Bandhan Retirement Fund Regular-IDCW

Fund Details

NAV 11.795

Sub-Type Aggressive Hybrid

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 2.7

Fund Size(in Crores) 185.12

Fund Performance

1 Month -7.36%

3 Month -12.63%

6 Month -6.98%

1 Year -0.58%

3 Year 0.0%

5 Year 0.0%

Know This Fund

As on 24 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.55%) Market Cap Mid Cap 13.16 Small Cap 37.16 Large Cap 49.23 Top Sectors Consumer Staples 25.36 Automobile 21.23 Services 19.7 Healthcare 13.82 Materials 10.51 Communication 6.82 Consumer Discretionary 2.11 Top Holding Ajanta Pharma 2 Bharti Airtel 6.82 Heritage Foods 0.22 Emami 0.92 Kajaria Ceramics 1.62 Sapphire Foods 0.93 CORONA Remedies 0.54 Krishna Institute 1.02 Vedant Fashions 0.46 LG Electronics India 2.11 Godrej Consumer 2.69 Acutaas Chemicals 3.93 Park Medi World 2.78 Britannia Industries 4.07 Honasa Consumer 0.98 Avenue Supermarts 1.91 Pokarna 1.73 Trent 0.68 Swiggy 1.55 Innova Captab 0.86 Avanti Feeds 1.5 Shoppers Stop 0.44 ITC 7.82 Jubilant FoodWorks 2.13 V.S.T. Tillers 1.86 V-Mart Retail 0.36 Orchid Pharma 0.96 Subros 1.16 MRF 0.82 Navneet Education 0.31 Maruti Suzuki India 8.07 Radico Khaitan 4.27 Century Plyboards (India) 0.57 PVR Inox 1.82 Hero Motocorp 5.46 Eternal 5.74 FSN E-Commerce Ventures 1.94 Mahindra & Mahindra 1.99 Dabur India 2.58 Jubilant Pharmova 1.43 Laxmi Dental 0.3 Sun TV Network 1.74 Greenpanel Industries 2.4 Midwest 3.37 Eicher Motors 1.87 Indigo Paints 0.82

Debt & Others (0.45%) Sector Allocation Net Payables -0.71 Repo 1.16 Debt Credit Ratings Debt Category Others 0.45

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-Growth Ret 1M -12.77% Ret 1Y -5.97% Ret 3Y 11.04% Ret 5Y 10.67%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Ret 1M -12.77% Ret 1Y -5.97% Ret 3Y 11.04% Ret 5Y 10.67%

Equity, Flexi Cap funds Aditya Birla Sun Life Consumption Fund Regular-IDCW Reinvestment Ret 1M -12.77% Ret 1Y -5.97% Ret 3Y 11.04% Ret 5Y 10.67%

Equity, Flexi Cap funds Axis Consumption Fund Regular-Growth Ret 1M -13.1% Ret 1Y -7.92% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Payout Ret 1M -13.1% Ret 1Y -7.92% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Consumption Fund Regular-IDCW Reinvestment Ret 1M -13.1% Ret 1Y -7.92% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-Growth Ret 1M -12.12% Ret 1Y -10.84% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Payout Ret 1M -12.12% Ret 1Y -10.84% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Consumption Fund Regular-IDCW Reinvestment Ret 1M -12.12% Ret 1Y -10.84% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-Growth Ret 1M -9.85% Ret 1Y -0.1% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bank of India Consumption Fund Regular-IDCW Payout Ret 1M -9.85% Ret 1Y -0.1% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.36%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Viraj Kulkarni

Education Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Vishal Biraia

Education Mr. Biraia has done B.E and CFA

Experience Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.

Gaurav Satra

Education Mr. Satra has done B.Com and CA

Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA

Gautam Kaul

Education Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Brijesh Shah

Education Mr. Shah is a Post Graduate Diploma in Finance.

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Ritika Behera

Education Ms. Behera has done B.Com and MBA (Finance)

Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 4

Date of Incorporation 2023-10-18

Total AUM 197898.6

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.