Unlock Global Investment Opportunities with US Stocks

The clearing and settlement time for a purchase or sale transaction of stocks is T+@ business days. Once the amount is settled into your stocks trading account, you can have the same wired to your linked bank account in India.

It takes less than 2 minutes to open your US Stocks account with us.

Investing in stocks is risky given factors such as market volatility, currency fluctuations, economic and political instability, company-specific issues, liquidity challenges, regulatory changes, interest rate impacts, and inflation. However, with the right expert advice, you can manage these risks and build a better wealth portfolio over time. ​​​​​​​

The US stock market (NYSE and NASDAQ) timings are from 9:30 a.m. to 4:00 p.m. Eastern Time (ET). But in India, the timings change because of the time difference and Daylight Saving Time (DST) in the US.

• March to November (Eastern Daylight Time ): 7:00 p.m. to 1:30 a.m. IST

• November to March (Eastern Standard Time): 8:00 p.m. to 2:30 a.m. IST

Daylight Saving Time begins on the second Sunday of March and ends on the first Sunday of November every year.

Yes, you can now invest in US stocks from India via Riise app by Motilal Oswal. Here are two ways you can use:

1. Buy US stocks like Apple, Microsoft, or Amazon directly.

2. Invest in US-based Mutual Funds or ETFs from India.

As per RBI’s Liberalised Remittance Scheme (LRS), Indians are allowed to invest up to $250,000 (approx. ₹2.12 crore) abroad every year. The best part? You can begin with just $1 (around ₹85).

You need to have an international trading account with a domestic stock broker to invest directly in US stocks from India. Motilal Oswal Financial Services is here to help you grow your portfolio with expert advice.

Here’s how to get started:

1. Open a US Stocks Account on the RIISE App by Motilal Oswal to invest in the US stock market from India.

Fund your US Stocks Wallet by converting rupees to dollars.

Bank transfer process:

• Axis, HDFC, ICICI users: Verify your bank account and complete the transfer. The amount will be deducted from your account.

• Federal Bank users: Use UPI to add money to your Motilal Oswal Federal account and complete the transfer.

No, Indian residents are not allowed to do intraday or derivative trading in US stocks due to RBI regulations. Only delivery-based investing is permitted under the Liberalized Remittance Scheme (LRS). This means you can buy and hold US stocks, ETFs, or mutual funds, but cannot trade on margin, short-sell, or deal in futures and options.

While trading or investing in US stocks, no withdrawal charges are applicable, no matter which bank you transfer your funds back to.

You don’t need a large amount to begin investing in US stocks from India. According to the RBI’s Liberalized Remittance Scheme (LRS), you can transfer as small as ₹1,000 and up to ₹2.1 crore (around $250,000) per financial year for your international investments.

Yes, you need to convert rupees to dollars, since US stocks are traded in dollars. The converted amount is then added to your US Stocks Wallet. The entire process of currency conversion is completely digital and paperless on the RIISE app, making it simple and hassle-free.

Transferring money for US stock investments isn’t immediate, as it involves converting INR to USD and sending the funds under RBI’s Liberalised Remittance Scheme (LRS). The process goes through bank compliance checks and the SWIFT international transfer system, which may take anywhere from 8 to 48 hours, based on your bank’s processing time.

Traders are required to submit income documents because, as per the RBI rules all money transfers to US brokers go through an authorized bank. This bank is responsible for doing mandatory compliance checks.

If your relationship with the bank is less than one year, they need to verify your source of funds before transferring the money. For this, they’ll ask for either a one-year bank statement or your Income Tax Return (ITR) acknowledgment. These checks help ensure the transfer follows all legal and regulatory guidelines.

Withdrawals take time because your funds are kept in USD overseas. When you request a withdrawal, the broker transfers the money to India using the SWIFT international banking network.

After the funds reach your Indian bank, the bank performs mandatory regulatory checks, converts the USD to INR, and then credits your account.