Saving Scheme

UAN Registration and Activation | UAN Login, Generation

The Universal Account Number (UAN) is a unique 12-digit identifier issued by the Employees’ Provident Fund Organisation (EPFO) to every employee in India who contributes to the Employees’ Provident Fund (EPF). It links all the EPF accounts allotted to an individual throughout their career, making it easier to manage your savings even if you change jobs.

With UAN, employees can check their EPF balance, transfer funds, download statements, and make withdrawals online. It acts as a one-stop solution for all EPF-related activities, ensuring transparency and simplifying retirement planning. Activating and managing your UAN is essential for smooth financial tracking and long-term savings management.

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How To Find Your UAN

If you are an EPF member and unsure about your UAN, there are several simple ways to locate it:

  1. Check Your Payslip: Most employers print the UAN under the EPF section of your salary slip.

  2. EPFO Portal:

    • Visit the EPFO Member Portal.
    • Click “Know Your UAN”.
    • Enter your details like name, date of birth, mobile number, Aadhaar, or Member ID.
    • An OTP will be sent to your registered mobile, and your UAN will be displayed.
  3. UMANG App:

    • Download the UMANG app.
    • Log in with your EPF account details to access your UAN and other PF information.
  4. Through Your Employer/HR: Your HR department can provide your UAN instantly if you are unable to find it online.

Pro Tip: Ensure your mobile number is linked with EPFO to receive OTPs and notifications without any hassle.

How to Activate UAN Online?

Activating UAN is simple and ensures you can fully use all EPF-related services online. Here’s the step-by-step process:

  1. Visit the EPFO UAN Portal: Go to EPFO Member Portal.
  2. Click on “Activate UAN” to start the process.
  3. Enter Your Details: Provide your UAN, Member ID, Aadhaar, PAN, or bank details, along with your registered mobile number.
  4. Verify OTP: An OTP will be sent to your mobile. Enter it to confirm your identity.
  5. Set Your Password: Create a strong password for your EPF member portal login.
  6. Activation Complete: Once submitted, your UAN profile is activated. You can now log in anytime to manage your EPF account.

Pro Tip: Make sure your mobile number is linked with EPFO to receive OTPs smoothly.

How to Download Your UAN Card

Your UAN card is a handy document that contains your UAN, personal details, and EPF account numbers. It serves as a quick reference for all PF transactions.

Steps to Download Your UAN Card:

  1. Login to EPFO Portal: Go to the EPFO Member Portal and log in using your activated UAN and password.
  2. Navigate to UAN Card: Under the “View” or “Download” section, select “UAN Card.”
  3. Select EPF Account: Choose the EPF account number linked to your UAN.
  4. Download/Print: Click Download to save a soft copy or Print for offline use.

Pro Tip: Keep a soft copy saved on your device for easy access during employer changes, account transfers, or other PF-related activities.

Step-by-Step Process to Transfer PF Accounts Using UAN

Transferring your EPF balance when changing jobs is simple with your UAN. Follow these steps for a smooth process:

  1. Login to EPFO Portal: Visit the EPFO Member Portal and log in using your UAN and password.
  2. Go to Transfer Section: Navigate to “Online Services” → “One Member – One EPF Account (Transfer Request)”.
  3. Enter Details: Fill in your previous and current PF account details. Validate the information using the OTP sent to your registered mobile number.
  4. Submit Request: Submit the transfer request. You can track the status under “Track Claim Status”.
  5. Approval: Both your old and new employers may need to approve the request. Once approved, your funds are typically transferred within a few days.

Pro Tip: Make sure your previous EPF account is active and KYC details are updated to avoid delays during the transfer.

How to Reset Your UAN Password for Login

If you have forgotten your UAN login password, resetting it is simple. Follow these steps:

  1. Visit the EPFO Portal: Go to the EPFO Member Portal.
  2. Click “Forgot Password?” on the login page.
  3. Enter Details: Provide your UAN, registered mobile number, and captcha code.
  4. Verify OTP: An OTP will be sent to your registered mobile. Enter it to confirm your identity.
  5. Create New Password: Set a strong password combining letters, numbers, and symbols.
  6. Login: Use your UAN and the new password to access your EPF account.

Pro Tip: Always choose a secure password and avoid sharing it to keep your EPF account safe.

Documents Required to Open / Register UAN

  • Aadhaar card (strongly recommended for e-KYC)
  • PAN card
  • Bank account details (account number, IFSC)
  • Photo ID (passport, driving licence, voter ID)
  • Address proof (utility bill, rent agreement)
  • Employment details (like PF ID or Member ID)

Conclusion

Your UAN is more than just a number it is your gateway to easy and secure EPF management. By registering and activating your UAN, you gain full control over your EPF account, making balance checks, withdrawals, transfers, and statement downloads quick and hassle-free.

For employees, investors, and professionals, integrating UAN management with broader retirement and investment planning can enhance financial security and long-term wealth. Motilal Oswal experts recommend keeping your UAN details updated and regularly reviewing your EPF statements to ensure a smooth and transparent financial journey.

Frequently Asked Questions (FAQs)

What is the Universal Account Number (UAN)?

UAN is a unique ID allotted by EPFO to every employee with a PF account. It helps track all your PF accounts under a single umbrella, even if you move across jobs.

Is UAN generation automatic?

For new employees, UAN is usually generated automatically by the employer during PF account creation.

Can I have more than one UAN?

No, each employee should have only one UAN for their entire career. Multiple UANs can create confusion while transferring PF balances.

How do I update my mobile number or email for UAN?

Log in to the EPFO portal, go to profile settings, and update your details. Your employer can also initiate modifications if required.

Is it safe to share my UAN?

Never share your password or OTP with anyone. Your UAN itself can be shared with trusted employers for official purposes.