Saving Scheme

What is Mahatma Gandhi NREGA or MGNREGA?

It guarantees 100 days of wage employment to any adult in any household who demands (self-selection) unskilled labour-related work. It is an arbitrated livelihood policy ensuring work on demand while helping workers steer clear of forced labour and perhaps seasonal unemployment.

Very simple: The Scheme of Mahatma Gandhi National Rural Employment Guarantee Act guarantees 100 days of employment to the adult wage labour or unskilled labour family of a person who is desirous of work. It is particularly beneficial for the country's rural populations, including women and Scheduled Castes/Scheduled Tribes.

Any adult member of a rural household willing to do unskilled manual work can register under MGNREGA and obtain a Job Card. The purpose of the scheme is to provide livelihood security and create an asset base.

What is MGNREGA?

Originally notified in 2005 as the National Rural Employment Guarantee Act (NREGA), the prefix "Mahatma Gandhi" was later added.

It applies to the whole of India except for wholly urban districts.

Prominent Features:

  • Guarantee of 100 days of wage employment in a financial year
  • Employment to adult members willing to do unskilled work
  • Legal entitlement to demand work

An additional 50 days of wage employment, beyond the guaranteed 100 working days, is provided to:

  • Scheduled Tribe households in forest areas with land rights under the Forest Rights Act (FRA), 2006
  • Households in rural areas where drought or natural calamity has been officially notified

The Job Card contains the names and photographs of adult members of the family and must be verified and issued by the Gram Panchayat within 15 days of application.

Non-compliance with the Act is treated as an offence.

Objectives of MGNREGA

The primary objective of MGNREGA is providing social and livelihood security to the most vulnerable in rural areas.

Other Objectives:

  • Rejuvenating natural resources
  • Creating productive assets
  • Empowering the socially disadvantaged
  • Strengthening decentralized participatory planning
  • Converging anti-poverty and livelihood initiatives
  • Strengthening Panchayati Raj Institutions

Who is Eligible for MGNREGA?

Any rural household can demand work under MGNREGA provided the person is:

  • A citizen of India
  • Over the age of 18
  • Willing to engage in unskilled manual labour
  • A member of a household holding a Job Card under MGNREGA

How to Apply for MGNREGA

A resident desiring to apply for the scheme must submit the application to the local Gram Panchayat office.

Applicants must furnish:

  • Name
  • Age
  • Gender
  • Photographs of household members
  • Village details
  • SC/ST/IAY category details (if applicable)

After verification, a Job Card shall be issued to the household.

Implementing Agencies Under MGNREGA

The scheme is implemented through:

  • Central Government departments
  • State Government departments
  • Zila Parishad
  • Intermediate-level Panchayats
  • Gram Panchayats
  • Local authorities or NGOs authorized by the Central or State Government

Works Covered Under MGNREGA

There are 266 permissible works under MGNREGA. These works must result in tangible, measurable, and durable assets.

Works are Categorized Into:

  • 4 major categories
  • 24 major heads
  • 39 work types

Breakdown of Works:

  • 150 works related to agriculture and allied activities
  • 58 works related to Natural Resource Management
  • 58 works related to rural infrastructure

Intangible, non-quantifiable, and repetitive works are not allowed.

A worksite must generally be within a 5 km radius of the worker’s residence. If the distance exceeds 5 km, the worker is entitled to a travel allowance of 10% of the wage rate.

Permissible Works

Natural Resource & Water Management

  • Plantation
  • Irrigation channels
  • Bunds for soil conservation
  • Repair of water bodies
  • Check dams
  • Percolation tanks
  • Ponds
  • Rainwater harvesting structures
  • Recharge structures
  • Trenches
  • Bench terraces
  • Biogas plants

Agriculture & Allied Activities

  • Development of fallow or wasteland
  • Irrigation wells
  • Fisheries ponds
  • Fish-drying yards
  • Azolla cultivation infrastructure
  • Livestock shelters
  • SHG work sheds
  • Food grain storage structures
  • Liquid bio-manure infrastructure

Rural Infrastructure & Community Assets

  • PMAY and State housing construction
  • Anganwadi centre buildings
  • Cremation grounds
  • Cyclone shelters
  • Gram Panchayat buildings
  • Kitchen sheds
  • Village/Rural haat
  • Linear infrastructure
  • Embankment for disaster response
  • Flood diversion drains
  • Storm water drains
  • Rural connectivity roads
  • Soak pits
  • Waste management (solid and liquid)
  • Latrines
  • Government school compound walls
  • Playfields

Conclusion

MGNREGA is a landmark legislation for rural employment. It assures 100 days of wage employment to adult members of rural households. The Act specifies permissible works involving durable asset creation and rural development.

Any legally eligible rural resident possessing a Job Card has the right to demand and receive employment under the scheme. By combining employment generation with asset creation, MGNREGA strengthens rural infrastructure and supports economic stability.

Frequently Asked Questions (FAQs)

What is the full name of MGNREGA?

MGNREGA stands for Mahatma Gandhi National Rural Employment Guarantee Act.

How many days of work are guaranteed under MGNREGA?

The program ensures 100 days of work in a financial year for every eligible rural household.

Who can avail the services of MGNREGA?

Any adult aged 18 years or above willing to perform unskilled labour can enrol.

What is a Job Card?

A Job Card is an identification document issued to eligible households, allowing them to demand and receive work under MGNREGA.

What if work is not provided within 15 days?

If work is not provided within 15 days of demand, the applicant is entitled to claim unemployment allowance.

Are all kinds of works allowed under MGNREGA?

No. Only the 266 permissible works listed under MGNREGA are allowed. Intangible and repetitive works are not accepted.

Is travel allowance provided?

Yes. If the worksite is more than 5 km from the residence, a 10% travel allowance is payable.

Does MGNREGA operate in urban areas?

No. MGNREGA applies only to rural areas and does not cover districts with 100% urban population.