in UTI Banking and Financial Services Fund Regular Plan-Growth depends on the fund's scheme rules and usually starts at a small amount. For UTI Banking and Financial Services Fund Regular Plan-Growth, the minimum SIP amount is ₹500.0.
What is the current NAV of UTI Banking and Financial Services Fund Regular Plan-Growth?
The NAV of UTI Banking and Financial Services Fund Regular Plan-Growth, as of 30 Oct 2026, is ₹184.7352.
Who manages the UTI Banking and Financial Services Fund Regular Plan-Growth?
The fund managers responsible for UTI Banking and Financial Services Fund Regular Plan-Growth are:
- Amit Kumar Premchandani
- Bhavesh Kanani
- Preethi R S