HSBC Credit Risk Fund-Growth
HSBC Credit Risk Fund-Growth: Mutual Fund Overview
HSBC Credit Risk Fund-Growth is an Credit Risk mutual fund with over 16.42 years of performance history. The scheme manages an AUM of ₹481.31 Cr and has a NAV of ₹33.5259. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 20.02%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 20.02% at 12 Mar 2026 07:35 PM
Fund Details
NAV 33.5259
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹1000.0
Fund Age(Year) 16.42
Fund Size(in Crores) 481.31
Fund Performance
1 Month 0.54%
3 Month 1.3%
6 Month 2.72%
1 Year 20.02%
3 Year 11.1%
5 Year 8.61%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (95.32%) Market Cap Small Cap 24.31 Large Cap 61.85 Mid Cap 9.16 Top Sectors Financial 91.36 Services 2.73 Insurance 1.23 Top Holding Shriram Finance 4.31 Kotak Mahindra Bank 1.79 Equitas Small Finance Bank 2.37 Bandhan Bank 2.01 PB Fintech 1.25 Ujjivan Small Finance Bank 2.68 Bank of Baroda 4.22 ICICI Bank 11.59 ICICI Prudential 1.23 HDFC Bank 16.41 REC 2.35 Angel One 0.75 One97 Communications 1.48 CSB Bank 2.97 UTI Asset Mgmt 0.46 HDB Financial Services 0.63 PNB Housing Finance 3.26 Axis Bank 10 Motilal Oswal Financial Services 0.86 State Bank of India 7.16 Mahindra & Mahindra Financial Services 0.6 Prudent Corporate Advisory Services 0.28 Aavas Financiers 2.47 Power Fin. Corp. 1.65 Bajaj Finserv 4.7 Indusind Bank 0.77 Cholamandalam Financial 2.62 DCB Bank 4.44
Debt & Others (4.69%) Sector Allocation Mutual Fund 0.92 Cash/Net Current Assets 0.19 Repo 3.58 Debt Credit Ratings Debt Category Others 3.77 Sundaram Money Market Direct-G 0.92
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.64%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shriram Ramanathan
Education Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Kapil Punjabi
Education Mr. Kapil Punjabi is MMS from Mumbai University.
Experience Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 9
Date of Incorporation 2009-10-08
Total AUM 137331.96
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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