Franklin India Banking & PSU Debt Fund Regular-IDCW
Franklin India Banking & PSU Debt Fund Regular-IDCW: Mutual Fund Overview
Franklin India Banking & PSU Debt Fund Regular-IDCW is an Banking and PSU mutual fund with over 11.88 years of performance history. The scheme manages an AUM of ₹479.37 Cr and has a NAV of ₹10.9914. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.73%.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.73% at 12 Mar 2026 08:34 PM
Fund Details
NAV 10.9914
Sub-Type Banking and PSU
Rating 4
Min. SIP Amount ₹500.0
Fund Age(Year) 11.88
Fund Size(in Crores) 479.37
Fund Performance
1 Month 0.61%
3 Month 1.48%
6 Month 3.23%
1 Year 7.73%
3 Year 7.54%
5 Year 6.16%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (-0.31%) Market Cap Mid Cap 16.31 Small Cap -63.74 Large Cap 47.11 Top Sectors Consumer Discretionary 0 Top Holding Birlasoft -0.13 Biocon 0 Maruti Suzuki India -0.01 Mphasis 0 Bajaj Finance 0 AU Small Finance Bank 0 NHPC 0 Container Corporation Of India 0 Shriram Finance 0 National Aluminium Company 0 Interglobe Aviation 0 Inox Wind 0 Hindustan Zinc 0 NTPC 0 Havells India 0 Alkem Laboratories 0 Tata Motors Passenger Vehicles 0 JSW Steel -0.01 Fortis Healthcare 0 Eicher Motors 0 Pidilite Industries 0 GMR Airports 0 Polycab India 0 Dr. Reddy's Laboratories ADR -0.34 Hitachi Energy India 0 ICICI Bank -0.02 Wipro 0 One97 Communications 0 Power Grid Corporation Of India 0 Sona BLW Precision Forgings 0 Petronet LNG 0 Patanjali Foods 0 Premier Energies 0 Britannia Industries 0 Varun Beverages 0 Power Fin. Corp. 0 Titan Company 0 Lupin 0 Coforge 0 Vedanta 0 GAIL (India) 0 Eternal -0.01 Tata Technologies 0 Larsen & Toubro 0 Mazagon Dock Shipbuilders 0 Kotak Mahindra Bank -0.01 HDFC Bank -0.04 Sammaan Capital 0 Hindustan Aero 0 Indus Towers 0 Trent 0 KPIT Technologies 0.13 Zydus Lifesciences 0 Hindustan Unilever 0 Kaynes Technology India 0 The Federal Bank 0 Bajaj Holdings & Invest. 0 Grasim Industries -0.01 Axis Bank -0.01 ITC 0 Blue Star 0 Adani Energy Solutions 0 Lodha Developers 0 Tech Mahindra 0 Marico 0 Punjab National Bank 0 SRF 0 Kalyan Jewellers India 0 Bajaj Finserv 0 Prestige Estates Projects 0 Hero Motocorp 0 Suzlon Energy 0 Amber Enterprises India 0 RBL Bank 0 The Indian Hotels Company 0 FSN E-Commerce Ventures 0 Tata Power Company 0 Cummins India 0 Ultratech Cement 0 Apollo Hospitals Enterprise 0 Steel Authority Of India -0.01 ABB India 0 REC 0 Exide Industries 0 Indian Oil Corporation 0 Max Financial Services 0 Adani Ports and Special Economic Zone -0.01 Dalmia Bharat 0 Tata Steel 0 PB Fintech 0 JIO Financial -0.01 Tube Investments Of India 0 PG Electroplast 0 Aurobindo Pharma 0 The Phoenix Mills 0 Bosch 0 UPL 0 Muthoot Finance 0 LIC Housing Fin. 0 Tata Consultancy 0 Coal India 0 Bandhan Bank 0 Vodafone Idea -0.01 Mahindra & Mahindra -0.01 Dr. Reddy's Laboratories 0.33 NBCC (India) 0 Crompton Greaves Con. Electricals 0 Hindalco Industries 0 Dixon Technologies (India) 0 Info Edge (India) 0 Cholamandalam Investment and Finance Company 0 Samvardhana Motherson 0 Laurus Labs 0 Housing & Urban Dev Corp 0 TVS Motor Company 0 PNB Housing Finance 0 Bharat Heavy Electricals 0 Divi's Laboratories 0 ICICI Prudential 0 Cipla 0 Voltas 0 Angel One 0 Tata Consumer Products 0 IDFC First Bank 0 State Bank of India 0 Dabur India 0 Asian Paints 0 HDFC AMC 0 Solar Industries India 0 Manappuram Finance 0 Life Insurance 0 United Spirits 0 DLF 0 Bharti Airtel -0.02 Bharat Forge 0 Bank of Baroda 0 Reliance Industries -0.02 UNO Minda 0 Delhivery 0 NMDC 0 360 One Wam 0 Hindustan Petroleum Corporation 0 Syngene International 0 Jindal Steel 0 Sun Pharmaceutical Industries -0.01 Canara Bank 0 Bharat Electronics 0 Yes Bank 0 ONGC 0 Adani Green Energy 0 APL Apollo Tubes 0 JSW Energy 0 HDFC Life Insurance 0 Glenmark Pharmaceuticals 0 Ambuja Cements 0 Bank of India 0 SBI Life Insurance Company 0 Bharat Petroleum Corporation 0 Nestle India 0
Debt & Others (100.32000000000001%) Sector Allocation Net Payables -0.47 Commercial Paper 3.33 Certificate of Deposit 1.49 Debt Credit Ratings Cash 67.24 A1+ 19.48 Cash & Call Money 4.19 AA 3.06 SOV 2.63 Debt Category Muthoot Finance 0.92 Union Bank of India 0.3 Others 70.92 Mindspace Business Parks REIT 1.09
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Arbitrage Fund Regular-Growth Ret 1M 0.48% Ret 1Y 6.38% Ret 3Y 6.99% Ret 5Y 5.92%
Equity, Flexi Cap funds Aditya Birla Sun Life Arbitrage Fund Regular-IDCW Ret 1M 0.48% Ret 1Y 6.38% Ret 3Y 6.99% Ret 5Y 5.92%
Equity, Flexi Cap funds Aditya Birla Sun Life Arbitrage Fund Regular-IDCW Reinvestment Ret 1M 0.48% Ret 1Y 6.38% Ret 3Y 6.99% Ret 5Y 5.92%
Equity, Flexi Cap funds Axis Arbitrage Fund Regular-Growth Ret 1M 0.49% Ret 1Y 6.31% Ret 3Y 6.92% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Arbitrage Fund Regular-IDCW Monthly Payout Ret 1M 0.49% Ret 1Y 6.31% Ret 3Y 6.92% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Arbitrage Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.49% Ret 1Y 6.31% Ret 3Y 6.92% Ret 5Y 5.9%
Equity, Flexi Cap funds Bajaj Finserv Arbitrage Fund Regular-Growth Ret 1M 0.47% Ret 1Y 5.97% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Arbitrage Fund Regular-IDCW Payout Ret 1M 0.47% Ret 1Y 5.97% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Arbitrage Fund Regular-IDCW Reinvestment Ret 1M 0.47% Ret 1Y 5.97% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Arbitrage Fund Regular-Growth Ret 1M 0.46% Ret 1Y 6.1% Ret 3Y 6.91% Ret 5Y 5.83%
Equity, Flexi Cap funds Bandhan Arbitrage Fund Regular-IDCW Monthly Ret 1M 0.46% Ret 1Y 6.1% Ret 3Y 6.91% Ret 5Y 5.83%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.47%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Chandni Gupta
Education She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
Experience Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
Sandeep Manam
Education Mr. Manam is a PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communication Engg.)- National Institute of Technology Calicut
Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.
Anuj Tagra
Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 1
Date of Incorporation 2014-04-25
Total AUM 125019.92
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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