DSP Credit Risk Fund Regular-IDCW Quarterly Reinvestment
DSP Credit Risk Fund Regular-IDCW Quarterly Reinvestment: Mutual Fund Overview
DSP Credit Risk Fund Regular-IDCW Quarterly Reinvestment is an Credit Risk mutual fund with over 14 years of performance history. The scheme manages an AUM of ₹225.37 Cr and has a NAV of ₹11.3504. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.95%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 5.95% at 12 Mar 2026 06:27 PM
Fund Details
NAV 11.3504
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 14
Fund Size(in Crores) 225.37
Fund Performance
1 Month 1.13%
3 Month 0.25%
6 Month 1.43%
1 Year 5.95%
3 Year 14.33%
5 Year 10.95%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (20.22%) Market Cap Small Cap 0.53 Large Cap 18.03 Mid Cap 1.67 Top Sectors Financial 6.41 Technology 2.81 Communication 2.3 Energy 2.13 Automobile 1.93 Healthcare 0.95 Capital Goods 0.87 Materials 0.81 Construction 0.54 Services 0.53 Chemicals 0.51 Consumer Staples 0.44 Top Holding Marico 0.44 Larsen & Toubro 0.54 Jubilant FoodWorks 0.53 PI Industries 0.51 Kotak Mahindra Bank 0.71 Bajaj Auto 0.81 Hindustan Aero 0.5 Bharti Airtel 2.3 State Bank of India 1.47 ICICI Bank 1.12 Infosys 1.13 Tata Motors 0.51 Mahindra & Mahindra 0.61 HDFC Bank 2.26 Ultratech Cement 0.81 Axis Bank 0.85 Alkem Laboratories 0.72 Lupin 0.23 Cummins India 0.37 Reliance Industries 2.13 HCL Technologies 0.99 Tech Mahindra 0.69
Debt & Others (79.78%) Sector Allocation Cash/Net Current Assets 1 Alternative Investment Fund 0.46 Repo 27.67 Debt Credit Ratings SOV 50.65 Cash & Call Money 28.67 Others 0.46 Debt Category Others 29.13 GOI 50.65
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.97% Ret 1Y 5.64% Ret 3Y 7.34% Ret 5Y 6.14%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.24%
Exit Load 3.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Vivekanand Ramakrishnan
Education Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Experience Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Laukik Bagwe
Education Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Kunal Khudania
Education Chartered Accountant B.Com (Honors)
Experience Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,
Shalini Vasanta
Education Mr. Vasanta has done BA and MBA (Finance)
Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2012-03-12
Total AUM 230321.87
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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