PF Withdrawal Form Online - Claim Form and PF Withdrawal Form types

When you want to withdraw money from your Employees’ Provident Fund Organisation (EPFO) account, whether it’s a full settlement, a partial advance or pension withdrawal, you’ll need to fill the correct form. This guide explains in simple language which form to use, what type of claims they cover, and how to submit them online.

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What are PF withdrawal forms & why they matter

A “PF withdrawal form” is simply the application you submit to EPFO to claim your provident fund balance or pension/advance. Using the right form-type ensures your claim is processed accurately and quickly. The EPFO uses several standard forms (some now combined) for different scenarios.

Key types of forms & when to use them

Here are the main forms, what they cover, and when to use them:

Form

Purpose

When to use

Form 19

Final settlement of PF-account (complete withdrawal) for the member.

You’ve left your job, retired, or are not going to join another PF-covered job and you want the full corpus.

Form 10C

Withdrawal benefit under the Employees’ Pension Scheme (EPS) or want to obtain a pension scheme certificate.

If you haven’t completed 10 years of service, or you want to preserve your pension rights.

Form 31

Partial withdrawal / advance from your PF account for specified reasons (house, education, medical, etc).

While in service, when you need part of your PF for an allowed reason.

Composite Claim Forms (combines Form 19, 10C, 31)

Combined form (especially offline) to simplify the process.

When you submit offline and want to cover multiple claim types.

Death-case forms (Form 20, 10D, 5(IF))

For settlement of PF/EPS/EDLI in case of member’s death.

When a member has died and the nominee/legal heir wants to claim.

How to submit PF withdrawal form online

Here’s a step-by-step overview of the online submission via the UAN member portal:

1. Log in at the EPFO Member Portal with your UAN, password and captcha.
2. Ensure your KYC details (Aadhaar, PAN, bank account + IFSC) are updated and verified.
3. Under Online Services → Claim (Form-31, 19, 10C & 10D) select the correct claim type.
4. Enter your bank account number (last four digits) and verify.
5. Choose the claim reason (for Form 31) or select “Only PF Settlement (Form 19)” etc.
6. Tick the “Certificate of Undertaking” and proceed with OTP (for Aadhaar-linked accounts).
7. Submit the claim. You’ll receive a reference number and you can track status via the portal.

Offline submission – when & how

If your UAN is not active, or your Aadhaar/bank details are not seeded/verified, you might need to submit offline:

• Download the Composite Claim Form (Aadhaar based or Non-Aadhaar) from the EPFO website.
• Fill the relevant sections (Form 19, 10C, 31 etc) and get employer attestation if required (especially for non-Aadhaar form).
• Attach required documents: cancelled cheque/passbook, PAN copy, signature, revenue stamp (if required) etc.
• Submit to the jurisdictional EPFO office and then track accordingly.

Why knowing the form type matters

• Using the wrong form may delay your claim or cause rejection.
• Online processing is faster if KYC & UAN are correctly seeded. Offline takes longer & needs attestation.
• For tax and eligibility purposes (service period, reason for withdrawal) the correct form ensures you meet conditions.

Summary

In short:

• Choose Form 19 for full PF settlement.
• Choose Form 10C for EPS withdrawal/pension certificate.
• Choose Form 31 for partial/advance withdrawal.
• Use the Composite Claim Form when submitting offline or when you have multiple claim types.
• Make sure your UAN is active, KYC is updated, bank details are seeded if you want to use the online route (which is faster).