Mutual Fund

What is Percentage Gain?

In the world of investing, How much did you make? is a common question. Some might say, I made ₹5,000, while others say, I made 20%. While ₹5,000 sounds like a lot of money, it doesn't tell the whole story. If you invested ₹1 Lakh to make that ₹5,000, you only made a 5% profit. But if you invested ₹10,000 to make that same ₹5,000, you made a massive 50% profit! This is why Percentage Gain is the most important number in your portfolio.

In 2026, with the Indian stock market growing rapidly and new IPOs listing every week, percentage gain helps you compare different apples and oranges. It levels the playing field, allowing you to see which of your investments is truly working the hardest for you. Whether you are tracking a small SIP or a large IPO allotment, knowing your percentage gain is the only way to measure your success as a smart investor.

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What is Percentage Gain?

In simple words, Percentage Gain is a way of showing your profit as a portion of the money you originally spent. It tells you the rate of growth of your money.

  • Absolute Gain: The actual cash profit in Rupees (e.g., ₹2,000).
  • Percentage Gain: The profit expressed as a percentage of your initial investment (e.g., 20%).

How to Calculate Percentage Gain (2026 Formula)

Calculating your gain percentage is a basic two-step process. First, find your total profit, and then see what percentage it is of your starting cost.

The Simple Formula:

Percentage Gain % = (Selling price - purchase price/purchase price) X 100

Step-by-Step Example:

Let’s say you were allotted 1 lot of an IPO at an Issue Price of ₹500 per share. On the listing day, the stock opens at ₹750.

  1. Calculate the Profit (Absolute Gain): ₹750 - ₹500 = ₹250 per share.
  2. Divide by Purchase Price: ₹250 / ₹500 = 0.5
  3. Multiply by 100: 0.5 x 100 = 50%

This means your money grew by 50% in just a few days!

Quick Comparison: Absolute vs. Percentage

Feature

Absolute Gain (Cash)

Percentage Gain (%)

Focus

How much money was made.

How efficient the investment was.

Comparison

Hard to compare different sized bets.

Easy to compare any two investments.

Goal

Useful for counting your eggs

Useful for strategy and planning.

Example

I made ₹1,000 profit

I made a 10% return

Why Percentage Gain Matters in 2026?

  • Performance Tracking: If your bank FD gives you 7% per year, but your IPO gives you 20% in three days, the percentage gain shows you exactly where your wealth is building faster.
  • Accounting for Costs: In 2026, a smart investor also subtracts Brokerage Fees and STT (Securities Transaction Tax) from their selling price before calculating the percentage. This gives you the Net Percentage Gain of the actual money that stays in your pocket.
  • Setting Targets: Most traders have a goal, like I will sell when I reach 15% gain Using percentages makes it easier to set these rules across different stocks.

Frequently Asked Questions (FAQs)

Is Listing Gain the same as Percentage Gain?

Yes! Listing gain is just a specific type of percentage gain that happens on the day an IPO starts trading.

What is a Negative Percentage Gain?

If the selling price is lower than what you paid, the formula will give a negative number (e.g., -10%). This is called a Percentage Loss.

Does the number of shares affect the percentage gain?

No. Whether you own 1 share or 1,000 shares, if the price goes from ₹100 to ₹110, your percentage gain remains 10%.

How do I calculate gain if I received Dividends?

In 2026, professional investors add the dividend amount to the selling price before using the formula. This gives you the Total Return Percentage.

What is Unrealized Percentage Gain?

If you still hold the shares and haven't sold them yet, the profit you see on your app screen is Unrealized It only becomes realized once you actually sell.

Can I calculate percentage gain on an SIP?

It’s a bit more complex because you buy at different prices every month. For SIPs, most people use XIRR, which is like an average annual percentage gain

Is a 100% gain possible in an IPO?

Yes! In 2025 and 2026, several Multibagger IPOs in India listed at double their issue price, giving investors a 100% percentage gain on Day 1.

Why do I see different percentages on different apps?

Some apps show the gain based on the previous day's close, while others show it based on your original buying price. Always look for Total Returns %.

How does tax affect my percentage gain?

In 2026, if you sell within a year, you pay 20% tax on your profit (STCG). This reduces your Post-Tax Percentage Gain

Is 10% gain in a week better than 20% in a year?

Mathematically, yes! The 10% gain is much faster. This is why traders look at Annualized Returns to compare time and profit together.