Employee PF Number - Format, Ways to Know EPF Number, Uses
One of the most significant savings programs for salaried people in India is the Employee Provident Fund (EPF). Through consistent payments from both the organisation and the employee, it helps people build a retirement corpus under the control of the Employees' Provident Fund Organisation (EPFO). Each player within the EPF program is given a distinct employee PF number, which serves as a tracking key for contributions, withdrawals, and other EPF-related moves. To efficiently manage your provident fund account, you must be privy to your PF variety. This article will cover the definition of an employee's PF range, its format, how to locate it, and the various programs it encompasses.
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What is the Employee PF Number?
A distinct 22-character numeric code is assigned to each employee who contributes to the Employees' Provident Fund (EPF). It serves as a complete database that hyperlinks an employee's contributions to the EPFO database, facilitating the management and access to of PF-related information for each employer and employee. Consider it your account quantity for PF transactions. You may use it to make withdrawal requests, keep an eye on your balance, and transfer money owed when you move jobs. Because the PF number is associated with the organization's enterprise, it can be limited if a worker moves jobs. However, many PF numbers may also now be blended into a single UAN for simple administration, thanks to the introduction of the Universal Account number (UAN).
Format of the EPF Account Number
The EPF number follows a specific structured format that helps identify the location and establishment details of the employer. So, the PF number gives complete information about where and under which organization your provident fund is registered.
A typical EPF account number looks like this:
Example: MH/BAN/1234567/000/0012345
Let’s break down what each part means:
Part
Meaning
Example
1
Region Code – Identifies the regional EPFO office
MH (Maharashtra)
2
Office Code – Refers to the EPFO sub-office
BAN (Bandra)
3
Establishment Code – Unique code assigned to the employer
1234567
4
Extension Code – Optional, used for subdivisions within an establishment
0
5
Member ID – Unique ID assigned to each employee under that establishment
12345
How to Know the EPF Number?
Method
Steps to Know Your EPF Number
1. Through Employer
Contact your HR or payroll department. They can provide your PF number, as it’s registered with EPFO at the time of joining.
2. Salary Slip
Most salary slips include the PF account number along with the UAN. Check your monthly pay slip.
3. UAN Portal
Visit https://unifiedportal-mem.epfindia.gov.in/ and log in using your UAN and password. Your PF number will appear under the “Member ID” section.
4. UMANG App
Download the UMANG app, log in with your mobile number linked to Aadhaar, and check EPF details under the “EPFO” section.
5. EPFO Office
You can visit the nearest EPFO regional office with identity proof and request your PF details.
6. Missed Call/SMS
Give a missed call to 9966044425 or send an SMS “EPFOHO UAN ENG” to 7738299899 from your registered mobile number.
7. Through Aadhaar or PAN
If your Aadhaar or PAN is linked to your EPF account, you can retrieve your PF number via the UAN portal using these credentials.
Importance of PF Account Number
Purpose
Importance of PF Account Number
Tracking Contributions
It helps you monitor the monthly contributions made by you and your employer.
Claiming Withdrawals
You need your PF number to apply for partial or full withdrawals.
Transferring Accounts
When changing jobs, your new employer can easily transfer your old PF balance using the PF number.
Ensuring Transparency
It enables employees to verify if their employer is regularly depositing PF contributions.
For Financial Proof
PF details often serve as proof of employment and savings during loan applications or financial verifications.
Uses of Provident Fund Account Number
Purpose
Use of PF Number
Account Access
Log in to the EPFO portal and check your balance or contributions.
Withdrawal/Transfer
Required to withdraw or transfer funds when switching jobs.
Claim Status
Helps you track the status of withdrawal or transfer claims.
Grievance Redressal
Required for submitting complaints or issues through the EPFO grievance portal.
Verification
Used for the verification of PF deposits by employers and EPFO.
Tax Filing
Useful during tax filing to verify annual PF contributions.