Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-IDCW Reinvestment

Fund Details

NAV 17.377

Sub-Type Aggressive Hybrid

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 6.79

Fund Size(in Crores) 116.84

Fund Performance

1 Month 0.47%

3 Month 1.97%

6 Month 3.78%

1 Year 6.75%

3 Year 15.27%

5 Year 12.66%

Know This Fund

As on 23 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (94.14%) Market Cap Mid Cap 13.86 Small Cap 37.78 Large Cap 42.5 Top Sectors Financial 22.24 Services 17.83 Capital Goods 15.85 Construction 7.91 Materials 6.72 Energy 5.86 Consumer Discretionary 4.06 Chemicals 3.73 Automobile 3.29 Textiles 2.66 Metals & Mining 1.94 Consumer Staples 1.34 Unclassified 0.71 Top Holding Ganesha Ecosphere 0.36 ABB India 1.46 Jyoti CNC Automation 1.36 Time Technoplast 1.43 Paradeep Phosphates 1.79 Bharat Electronics 2.41 Bansal Wire Industries 0.7 Gujarat Fluorochemicals 0.94 Vikram Solar 0.39 Cholamandalam Investment and Finance Company 0.8 Trent 1.36 ICICI Bank 5.12 Indian Hume Pipe Company 1.15 MCX 6.22 Blue Star 1.34 Amara Raja Energy & Mobility 0.5 Eternal 1.67 Lenskart Solutions 0.49 Pine Labs 1.02 Ultratech Cement 1.97 GE Vernova T&D 1.48 Pitti Engineering 0.45 TVS Motor Company - Pref. Shares 0.02 State Bank of India 1.94 TBO Tek 1.08 Indo Count Industries 0.88 HDFC Bank 4.32 Amber Enterprises India 1.25 Suzlon Energy 0.96 Electronics Mart India 0.9 Swiggy 2.09 Kirloskar Pneumatic 1.52 Mold-Tek Packaging 0.97 Birla Corporation 0.55 Larsen & Toubro 2.35 EIH 0.85 Kajaria Ceramics 0.65 RBL Bank 0.98 Bharat Bijlee 0.45 Power Fin. Corp. 1.9 TVS Motor Company 1.53 PNC Infratech 0.42 Motherson Wiring 0.59 Motilal Oswal Financial Services 1.37 Kotak Mahindra Bank 2.03 Transformers And Rectifiers 0.15 PB Fintech 1.88 Hindalco Industries 1.01 Reliance Industries 5.47 Epigral 1 PG Electroplast 0.35 Devyani International 0.76 Ahluwalia Contracts (India) 2.37 Titan Company 0.98 Gokaldas Exports 1.42 REC 0.52 Titagarh Rail Systems 1.15 Hindustan Aero 2.52 Aditya Birla Real Estate 1.34 Hi-Tech Pipes 0.23 Canara Robeco Asset Management Company 0.71 MTAR Technologies 1.29 Sobha 1.1 Home First Finance Company India 0.48 Bank of Baroda 0.55 PNB Housing Finance 1.21 Power Mech Projects 1.67 Interglobe Aviation 1.02 KEC International 0.95

Debt & Others (5.86%) Sector Allocation Repo 5.9 Net Payables -0.04 Debt Credit Ratings Debt Category Others 5.86

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Business Cycle Fund Regular-Growth Ret 1M -0.95% Ret 1Y 2.58% Ret 3Y 13.14% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Business Cycle Fund Regular-IDCW Ret 1M -0.95% Ret 1Y 2.58% Ret 3Y 13.14% Ret 5Y 0%

Equity, Flexi Cap funds Axis Business Cycles Fund Regular-Growth Ret 1M -0.53% Ret 1Y 2.89% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Business Cycles Fund Regular-IDCW Payout Ret 1M -0.53% Ret 1Y 2.89% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Business Cycles Fund Regular-IDCW Reinvestment Ret 1M -0.53% Ret 1Y 2.89% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Business Cycle Fund Regular-Growth Ret 1M 0.9% Ret 1Y 5.49% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Business Cycle Fund Regular-IDCW Ret 1M 0.9% Ret 1Y 5.49% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Business Cycle Fund Regular-IDCW Reinvestment Ret 1M 0.9% Ret 1Y 5.49% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Business Cycle Fund Regular-Growth Ret 1M -1.95% Ret 1Y -9.27% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Business Cycle Fund Regular-IDCW Payout Ret 1M -1.95% Ret 1Y -9.27% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Business Cycle Fund Regular-IDCW Reinvestment Ret 1M -1.95% Ret 1Y -9.27% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.02%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dhaval Joshi

Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..

Dhaval Shah

Education Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Harshil Suvarnkar

Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Chanchal Khandelwal

Education Mr. Khandelwal has done B.Com.(H) and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 27

Date of Incorporation 2019-03-11

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.