UTI Banking & PSU Fund Regular-IDCW Quarterly Payout

Fund Details

NAV 15.4867

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 11.88

Fund Size(in Crores) 811.54

Fund Performance

1 Month 0.25%

3 Month 1.39%

6 Month 2.66%

1 Year 7.79%

3 Year 7.3%

5 Year 6.98%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (-0.47%) Market Cap Large Cap 50.8 Mid Cap 19.18 Small Cap -70.45 Top Sectors Consumer Discretionary 0 Top Holding Ultratech Cement GDR -0.01 Max Healthcare Institute 0 Oberoi Realty 0 Tech Mahindra 0 NHPC 0 L&T Fin 0 Hero Motocorp 0 Tata Motors Passenger Vehicles 0 IIFL Finance 0 Reliance Industries 3.67 HDFC Bank -0.02 UPL 0 Trent - Warrant -0.36 Sammaan Capital 0.6 Shree Cement 0 NTPC -0.01 Crompton Greaves Con. Electricals 0 Mahindra & Mahindra -0.01 NCC 0 Vedanta -0.01 Larsen & Toubro Pref. Shares -0.77 One97 Communications 0 Bharat Electronics 0 Kotak Mahindra Bank 0 Pidilite Industries 0 Eicher Motors 0 ITC -0.01 NMDC 0 ONGC 0 HDFC Life Insurance 0 Hindustan Petroleum Corporation 0 Bosch 0 Lodha Developers 0 Axis Bank Warrant -1.77 Info Edge (India) 0 Power Grid Corporation Of India 0 Max Financial Services 0 Sona BLW Precision Forgings 0 Mazagon Dock Shipbuilders 0 GAIL (India) 0 Container Corporation Of India 0 HFCL 0.16 Bharti Airtel -0.01 GMR Airports 0 Polycab India 0 Jubilant FoodWorks 0 Avenue Supermarts 0 Supreme Industries 0 Mankind Pharma 0 Apollo Hospitals Enterprise 0 Cipla 0 Marico 0 Bajaj Finserv 0 Bharat Forge 0 Divi's Laboratories 0 DLF 0 JIO Financial -0.01 Punjab National Bank 0 Adani Ports and Special Economic Zone -0.01 Hindustan Zinc -0.01 Coal India 0 Cummins India 0 Power Fin. Corp. 0 Dalmia Bharat 0 United Spirits 0 HCL Technologies 0 ICICI Bank -0.01 Infosys 0 Coforge 0 Varun Beverages 0 Zydus Lifesciences 0 PNB Housing Finance 0 PG Electroplast 0 Bank of Baroda 0 Samvardhana Motherson 0 ICICI Lombard Gen. Insurance 0 Adani Enterprises 0 Indus Towers 0 Suzlon Energy 0 Ambuja Cements -0.01 Jindal Steel 0 Dixon Technologies (India) 0 Shriram Finance -0.01 CG Power 0 Indian Oil Corporation 0 Tata Steel -0.01 Union Bank of India 0 Hitachi Energy India 0 Delhivery 0 Adani Energy Solutions 0 Housing & Urban Dev Corp 0 Glenmark Pharmaceuticals 0 Havells India 0 PB Fintech 0 Fortis Healthcare 0 HFCL Pref. Shares -0.16 Solar Industries India 0 IDFC First Bank 0 Tata Elxsi 0 The Phoenix Mills 0 Britannia Industries 0 SRF 0 Yes Bank 0 Oracle Financial Services Software 0 Trent 0.35 Sun Pharmaceutical Industries 0 Titan Company 0 Kaynes Technology India 0 Godrej Properties 0 Adani Green Energy 0 Laurus Labs 0 Lupin 0 Bharat Heavy Electricals 0 TVS Motor Company 0 Larsen & Toubro 0.76 Hindustan Unilever 0 Torrent Power 0 Tata Consultancy 0 SBI Life Insurance Company 0 Torrent Pharmaceuticals 0 Muthoot Finance 0 Mphasis 0 Grasim Industries -0.01 JSW Energy 0 UNO Minda 0 Tata Power Company 0 Aurobindo Pharma 0 JSW Steel -0.01 Eternal -0.01 State Bank of India -0.01 Tata Consumer Products 0 Inox Wind 0 Persistent Systems 0 RBL Bank 0 Bharat Petroleum Corporation 0 Ultratech Cement 0 Nestle India 0 Interglobe Aviation 0 Bajaj Finance 0 Hindustan Aero -0.01 Steel Authority Of India -0.01 Manappuram Finance 0 Indian Railway Finance Corporation 0 Asian Paints 0 National Aluminium Company 0 APL Apollo Tubes 0 Life Insurance 0 REC 0 Kalyan Jewellers India 0 NBCC (India) 0 Biocon 0 Bandhan Bank 0 Tube Investments Of India 0 Godrej Consumer 0 Indian Renewable Energy Development Agency 0 Dr. Reddy's Laboratories 0 IBUL - PP -0.61 Syngene International 0 Exide Industries 0 Alkem Laboratories 0 LTIMindtree 0 Cyient 0 The Indian Hotels Company 0 AU Small Finance Bank 0 Bank of India 0 Prestige Estates Projects 0 Reliance Industries Ltd - Partly Paid Equity -3.69 ICICI Prudential 0 Hindalco Industries 0 Aditya Birla Capital 0 Axis Bank 1.76 CAMS 0 Indusind Bank 0 Petronet LNG 0 Patanjali Foods 0 LIC Housing Fin. 0 Vodafone Idea -0.01 Maruti Suzuki India 0 Bharat Dynamics 0

Debt & Others (100.47000000000001%) Sector Allocation Debenture 1.71 Margin Money 0 Net Payables -0.58 Debt Credit Ratings Cash 75.32 A1+ 11.87 Cash & Call Money 4.3 AA 2.63 AAA 2.55 Debt Category Poonawalla Fincorp 0.62 Nippon India Liquid Direct-G 1.93 Piramal Finance 0.93 Others 79.12

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-Growth Ret 1M 0.07% Ret 1Y 4.87% Ret 3Y 5.3% Ret 5Y 3.77%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Ret 1M 0.07% Ret 1Y 4.87% Ret 3Y 5.3% Ret 5Y 3.77%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Reinvestment Ret 1M 0.07% Ret 1Y 4.87% Ret 3Y 5.3% Ret 5Y 3.77%

Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-Growth Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%

Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%

Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Quarterly Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%

Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Reinvestment Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%

Equity, Flexi Cap funds Axis Short Duration Fund Regular-Bonus Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%

Equity, Flexi Cap funds Axis Short Duration Fund Regular-Growth Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%

Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Payout Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%

Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.53%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Anurag Mittal

Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low to moderate risk

AMC and Fund details

Rank (total sets) 2

Date of Incorporation 2014-02-03

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.